Encore Payment Systems Review


Overall Rating Breakdown
Sales & Marketing Tactics
Costs & Contract Terms
Complaints & Service
BBB Rating

Encore Payment Systems

"D" Credit Card Processor Rating
Last Updated: June 25, 2014
Top Processors | Get Rate Quotes | User Reviews


Jump to: Sales & Marketing | Costs & Contract | Complaints & Service | BBB Complaints

Encore Payment Systems Overview

Encore Payment Systems Logo

Encore Payment Systems Logo

Encore Payment Systems (encoreps.com) is a merchant account provider based in Addison, Texas, that began operations in 2004. The company also does business in the U.S. under the names Prodigy Payment Systems and Momentum Payment Systems. Additionally, Encore has a Canadian sales arm called MOCA Payment Systems.

Two different agents claimed that Encore Payment Systems is a direct processor with HSBC Bank, which is surprising considering it’s a young company. After pressing the issue, one agent admitted that Encore occasionally uses Chase Paymentech for a processor, but insisted that the company is a direct processor in all other cases.

Besides offering credit card processing services, Encore Payment Systems also offers check conversion & guarantee, wireless processing, electronic benefits transfer, terminal sales & leasing, and gift/loyalty card acceptance. The company is a registered ISO/MSP of Deutsche Bank AG, New York.

Encore Payment Systems Sales & Marketing Tactics | D

Key Points – Sales & Marketing 
Uses independent resellers? Yes
Promotes deceptive rate quotes? No
Discloses all important terms? No

Encore Payment Systems appears to use an ethically questionable marketing strategy. First, the use of multiple DBAs suggests that the company is purposely attempting to spread its complaint count among the different business names. It also makes it possible for a merchant to cancel an account under one business name and then inadvertently sign up with the same company represented under another name. Nearly all merchant services providers that take part in this strategy have very poor reputations.

Second, the company appears to be a “hiring mill” that markets its business by continually recruiting independent outside sales agents (ISAs) who are only paid upon making a sale. Like many companies that use this hiring practice, Encore’s agents appear to be trained primarily on how to sell expensive merchant accounts and equipment leases in exchange for high commissions. They also appear to be poorly trained about the details of the merchant account agreements they are selling and the credit card processing fees associated with them. Agent turnover with this type of provider is typically very high.

Based on reports by merchants, there is evidence suggesting that Encore’s marketing strategy often results in the use of deceptive sales tactics. We cannot say if Encore encourages or endorses misleading tactics, but it seems that its pricing and underwriting policies make it possible. The company also appears to enforce contracts even when merchants claim to having been misled by an agent.

Alternate URLs:

  • encorepaymentsystems.com
  • encorepaymentsystems.net
  • prodigypay.com
  • momentumpayments.com

[Related: Get quotes from a provider with “A” rated sales tactics]

Encore Payment Systems Costs & Contract Terms | D

Key Points – Costs & Contract Terms
Swiped rate: Variable
Keyed-in rate: Variable
Termination fee: $195+
PCI compliance fee: $95 per year
Equipment lease: 48 mos./non-cancellable

Encore Payment Systems’s pricing and contract terms appear to vary based upon the merchant and the agent setting up the account. The company’s standard merchant account contract has a three-year service agreement with automatic renewal for one-year terms and an average Early Termination Fee (ETF) of $195; however, some merchants have reported ETFs up to $450.

An older version of the standard Encore Payment Systems contract is available below; it outlines a three-year agreement with automatic renewal, a $195 “deconversion” fee (which acts as an ETF), a monthly minimum fee of $25, an annual fee (probably a PCI Compliance fee) of $95, a monthly “bank access fee” of $9.50, and an expensive tiered pricing structure. Although this agreement appears to be outdated, we do not have any evidence that the company’s contract terms are any more favorable today.

Aside from the standard three-year merchant account contract, there are numerous reports stating that merchants were locked into four-year, non-cancellable equipment leases. Cancelling of these leases before the termination date is reported to cost in the thousands of dollars. We recommend avoiding leasing equipment from any company because it is often the most expensive option. Buying your equipment outright is often the best and most cost effective solution.

