Best Merchant Accounts for Massage Therapists

Here is the illustration of a serene and professional massage therapy office

Finding The Right Payment Processor for Massage Therapy

There's nothing like a good massage to put your mind at ease, relax your body, and calm your nerves. And there's nothing like a merchant account statement to confuse you, raise your blood pressure, and stress you out. If you've ever tried to find a credit card processor for your massage therapy business, then you've probably encountered the deceptive rate quotes, expensive contract terms, and non-cancellable equipment leases that are common within the industry. In order to keep yourself from getting ripped off, it's necessary to do a little homework before signing up.

To help you with your research, we've compiled the following list of the best merchant accounts for massage therapists. The providers on this list offer point-of-sale solutions, customer loyalty programs, online marketing tools, and other useful tools for growing and maintaining your massage clinic. They are also known to provide low-commitment contracts with transparent pricing and quality customer service. To find the right provider for your massage parlor, be sure to research each processor's products and features and compare pricing and terms.

How to Select the Best Massage Therapy Credit Card Processor

As a massage therapy business owner, selecting the right credit card processor is crucial to ensure smooth transactions and secure payments for your clients. We have identified a few factors to consider when choosing a credit card processor for your massage therapy business.

Security and Compliance

You want to make sure that the credit card processor you choose is PCI compliant to ensure that your clients' payment information is secure. Also, check if the processor offers encryption, fraud detection, and chargeback protection to safeguard your business from fraudulent transactions.

Credit Card Processing Fees and Rates

Compare the fees and rates of different credit card processors to determine the most cost-effective option. Look for processors with transparent pricing and no hidden fees. Also, consider the processing fees for credit and debit cards, as well as any monthly or annual fees.

Payment Types

Make sure that the credit card processor accepts all major credit cards, including Visa, Mastercard, American Express, and Discover. Also, check if the processor accepts mobile payments like Apple Pay and Google Wallet, which are becoming increasingly popular.

Integration with POS Systems

If you use a point-of-sale (POS) system for your massage therapy business, make sure that the credit card processor integrates with your system. This integration can help streamline transactions and make the checkout process more efficient.

Outstanding Customer Support

Look for a credit card processor with excellent customer support. You want to make sure that you can quickly resolve any issues or questions that may arise, especially during peak business hours.


Do your research and read reviews of different credit card processors to determine their reputation in the massage therapy industry. Look for processors that have experience working with massage therapists and that have a positive reputation among other business owners. You can consider our review on this website, by simply searching for the processor in the search bar at the top of this page.

By considering these factors when selecting a credit card processor for your massage therapy business, you can ensure that you choose a processor that is secure, reliable, and cost-effective.

Top Picks for Merchant Services for Massage Therapists

helcim logo

#1 Helcim

Best Pick for Massage Therapy Merchant Services

Helcim is a merchant account provider headquartered in Alberta, Canada, and Seattle, Washington. The company provides merchant services and credit card processing to both U.S. and Canadian businesses. Helcim offers traditional payment processing equipment as well as a feature suite called “Helcim Commerce,” which is intended to serve as an all-in-one business management solution for merchants across all of their sales channels.

Why Helcim is the Best Choice for Massage Therapy Payment Processing?

As a small business owner offering Massage Therapy services, accepting credit card payments from your customers is crucial. But finding the right credit card processing service can be overwhelming, with many options available in the market. Helcim stands out as the best choice for Massage Therapy payment processing. Here's why:

Low Processing Fees

Helcim offers transparent pricing with low processing fees, which can save you a significant amount of money in the long run. As a Massage Therapy business, you can benefit from Helcim's interchange-plus pricing, which is a fair and straightforward pricing model.

Secure and Reliable

Helcim takes security seriously and offers top-notch data protection to keep your business and customer information safe. With Helcim's EMV-compliant credit card processing equipment, you can be confident that your transactions are secure and reliable.

