What to Know Before Getting Started
As with the rest of Europe, there are very few mobile credit card processing apps available to French merchants. While U.S. and UK residents have access to a large number of well-known products like Square and PayPal Here, smartphone payment processing apps in France are comparatively few and far between. This may be due to a combination of factors, including the delayed development of Bluetooth-enabled EMV readers or a less tech-oriented French economy.
In any case, it can be a challenge for French merchants to identify which mobile payment processing apps will be a good fit for them. To help, we’ve put together the following list of the best French mobile credit card processing apps. The processors on this list offer low-commitment, low-cost smartphone payment apps and equipment and have received generally positive reviews for their customer support. Some providers on this list may be a better fit for your business than others, so be sure to compare their costs and customer service options before signing up for service.
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Why These Merchant Account Providers
Headquartered in Sweden, iZettle is a mobile credit card processor that has been processing payments since 2010. The company’s products and services include an EMV- and NFC-compatible mobile credit card reader, a point-of-sale app, email marketing tools, sales analytics, Xero integration, point-of-sale hardware, and merchant cash advance. iZettle is capable of serving businesses in Sweden, Finland, Denmark, Norway, United Kingdom, Germany, France, Spain, Italy, Portugal, the Netherlands, Mexico, and Brazil.
iZettle does not charge any monthly fees and provides its card reader for a one-time cost of €79 HT. iZettle gradually lowers its transaction fee from 2.75% for merchants who process more than €2,000 in a given month all the way down to 1% for merchants who process over €50,000 per month. Our review of iZettle currently gives it an “A” rating overall.
For more information, see the iZettle website.
€79 HT card reader
1% to 2.75% per transaction
Live customer support
Other Merchant Account Options
The providers in this section may not have been researched as thoroughly or may lack a quality that prevented them from being listed above. We have listed them here to provide a broader view of potential merchant account options. Are you a decision maker with your company and believe that you should be listed below? Tell us here.
A London-based business, SumUp is a mobile payment service that merged with Payleven in April 2016 and now acts as the parent brand between the two. Its products and services include an EMV/NFC card reader, a point-of-sale app, sales analytics, an itemized product catalogue, and digital receipts. Unlike iZettle, SumUp charges 1.75% for all transaction types. It also does not charge any monthly fees.
SumUp’s mobile card reader costs €79 plus VAT. The company does not offer live phone support to its merchants. Our review of SumUp currently assigns it an “A” rating.
If we are missing any great French mobile payment processing apps that should be included on this list, please let us know in the comment section below.