Click here to see a copy of the standard Encore Payment Systems contract
Encore041305

Encore Payment Systems Complaints & Service | D

Key Points – Complaints & Service
Total complaints: 100+
Live customer support: Yes
Most common complaint: Long-term leases

For a provider of its size and time in business, Encore Payment Systems has a moderate-to-high number of complaints when we combine all of them together from its other DBAs (many of which can be found in the comment sections of our reviews). Even more disconcerting are the numerous complaints from former agents of the company. Nearly all of these former agents complain of deceptive hiring practices and that they were encouraged to lie to and mislead merchants.

As for merchant complaints, the common theme among them are several reports suggesting the use of predatory equipment leases that cost merchants thousands of dollars for equipment that can be bought in the low hundreds. Nearly all of the reported leases were four-year terms with no ability to cancel without incurring significant financial cost. One merchant’s experience with misleading sales tactics, poor customer service, and unexpected equipment expenses is chronicled here.

Encore Payment Systems BBB Report | D (CPO Adjusted)

Key Points – BBB Report
Product/service: 33
Billing/collection: 30
Advertising/sales: 4
Guarantee/warranty: 0
Delivery: 0

As of this review, Encore Payment Systems is not accredited with the Better Business Bureau (BBB) and holds a “C” rating, up from a “C-” at the time of our last review. The BBB is reporting 67 complaints filed within the last 36 months (up from 64 as of our last update); however, when adding the complaint counts of Prodigy Payment Systems and Momentum Payment Systems (Encore’s other DBAs), Encore actually has had 180 complaints in the last three years. The complaints are somewhat evenly spread across issues with advertising and sales, billing and collection, and problems with products and services with the highest count. Of all the BBB complaints against Encore Payment Systems, 82% were resolved to the merchant’s satisfaction.

Based on the complaint count and resolution ratio, we are adjusting the BBB’s rating to a “D” for the purposes of this review. You can learn more about why we adjust BBB ratings in our rating criteria.

Bottom Line

Encore Payment Systems scores low in our review because the company uses multiple business names, relies too heavily on hiring independent outside sales agents, has a moderately high complaint count for a company of its size and time in business, and appears to suffer from widespread use of deceptive marketing and sales practices. The company could improve its rating by eliminating the above mentioned problems.

Leave your review of Encore Payment Systems in the comment section below:


Encore Payment Systems Review

Rated 1 Out of 5 Stars
Reviewed by Phillip Parker
Reviewed on 2014-06-25 10:10:05

UPDATED: June 25, 2014 – There are a moderately high number of negative Encore Payment Systems, and many of these have been left by former employees who consider the company a scam… Encore Payment Systems scores low in our review because the company uses multiple business names, relies too heavily on hiring independent outside sales agents, has a… Learn more in this Encore Payment Systems review.

 

Top Rated General Use Processors (Retail, Service, E-Commerce, etc)
View Website See Review View Website See Review
Top Rated Mobile Processing Apps (iPhone, Android, etc.)
View Website See Review View Website

See All Best Rated Processors

Top Rated General Use Processors (Retail, Service, E-Commerce, etc)
View Website See Review View Website See Review
Top Rated Mobile Processing Apps (iPhone, Android, etc.)
View Website View Website See Review

See All Best Rated Processors

-OR-

Find Your Merchant Account Match



Getting paid to re-write this page? Click here to earn a reward.

Copyright © CardPaymentOptions.com (Digital Fingerprint: 0d38c6720f0d78a701b74d58653af608)

About the author

Phillip Parker

Phillip Parker is a former merchant services agent turned small business advocate and the author of "Fee Sweep," which teaches merchants how to dramatically lower their processing rates, eliminate junk fees, and avoid fine-print scams. He founded CardPaymentOptions.com to help merchants enact positive change in the credit card processing industry.



 
Phillip can help you find an ethical and honest processor that will offer you great rates. Click here to request a free provider consultation.