Customizable Solutions

Helcim understands that each Massage Therapy business is unique, and offers customizable solutions to fit your specific needs. With Helcim, you can choose from a variety of payment processing options, including in-person, online, and mobile payments.

Outstanding Customer Support

Helcim prides itself on providing exceptional customer support, with a dedicated team available to answer any questions or concerns you may have. As a Massage Therapy business owner, you can rely on Helcim's knowledgeable and friendly customer support team to help you with any payment processing issues.

Helcim is the best choice for Massage Therapy payment processing, offering low processing fees, secure and reliable payment solutions, customizable options, and outstanding customer support. Sign up with Helcim today to streamline your payment processing and grow your Massage Therapy business.

Host Merchant Services logo

Host Merchant Services

Top Pick for Massage Therapist Credit Card Processing

Host Merchant Services is a Newark, Delaware-based merchant account provider that is well-suited for massage therapy clinics. The company's products and services include point-of-sale solutions, online marketing tools, an online payment gateway and virtual terminal, mobile credit card processing, gift and loyalty programs, and merchant cash advance. Host Merchant Services specializes in e-commerce businesses and provides a free website and email address to interested merchants. Host is an ideal option for massage therapists who would like to affordably accept payments online and in person.

Host Merchant Services has received only positive feedback on public forums, with most reviewers singling out the company's customer service for praise. Host offers interchange-plus pricing with no early termination fees to all of its merchants, meaning that users will enjoy the most transparent pricing model and can cancel service without penalty. The BBB gives Host an “A+” rating, and CPO also gives the company an “A+.”

Why Host Merchant Services is a Top Choice for Massage Therapy Payment Processing

As a small business owner in the Massage Therapy industry, it's crucial to have a reliable and secure payment processing solution. That's where Host Merchant Services comes in. They are a top-rated payment processor that specializes in providing payment solutions for small businesses, including those in the Massage Therapy industry.

Seamless Integration with Massage Therapy POS Systems

One of the key benefits of choosing Host Merchant Services is their seamless integration with most Massage Therapy POS systems. This makes it easy to accept payments from customers who are buying Massage Therapy products without having to invest in new hardware or software. With Host Merchant Services, you can start accepting credit card payments immediately and focus on growing your business.

Committed to Exceptional Customer Service

Another advantage of Host Merchant Services is their commitment to providing exceptional customer service. They offer 24/7 support to help you with any issues that may arise, whether it's setting up your account or resolving a technical issue. Their team of experts is always ready to assist you, so you can focus on providing excellent service to your customers.

Advanced Encryption Technology to Ensure Secure Transactions

When it comes to security, Host Merchant Services is one of the most reliable payment processors in the industry. They use state-of-the-art encryption technology to ensure that all transactions are secure and protect your customer's sensitive information. This provides peace of mind for both you and your customers, knowing that their information is safe and secure.

If you are a small business owner in the Massage Therapy industry, Host Merchant Services is a top choice for payment processing. With their seamless integration, exceptional customer service, and commitment to security, you can rest assured that your business is in good hands. Contact them today to learn more about how they can help your business grow.

For more information, visit the Host Merchant Services website or call (888) 727-4538.

PaymentCloud Logo


A Top Pick For Massage Therapist Merchant Accounts

Based in Woodland Hills, California, PaymentCloud is a merchant account provider that specializes in serving standard to high-risk business types. The company's products and services include point-of-sale solutions, mobile phone swipers, an online payment gateway and virtual terminal, EMV-compatible terminals, and merchant cash advances. PaymentCloud is a good option for massage therapists and studios.

PaymentCloud provides a dedicated account rep to all new merchants for the life of the account. The company has not received any negative complaints on consumer forums, and it customizes its pricing according to each merchant's business type and processing history. The BBB does not maintain a profile for PaymentCloud at this time, but CPO gives the company an “A.”

