Finding The Right Payment Processor for Massage Therapy
There’s nothing like a good massage to put your mind at ease, relax your body, and calm your nerves. And there’s nothing like a merchant account statement to confuse you, raise your blood pressure, and stress you out. If you’ve ever tried to find a credit card processor for your massage therapy business, then you’ve probably encountered the deceptive rate quotes, expensive contract terms, and non-cancellable equipment leases that are common within the industry. In order to keep yourself from getting ripped off, it’s necessary to do a little homework before signing up.
To help you with your research, we’ve compiled the following list of the best merchant accounts for massage therapists. The providers on this list offer point-of-sale solutions, customer loyalty programs, online marketing tools, and other useful tools for growing and maintaining your massage clinic. They are also known to provide low-commitment contracts with transparent pricing and quality customer service. To find the right provider for your massage parlor, be sure to research each processor’s products and features and compare pricing and terms.
Top Picks for Merchant Services for Massage Therapists
Host Merchant Services is a Newark, Delaware-based merchant account provider that is well-suited for massage therapy clinics. The company’s products and services include point-of-sale solutions, online marketing tools, an online payment gateway and virtual terminal, mobile credit card processing, gift and loyalty programs, and merchant cash advance. Host Merchant Services specializes in e-commerce businesses and provides a free website and email address to interested merchants. Host is an ideal option for massage therapists who would like to affordably accept payments online and in person.
Host Merchant Services has received only positive feedback on public forums, with most reviewers singling out the company’s customer service for praise. Host offers interchange-plus pricing with no early termination fees to all of its merchants, meaning that users will enjoy the most transparent pricing model and can cancel service without penalty. The BBB gives Host an “A+” rating, and CPO also gives the company an “A+.”
Based in Woodland Hills, California, PaymentCloud is a merchant account provider that specializes in serving standard to high-risk business types. The company’s products and services include point-of-sale solutions, mobile phone swipers, an online payment gateway and virtual terminal, EMV-compatible terminals, and merchant cash advances. PaymentCloud is a good option for massage therapists and studios.
PaymentCloud provides a dedicated account rep to all new merchants for the life of the account. The company has not received any negative complaints on consumer forums, and it customizes its pricing according to each merchant’s business type and processing history. The BBB does not maintain a profile for PaymentCloud at this time, but CPO gives the company an “A.”
Located in Chesapeake, Virginia, CDG Commerce is another solid all-around option for any massage therapy business. CDG has been privately owned since 1998 and offers a proprietary payment gateway (as well as a discount on Authorize.Net’s payment gateway), a virtual terminal, QuickBooks integration, mobile phone processing, sales reporting, security breach protection, and vulnerability scanning. CDG Commerce is ideal for massage therapists who prefer a simple, low-cost, integrated method for accepting payments online or in person.
CDG Commerce only charges a low, fixed fee per transaction and offers competitive contractual terms, including no annual fees, monthly minimums, or termination fees. CDG also offers next day funding to most business types. CDG has earned an “A+” rating in our review as well as an “A+” rating with the BBB.
Shopify is primarily known as an e-commerce platform for online merchants, but the company also offers a point-of-sale software solution for iPad and iPhone. The Shopify POS app can accept cards via a headphone jack card swiper, or a $129 EMV reader and includes features like inventory syncing with a web store, emailed receipts, automatic tax calculations, basic email marketing, and in-store refunds. These online payment options and the familiarity of the Shopify brand are great for massage clients, who will feel safe and comfortable using the service.
The Shopify payment service can also be paired with a Shopify online store, which comes with numerous customization options. Shopify POS is a great fit for massage therapists who would like to accept payments on-site using their phones as well as through online billing. Shopify has an “A+” rating with the BBB, and we give it an “A+” rating as well.
National Processing offers several small business processing options and can assist massage therapists with identifying the right POS system or virtual terminal for their needs. The company offers two pricing options: one an interchange-plus program or a “zero-fee” program, both of which offer competitively priced rates.
National Processing has a clean reputation with just one complaint filed in the last three years, which is not concerning in nature. Our independent review finds National Processing to be a solid option for most massage therapy businesses.