Permanent link to this article: http://www.cardpaymentoptions.com/credit-card-processors/encore-payment-systems/

20 comments

Skip to comment form

  1. Keith T

    BEWARE OF THIS BUSINESS…I was referred to encore so I called them. I told them I want a transaction by transaction account. they told me that they would have to charge a higher percentage per transaction. I agreed to that so long as there was no contract binding me if my new small business failed. After obtaining their equipment I was being charged about 10% per swipe. Being a repair facility that could be $100 per swipe. I closed the business but still kept my account open with Encore and paid their monthly account fees. After having them for a year I call and told them that I wanted to cancel and was told that I could not unless I paid a penalty for breech of contract. Well to make it short. Instead of transaction by transaction they tricked me into signing up for a 4 year contract. DIRTY BUSINESS TACTICS………….BEWARE

    Did you find this review helpful? Yes   No

    5 / 5 found this review helpful.
  2. David

    The Texas attorney general needs to monitor the owners and managers of this company. The rep (Joe) gave me story on how smooth everything would be because I already used EPN (software) and didn’t need a card reader. Not true. they wanted to set me up with a new EPN and “charge me twice”. For all the rate discounts it doesn’t make sense when the fees are enormous, you can’t have continuity or control of your business.

    He promised to follow up but, never did.

    I hope they don’t burn me when I try to cancel?

    Did you find this review helpful? Yes   No

    1 / 3 found this review helpful.
    1. David

      Follow up to my January 20, 2014 post.

      Well, things were quiet and I thought that Encore respected my multiple requests to not engage their services for reasons previously stated. Today, March 6, 2014 I received my first notification that they debited my business banking account for $67.00.

      Encore Payment Services and it’s owners, managers, and apparently employees/contractors are collectively scam artists, liars and thieves. My thief is named Joe Barrett (214) 796-9110. He allegedly grew up in Kopprel, Texas according to him. The reason this was slightly important in mentioning is that he looks you right in the eye with awe shucks country talk and after he was through I mentioned to him I actually know the town well as my Father was a school administrator there after he retired from being a full time administrator in another district. When I mentioned this to Joe he became kind of white and I should have taken the papers out of his hands at that moment, torn them up and kicked him out of my home, (yes home) where he showed up to meet me unannounced.

      Warning to all business owners. I now get to go through the unpleasant task of closing my business checking account because of this. They won’t fix the problem they just lie and lie and lie drag it out until they get their hooks into you.

      At least half of my business I provide direct services to law enforcement, Judges and District attorneys. If I ever would call in a favor it would be on Encore. This business must be stopped!

      I am highly disappointed and disgusted. I will never speak to any credit card processor company again.

      Did you find this review helpful? Yes   No

      1. Michael

        ENCORE BIGGEST SCAM credit card company today.
        I was also scammed in 2011-2013 (post mar 8 2013)
        Still upset that they continue to ripoff the consumer and are still in business.
        Biggest scam company around but keeps on ticking.
        Unbelievable they still exist with such poor ethics.
        Switched to world pay and am very satisfied.

        Did you find this review helpful? Yes   No

  3. Jen L.

    Horrible customer service. The sales rep flat out lied regarding the terms, fees, rates and the fact that she was coming back the next day with my copy of the contract. They do not have the original either, just what the rep faxed them which is unreadable so I have no way to know what was in the blurry microscopic print. When I went to cancel after the contract was up, I was informed that I didn’t give 60 days notice prior to the 2yr date so it automatically renewed for another year. Now our machine broke and they refuse to program a new unless we lease it from them which is a 48 month lease at $39/month. The leasing people are aggressive and call and hang up on my employees once they say their name and it’s not me (hello, we have caller ID). I called them today to beg them to waive the $395 cancellation fee as I completed original contract and now we cannot take credit cards as I refuse to sign their lease. I asked her if she could reply to my one of my 5 previous emails so I could have something in writing and she told me to have an attorney contact them if I wanted anything in writing or a legible copy of my contract. Are they lying about something in the contract? Definitely something shady going on here.

    Did you find this review helpful? Yes   No

    1 / 2 found this review helpful.
  4. Chad G

    I have a very busy practice. The Encore representatives would call repeatedly and would not let my staff off the phone. Finally I instructed my staff to hang up on them because you could never get a word in edgewise to explain that we had other patient calls to tend to. Their sales tactics are very poor and aggressive. It is beyond me how anyone would become their customer.