PaymentCloud – Optimal Card Processing Service for Massage Therapy Products

As a small business owner who sells Massage Therapy products, it's important to have a reliable credit card processing service to accept payments from customers. PaymentCloud is an excellent option for businesses that need to process payments for Massage Therapy products. Here's why:

High Approval Rates

PaymentCloud specializes in working with high-risk businesses, including those in the Massage Therapy industry. They have a high approval rate for merchant accounts, which means you'll have a better chance of being approved for credit card processing with PaymentCloud.

Secure Payment Processing

PaymentCloud uses the latest encryption technology to ensure that all credit card transactions are secure. This is important for businesses that handle sensitive customer information, such as credit card numbers.

Flexible Payment Options

PaymentCloud offers a variety of payment options, including mobile payments and virtual terminals, which make it easy for customers to pay for their Massage Therapy products. They also offer recurring billing options, which can be useful for businesses that offer subscription services.

24/7 Customer Support

PaymentCloud provides 24/7 customer support, so you can get help whenever you need it. This is especially important for small business owners who may not have a dedicated IT or customer service team.

Competitive Rates

PaymentCloud offers competitive rates for credit card processing, which can help you save money on transaction fees. They also have no hidden fees, so you'll know exactly what you're paying for.

PaymentCloud is an excellent credit card processing service for small businesses that sell Massage Therapy products. With high approval rates, secure payment processing, flexible payment options, 24/7 customer support, and competitive rates, PaymentCloud is a great option for any business that needs to accept credit card payments.

For more information, visit the PaymentCloud website or call (888) 506-7859.

cdg commerce logo

CDG Commerce

A Top Pick for Massage Therapy Merchant Services

Located in Chesapeake, Virginia, CDG Commerce is another solid all-around option for any massage therapy business. CDG has been privately owned since 1998 and offers a proprietary payment gateway (as well as a discount on Authorize.Net's payment gateway), a virtual terminal, QuickBooks integration, mobile phone processing, sales reporting, security breach protection, and vulnerability scanning. CDG Commerce is ideal for massage therapists who prefer a simple, low-cost, integrated method for accepting payments online or in person.

CDG Commerce only charges a low, fixed fee per transaction and offers competitive contractual terms, including no annual fees, monthly minimums, or termination fees. CDG also offers next day funding to most business types. CDG has earned an “A+” rating in our review as well as an “A+” rating with the BBB.

CDG Commerce: A Great Credit Card Processing Service for Massage Therapy Business Owners

As a small business owner in the Massage Therapy industry, it is crucial to have a reliable credit card processing service that can handle your payment transactions with ease. CDG Commerce is an excellent option for businesses that sell Massage Therapy products and need to accept credit card payments from customers. Here are some of the reasons why:

Expertise in High-Risk Industries

The Massage Therapy industry is considered a high-risk industry due to the nature of the services provided. CDG Commerce has extensive experience in handling credit card transactions for high-risk industries, including the Massage Therapy industry. They understand the unique challenges that come with processing payments for businesses like yours and have customized solutions to ensure a seamless payment process.

Flexible Payment Options

CDG Commerce offers various payment options that can be tailored to your business needs. Whether you prefer traditional terminal-based processing or online payment processing, CDG Commerce has the technology and expertise to handle it all. They also offer mobile payment options, making it easy for your business to accept payments on the go.

Competitive Pricing

As a small business owner, it's essential to keep costs low while maintaining quality service. CDG Commerce offers competitive pricing with no hidden fees or long-term contracts, making it an affordable option for small businesses. They also offer a price match guarantee, ensuring that you're getting the best deal possible.

Excellent Customer Support

CDG Commerce prides itself on providing excellent customer support to its clients. They have a dedicated support team that is available 24/7 to help with any payment-related issues. Whether you need assistance with payment processing or have questions about your account, CDG Commerce's support team is always available to help.

