What to Know Before Getting Started
Most of Europe faces a lack of options when it comes to mobile credit card processing apps, and Denmark is no exception. In fact, it appears that Danish merchants’ only established option for a smartphone credit card reader is the Sweden-based company iZettle. Nordic payment processor Nets Group has promised some kind of Danish mobile payment partnership with JCB to come in fall 2016, but this product has yet to materialize and may in fact be oriented toward phone-to-terminal payments (like Danske Bank’s MobilePay) rather than chip card payments. In any case, the mobile credit card processing market in Denmark is relatively underdeveloped compared to the U.S. and UK, where Square and its numerous clones are available.
In a thin market like this, merchants may find it hard to assess whether or not to acquire a mobile card reader. That’s why we’ve compiled the following list of the best Danish mobile credit card processing apps. All apps on this list offer low-cost, low-commitment contract terms and have received positive reviews for their customer support. Merchants are encouraged to visit each company’s website to independently compare pricing and fees before signing up for service.
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Why These Merchant Account Providers
Headquartered in Sweden, iZettle is a mobile credit card processor that has been processing payments since 2010. The company’s products and services include an EMV- and NFC-compatible mobile credit card reader, a point-of-sale app, email marketing tools, sales analytics, Xero integration, point-of-sale hardware, and merchant cash advance. iZettle is capable of serving businesses in Sweden, Finland, Denmark, Norway, United Kingdom, Germany, France, Spain, Italy, Portugal, the Netherlands, Mexico, and Brazil.
iZettle does not charge any monthly fees and provides its card reader for a one-time cost of 299kr plus VAT. iZettle gradually lowers its transaction fee from 2.75% for merchants who process less than 20,000kr in a given month all the way down to 1% for merchants who process over 400,000kr per month. Our review of iZettle currently gives it an “A” rating overall.
For more information, see the iZettle website.
299kr + VAT card reader
1% to 2.75% per transaction
Live customer support
If we are missing any great Danish mobile payment processing apps that should be included on this list, please let us know in the comment section below.