    Did you find this review helpful? Yes   No

  5. Maximilion

    WHAT A JOKE!!!!!! The WORST company I have ever dealt with!! I processed a cc for $1000.00 yesterday and they are now telling me that I can not have the money because it is over what my usual sales are. I faxed a copy of the signed cc slip and also a not signed by the customer, still I am told I need to refund the money to the customer and have them pay another way. This is just crazy!!!!!! HORRIBLE HORRIBLE HORRIBLE COMPANY

    Did you find this review helpful? Yes   No

    1. Maximilion

      Well, now this BS company is holding over $6500.00 of my companies money due to the fact that we ran a card for $1000.00 which was over our “normal” ticket. WHAT A JOKE! You call the company to get answers and just keep getting pushed off to another person. We are a local family owned company that relies on the credit cards we process to go into our bank account so we can pay our bills. I would trust the bum living under the bridge down town with my money before I would ever trust this JOKE of a “company”!!! BEWARE!!!! DO NOT DO BUSINESS WITH ENCORE!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

      Did you find this review helpful? Yes   No

      1 / 2 found this review helpful.
  6. Yu Whish

    As a former employee of this hell hole, I can confirm all of these comments. This place is a COMPLETE joke. All of the employees are completely uneducated about the products and services. This is because #1 the company doesn’t train anyone and don’t have any good documentation or internal resources and #2 their hiring strategy involves hiring the cheapest labor possible which amounts to a staff with not a whole lot of experience, intelligence, motivation, or general apptitude/skills to learn or perform even the simplest of tasks. Encore is completely unorganized, dysfunctional, and no one is on the same page. Internal communication is extremely poor. There are no cohesive well defined company values or mission whatsoever. Their ONLY focus is on CLOSING SALES. PRODUCTS, SERVICES, CUSTOMERS, AND EMPLOYEES ALL TAKE A BACK SEAT, AND IT SHOWS!

    If for some reason you choose to do business with these shady people, at least keep these points in mind:
    #1 DON’T LISTEN TO SALES REPS. READ YOUR ENTIRE CONTRACT AND MAKE AN INFORMED, INTELLIGENT DECISION BEFORE SIGNING ANYTHING!
    #2 DON’T LEASE ANYTHING! Buy a broken terminal online for a couple bucks and tell them you want it reprogrammed. When they can’t get it downloaded, they will offer you free equipment.

    Did you find this review helpful? Yes   No

    3 / 4 found this review helpful.
  7. Andrew

    I worked for this company with the promise making huge bonuses. Although I did make 3100 on my first 2 months I shelled out over 600 in gas money not to mention the 5000+ miles I put on my car. My first month I went over 1000 min on my cell phone plan mostly due to being on hold for at least 2+ hours a day. When I started training they told me 3 year agreements, I wrote it down 3 different times. Then when it came to my first sale I was told no its a 4 year agreement. This company has serious communic accation issues and customer service is not a priority. I had a customer that had equipment that wasn’t working they called me and I called on behalf of the merchant only to get the run around. The. Merchant never got any help and canceled his account because of it. The final straw for me was when a team leader named jeff that does the morning conference calls told ke to lie to a customer and don’t worry about it because he does it all the time. I’m far from perfect but the policy on being “ethical” is far from the truth. They lease equipment for $2500 plus that you can get online for 250 total. They have an annual fee of 99 dollars and a set up fee of 125. They also send you on bogus appointments and micro manage every minute of your day. Imo good intentions but very poor follow through.

    Did you find this review helpful? Yes   No

    5 / 6 found this review helpful.
  8. Michael

    BEWARE: Encore systems is a fraudulent ripoff scam. Cancelled my contract July 2011. They continued to debit my bank account for 1 1/2 years before I found out. They claimed they didnt receive the signed termination letter I sent. I cancelled again in Dec 2012 and again they claimed the letter they received wasn’t signed. My banker called and made them verify the letter was indeed signed and demanded Encore to stop billing my account. Termination date was now officially Dec 28, 2012. On March 06 they charged my account $250 cancellation fee even thou my original 3 year contract expired in Jan 2012. Encore intentionally procrastinated and claims the contract automatically renews annually after the original contract expired. Encore systems is a scam and I will be pursuing legal actions against these clowns to stop this nonsense of ripping off the consumer. A class action lawsuit should also be initiated against them for this Scam they are running. I strongly recommend any other bankcard processing company out there and if you are dumb enough to sign a contract with encore make sure your attorney reads the contract before you sign.