For Massage Therapy business owners looking for a reliable credit card processing service, CDG Commerce is an excellent option. With their expertise in high-risk industries, flexible payment options, competitive pricing, and excellent customer support, you can trust CDG Commerce to handle your payment transactions with ease.

For more information, see the CDG Commerce website or call (888) 393-1079.

Additional Options

shopify logo


Shopify is primarily known as an e-commerce platform for online merchants, but the company also offers a point-of-sale software solution for iPad and iPhone. The Shopify POS app can accept cards via a headphone jack card swiper, or a $129 EMV reader and includes features like inventory syncing with a web store, emailed receipts, automatic tax calculations, basic email marketing, and in-store refunds. These online payment options and the familiarity of the Shopify brand are great for massage clients, who will feel safe and comfortable using the service.

The Shopify payment service can also be paired with a Shopify online store, which comes with numerous customization options. Shopify POS is a great fit for massage therapists who would like to accept payments on-site using their phones as well as through online billing. Shopify has an “A+” rating with the BBB, and we give it an “A+” rating as well.

Accept Credit Card Payments for Your Massage Therapy Business with Shopify

As a small business owner in the Massage Therapy industry, accepting credit card payments from customers is crucial to keeping your business running smoothly. Shopify is an excellent option for business owners who sell Massage Therapy products and need to accept credit card payments.

Easy to Use and Reliable Payment Processing

Shopify offers an easy-to-use and reliable payment processing system. With Shopify, you can accept payments from all major credit cards, including Visa, Mastercard, American Express, and Discover. Plus, Shopify provides a secure payment gateway to protect your customers' sensitive information and prevent fraud.

Shopify Offers Massage Therapist More Than Payment Processing Tools

Shopify offers a suite of tools to help you manage your Massage Therapy business. You can easily track inventory, fulfill orders, and manage customer data all from one convenient platform. Plus, Shopify offers integrations with popular shipping carriers, so you can quickly and easily ship products to your customers.

Customizable Online Platform

Another benefit of using Shopify for your Massage Therapy business is the ability to customize your online store. Shopify offers a wide range of templates and design options, so you can create a unique and professional-looking website that showcases your products and services.

Shopify is an excellent option for small business owners in the Massage Therapy industry who need a reliable and easy-to-use payment processing solution. With its secure payment gateway, inventory management tools, and customizable online store options, Shopify can help you grow your Massage Therapy business and increase sales.

For more information, visit the Shopify website or call (888) 746-7439.

national processing logo

National Processing

National Processing offers several small business processing options and can assist massage therapists with identifying the right POS system or virtual terminal for their needs. The company offers two pricing options: one an interchange-plus program or a “zero-fee” program, both of which offer competitively priced rates.

National Processing has a clean reputation with just one complaint filed in the last three years, which is not concerning in nature. Our independent review finds National Processing to be a solid option for most massage therapy businesses.

National Processing: A Leading Credit Card Processing Service

National Processing is a leading credit card processing service provider that offers an excellent solution for small business owners selling Massage Therapy products. If you own a Massage Therapy business and need to accept credit card payments from your customers, National Processing offers an array of benefits tailored to your needs.

Competitive Pricing

One of the key benefits of using National Processing is their competitive pricing. As a small business owner, you want to minimize your expenses, and National Processing offers some of the lowest processing rates in the industry. This means you can keep more of your profits and reinvest in your business.

User-Friendly and Secure Payment Processing System

Another significant advantage of National Processing is their user-friendly and secure payment processing system. With National Processing, you can accept credit and debit card payments through a variety of channels, including online, mobile, and in-store. Their system is also PCI-compliant, which means that all transactions are encrypted and secure, protecting both you and your customers' sensitive information.

24/7 Exceptional Customer Support

National Processing offers exceptional customer support, ensuring that any issues or concerns are promptly resolved. Their knowledgeable team is available 24/7 to help you with any questions you may have about your account, payment processing, or any other related issue.

