Best Finnish Mobile Credit Card Processing Apps

What to Know Before Getting Started

Like the rest of Scandinavia, Finland has access to a very low number of mobile credit card processing apps. Whereas the U.S. and UK are inundated with Square and its various imitators, Finland has only one established mobile credit card reader (iZettle) for merchants to choose from. And unlike Norway and Sweden, which have developed new or upcoming local competitors to iZettle, Finland does not appear to have an alternative mobile credit card processor in the works. It remains to be seen whether Nordic payment processor Nets will eventually launch a product for Finland mobile merchants, or whether a foreign company will attempt to make inroads in the Finnish market.

In any case, the limited options available may make it difficult for Finnish merchants to decide what mobile swiper is right for them. That’s why we’ve created the following list of the best Finnish mobile credit card processing apps. The mobile payment processors on this list are known to offer low-cost, low-commitment contract terms and positively reviewed customer support. Although our list provides general information about each provider, merchants should be sure to visit each company’s website so that they can compare their options.

Our unbiased articles are supported in part by helping you find highly reviewed merchant accounts. You can learn more here.

Why These Merchant Account Providers

iZettle

Headquartered in Sweden, iZettle is a mobile credit card processor that has been processing payments since 2010. The company’s products and services include an EMV- and NFC-compatible mobile credit card reader, a point-of-sale app, email marketing tools, sales analytics, Xero integration, point-of-sale hardware, and merchant cash advance. iZettle is capable of serving businesses in Sweden, Finland, Denmark, Norway, United Kingdom, Germany, France, Spain, Italy, Portugal, the Netherlands, Mexico, and Brazil.

iZettle does not charge any monthly fees and provides its card reader for a one-time cost of €79 plus ALV. iZettle gradually lowers its transaction fee from 2.75% for merchants who process less than €2,000 in a given month all the way down to 1% for merchants who process over €50,000 per month. Our review of iZettle currently gives it an “A” rating overall.

For more information, see the iZettle website.

iZettle Highlights

€79 + ALV card reader
1% to 2.75% per transaction
Live customer support


If we are missing any great Finnish mobile payment processing apps that should be included on this list, please let us know in the comment section below.

Thank you for reading my review. I hope that it has helped you with your research.

Why I'm Qualified to Write About Credit Card Processing

I'm a former credit card processing sales director who left the industry to start my own a small business. From the time that I starting working in the merchant services industry to when I left to write about it, I've been on the pulse of payments for nearly 15 years. It didn't seem fair to keep this insider knowledge to myself, so built this website to help small business owners research which service providers to use and how to save money on rates and fees. I've reviewed hundreds of companies, read thousands of user reviews, and learned the pricing tricks of every provider. If you have questions about credit card processing, you can find the answers here. I can help you save money with your current merchant account or help you find a new one. Message me here to get started.

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