    Did you find this review helpful? Yes   No

    1 / 2 found this review helpful.
    1. Mark Rushing

      Anyone interested in filing/joining a class action suit against Encore, drop me a line. I am in a legal battle with them right now and I never even activated my service or signed a contract. I signed an application which they now say is a contract and was supposed to get a copy the following day.. Never happened. When I did get hold of the rep he said that he had quit because they are crooks so I called them and spoke with their district manager who said they had fired the rep because he was a crook. Bottom line, I am out around $400 and have never even unboxed the machine, I cancelled and they pulled the old it wasn’t signed game on me as well so I sent them six more copies all signed and they still drafted another $76.50 and reported they hadn’t received the cancellation order till it was too late even though I have transmission receipts showing that it was received. These people are a complete rip off company from their sales force all the way to the management. Management tried to play me along until they could get me beyond the 60 day trial period so they could hit me with another $500 for ETF.. They are scum of the earth and I will get my money back plus some.

      Did you find this review helpful? Yes   No

      1 / 2 found this review helpful.
      1. sharon mckinnis

        I would love to enter into a class action law suite this company is horrible. The rep misled me into signing a contract with knowing about the rebate that was to accompany the monthly cost. The numbers were double the amount I was told. Upon my first bank statement charges were added with a check cashing process I did not agree to. I called the sales rep Shyla Goodwin of Citrus County Florida to explain these fake amounts. She tried to tell me that she herself was unaware of the rebate that should have been on my account.Shortly after she no longer answered her phone to settle this matter. She told me that i could send back the equipment close out my account, close out my business banking account and i would be out of the contract. I have since sold my business and I’m now being sued by northern leasing in the amount of $4,000 after they froze my bank account. Stay away from Northern Leasing as well they are New York city crooks.

        Did you find this review helpful? Yes   No

  9. Jeff Harkness

    This is the WORST company I have ever had to deal with in the 40 years I have been in business.

    In October we started looking for other rates and found a much better deal for us. We never signed another contract and told them we were going to use another card service provider.

    The contract was up in December 2012 and we signed up with another provider and told Encore we would not be using them for our card services anymore. They charged us the $95 annual fee plus other charges that total $152.

    Then in January and February they again charged my bank account $17.50.

    My contract was up and they still pulled this…

    Best to stay away from these people and look for reputable companies to handle your card services….!!!

    Did you find this review helpful? Yes   No

    1 / 2 found this review helpful.
  10. Rebecca Hayes

    STAY AWAY, FAR AWAY! The absolute worst, cheating company ever!!!! They lie, forget to send you contract, don’t provide clear answers, hide as much information as possible to CHEAT YOU OUT of HUNDREDS OF DOLLARS!!!! You can’t even cancel without a 90 day notice, PLUS they charge you $95 annual fee!!!!!

    Did you find this review helpful? Yes   No

    1 / 2 found this review helpful.
  11. AUDREY Rangel

    I worked for encore for 3 weeks as a IBA. Janice Carter was the recruiter. She was a true professional and a pleasure. The leads or the preset appointment were fake. I went to 6 preset appts and none of them agreed to a meeting nor were they there when I arrived. I tried to get them to let me set my own appts but they said I would fail that way. They told me I was bucking their system and causing waves because I wanted to forego their fake appts an do it on my own. I wasted alot of time and money.They lure you in with promises of free preset appts…………………but they are not real.