If you're a small business owner selling Massage Therapy products and looking for a reliable, affordable, and secure payment processing solution, National Processing is an excellent choice. With competitive pricing, user-friendly technology, and exceptional customer support, National Processing can help you grow your business while providing a seamless payment experience for your customers.

For more information, see the National Processing website or call (385) 777-1235.

Frequently Asked Questions: Massage Therapists Credit Card Processing

What is a merchant account?

A merchant account is a type of bank account that allows businesses to accept payments in multiple ways, typically debit or credit cards. The merchant bank processes the payment and deposits the funds into your account. As a massage therapist, having a merchant account allows your clients to pay for their treatments conveniently using their cards.

Why do massage therapists need a merchant account?

As a massage therapist, having a merchant account enables you to accept credit and debit card payments from your clients. This provides convenience for your clients, can help increase your clientele, and may improve your cash flow.

 How can I find the best merchant accounts for massage therapists?

Look for accounts that offer low transaction fees, quick deposit times, and excellent customer service. Consider if they offer mobile payment options or integrated POS systems that would be beneficial for your business. Online reviews and comparisons can also be helpful.

What should I consider when choosing a merchant account?

You should consider the following:

– **Cost:** Look at the transaction fees, monthly fees, and any setup or cancellation fees. 
– **Customer Service:** Ensure they offer good customer service, with 24/7 availability preferred. 
– **Payment Types:** Ensure they accept a broad range of payment types, such as VISA, MasterCard, Discover, AMEX, and contactless payments. 
– **POS Integration:** If you have a point-of-sale (POS) system, check that the merchant account can integrate with it. 
– **Security:** Look for a provider with robust security measures in place to protect your and your clients' data.

Are there any specific merchant accounts recommended for massage therapists?

The “best” merchant account will depend on your specific needs. Some providers that have been favorably reviewed by various professionals include Square, PayPal, and Stripe. However, you should conduct your research based on your business's needs.

Can I set up a merchant account if I'm a mobile massage therapist?

Yes, many merchant account providers offer mobile card readers, allowing you to accept card payments wherever you're providing your services.

Is it necessary to have a good credit score to get a merchant account?

While having a good credit score can make the process easier, it's not always necessary. Some merchant account providers are willing to work with businesses that have lower credit scores.

How long does it take to set up a merchant account?

Setting up a merchant account can take anywhere from a few hours to a few days, depending on the provider. Once your account is approved, you can start accepting card payments.

Do all merchant accounts support online booking payments?

Not all, but many do. If online booking payments are important for your business, make sure to choose a provider that supports this feature.

Is there any contractual obligation for maintaining a merchant account?

This varies from provider to provider. Some may require you to sign a long-term contract, while others operate on a month-to-month basis. Always read the terms and conditions before committing.

Reader Comments

Tell Us What You Think

1 User Reviews

  • Leo

    I wanted to express my heartfelt appreciation for your comprehensive and detailed article on “Best Merchant Accounts for Massage Therapists”. As a practicing massage therapist, your guide has been an indispensable tool in helping me navigate this particular industry.

    Your thorough analysis of each merchant account, highlighting their unique strengths, possible limitations, and distinct features, was exceptionally insightful. You have a knack for demystifying complex topics, making them more accessible and understandable for readers like myself.

    I particularly valued your emphasis on crucial aspects like transaction fees, customer service, and security measures. Your insights into the specific needs of massage therapists, such as handling recurring payments for regular clients, mobile payment processing for home visits, and simplicity of use, were especially helpful.

    It’s clear that this article is the result of in-depth research, time, and a deep understanding of our profession’s needs. Your dedication to providing accurate, relevant, and practical information has simplified what is typically a complex decision-making process, empowering professionals like me to make informed decisions.

    Thank you once again for your invaluable contribution to this field. Your hard work, dedication, and expertise are greatly appreciated.

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