    Did you find this review helpful? Yes   No

    1 / 1 found this review helpful.
  12. Carolyn Edwards

    I signed with a friend of a friend with Prodigy, I mistakenly trusted here that she would help to save me a little money,and be honest about all the promises she made , being fairly new at her job she was constanly on the phone with Bo Wilson, one of the owners of prodigy or whatever they call themselves to make sure they could honor these promises so stupidly I assumed that even if she was new at her job the owner would steer her in the right direction as what she could or couldnt promise me such as excellent customer service , slightly lower prices and the payoff of the terminal lease I was already in and a $ 300.00 sign on gift as I would have to lease one of their machines because I had a first data which I was told did not work with any other companies processing, and at this point still unaware I had many other options due to my lack of educating myself on the credit card terminals and processing , which by the way I take full responsibility of not doing so. So after alot of messed up paper work chaotic signing and resigning, alot of faxing back and forth along with trying to take care of customers in between, unknowingly I signed every right away that I had as a consumer to a one sided( of course to the leasing companies side) unconscionable 4 year lease, that she even sneaked in my signature on one part, but only the part where I fully understood what I was signing.) The funny thing is that that machine was at my shop not long after she left I called her and she said she would return the next day to hook up the machine and bring in the paperwork back that promised to pay off my other lease. she did return to hook up my machine which was also a chaotic mess, I asked for the paper work she was suppose to return and I was told that I would receive it in the mail, now I was very nervous.She assured me she would see to it I would get it back if I didnt receive it soon.Then the trouble began, the machine was constantly dropping tips and some transactions altogether our close outs turned into a nightmare would have to wait till next day to speak with the processors in which they had to rerun peoples card numbers which in itself didnt seem right, our telephone was staticky with the machine hooked up and the internet would not work and I had 5 girls screaming at me about how the machine just didnt work right. It even just up and batched out sometimes when noone was around it. I called the sales person to please help with the machine and she said she quit because she just felt like she was doing something wrong GREAT so then I proceeded to call Prodigy and ask for either someone to come help us or send a machine that worked,then I started getting the run around. at this point still no buy out so now I was gonna have to pay for 2 contracts. I had signed a contract with lease source but my first bill came with a company named Northern Leasing, I thought it was some kind of mistake so I called to find out and they said they were now my leasing company my lease was with them they had bought out my contract from lease source, so I asked them about help with the machine because it did not work properly and then( here we go ) this man proceeded to rudely and obnoxiously tell me to bad I leased machine as is What ? so now what do I do he then told me to figure it out it was my problem. So I boxed the machine up in the box it came in and sent it back where it came from and reconnected my other machine and called them to reinstate I had a business to run!! I cut off my acct. to them after only 11 days of being with this business if thats what you can call them!! Then the 4 year noncanceable lease problem began, you can only imagine the harrasment from these rude arrogant threatning whoever they are, anyway long enough, The other day I drove 6.5 hrs to New York to civil court of course they are suing me, it was interesting to say the least but it will be long and drawn out and I will be present in that court room for the duration!! My suggestion to anyone wanting to sign up with them or be employed by them PLEASE!! Think twice and research, research . I would hate to see anyone go thru what I and so many others have because we didnt . They prey on the small businesses counting on it!! They are misleading, relentless and unethical to say the least!

    Did you find this review helpful? Yes   No

  13. Dennis' barbershop

    I’ve been dealing with eps for about 6 months now! Awful!! I had a “yes man” of a sales rep, Scott comfry, come in and tell me that he would match the “squares” service agreement and give me a lesser percent. I had 60 days to cancel if I wanted to. Everything was good until about 75 days in when. I started getting charges of 40, then 60 now 100. They also took 10 a month for a rental for the terminal. Now square gives u the terminal free. My contract I signed has the 10 fee crossed out and 0 added but I was still charged. They refunded my money and acted like that made things all better. That’s money they never should have taken. That equal to a robber stealing from a house getting caught in the act, returning the items and saying no need to call the police. There has to be some punishment or responsibility. I just want out of their shady business but they are telling me that I have to pay 450 to cancel. I only am leaving because they breached their own contract. I just want to walk away from them robbing me again. I also blocked them from my account and now they hold my transactions hostage. 41 dollars they took from me for a 2.97 charge. Pretty shady! In short DO NOT DO BUSINESS!!

    Did you find this review helpful? Yes   No

    1 / 1 found this review helpful.
  14. Chris Dagger

    I just had a rep from Encore visit me telling me he could save me a fortune. When I asked for a copy of the contract so I could review all costs, I was told they don’t provide a copy for review, but if I signed up and changed my mind, I could cancel within 60 days. I’m always dubious of companies who won’t provide the contract for review, and never sign up for anything on the spot.

    Did you find this review helpful? Yes   No

    1 / 1 found this review helpful.
    1. Reed Bolduc

      Stay away from this company, signed me up saying it will integrate into quick books but sadly that was false as the “salesman” Jerry had no idea how anything worked, I was supposed to get a card reader, it never showed up, I get no return calls from my rep or the company and when I called to close the account I was told it would cost me $450 to close the account and I agreed to this in my contract, well I asked for a copy of this contract and to this day they can’t seem to find it and asked me to refer to my copy which surprisingly never received either and didn’t sign. I turned it into my bank that will block all charges to my account from today on, maybe that will motivate them to find my paperwork :)

      Stay away from this company

      Did you find this review helpful? Yes   No

      1 / 1 found this review helpful.

Leave a Reply

Your email address will not be published. Required fields are marked *