3Delta Systems Overview

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3Delta Systems Is Now Wex

UPDATE: 3Delta Systems and its affiliated company AOC Solutions were acquired by Wex, Inc. (wexinc.com) in October 2017. The 3Delta Solutions website has been redirected to Wex, and the 3Delta Systems brand no longer appears to be active. We plan to publish a review for Wex in the near future.

Founded in 1999, 3Delta Systems (3dsi.com) is a Chantilly, Virginia-based supplier of business payment processing software. The company’s proprietary all-in-one system can be used with any type of business but is especially well-suited for enterprise level organizations (large corporations, regional chains, manufacturers, etc.). 3Delta Systems does not directly provide merchant accounts, but its software can be seamlessly linked with payment gateways from American Express, Elavon, First Data, Global Payments, Paymentech, TSYS, Vantiv, and WorldPay. This means that 3Delta Systems can be directly integrated with merchant accounts from the resellers and ISOs of these processors as well.

3Delta Systems is headquartered at 14151 Newbrook Drive, Suite 200, Chantilly, Virginia 20151. The company’s founder and CEO is Allen O. Cage, Jr.

3Delta Systems Statement Analyzer

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Products & Services Offered

  • Credit card tokenization
  • Level 3 line-item payment processing
  • Accounting integration (Oracle, SAP, JD Edwards, Microsoft)
  • Virtual terminal
  • Customizable user permissions
  • File-based batching
  • Buyer-initiated payments

Types of Businesses Served

  • Retail
  • E-commerce
  • Enterprise
  • Manufacturing
  • Transportation

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3Delta Systems Rates, Fees, and Costs

3Delta Systems is not partnered with a specific credit card processor, so transaction rates and monthly fees will depend on the merchant account provider that is linked to 3Delta’s system. Most merchant account providers can integrate with 3Delta Systems, so merchants are encouraged to shop around and find a provider that offers interchange-plus pricing with no early termination fees.

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3Delta Systems Complaints & Customer Reviews

We have found zero negative 3Delta Systems reviews on any of the usual consumer protection websites. This is likely due to the fact that 3Delta Systems does not provide merchant accounts itself, so any complaints about credit card processing contract terms and pricing are instead filed against the processor integrated with 3Delta’s software. The lack of complaints directly filed against 3Delta suggests that most businesses are satisfied with the service and support they receive from 3Delta. We therefore award the company an “A+” rating in this section. 3Delta provides phone and email support to its users.

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3Delta Systems BBB Rating Summary

The Better Business Bureau does not maintain a profile for 3Delta Systems at this time. We will therefore not factor a BBB rating into our overall grade for 3DSI.

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Truth In Marketing & Advertising

There is very little specific information available regarding 3Delta System’s rates and fees. The company markets its services through strategic partnerships, resellers, and directly through its own reps, and each of these sales channels is likely to customize rates and terms as necessary. Pricing for 3Delta’s payment platform may further vary depending on a merchant’s size, business type, and specific needs.

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Our Opinion of 3Delta Systems

3Delta Systems rates as a solid payment processing software provider for most business types, but it is an especially good fit for large business-to-business (B2B) and business-to-government (B2G) corporations. The company’s platform can be integrated with most major payment gateways, so enterprise level merchants should be sure to shop for a low-cost, low-commitment merchant account before attaching this account to 3Delta’s platform.

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Thank you for reading my review. I hope that it has helped you with your research.

Why I'm Qualified to Write About Credit Card Processing

I'm a former credit card processing sales director who left the industry to start my own a small business. From the time that I starting working in the merchant services industry to when I left to write about it, I've been on the pulse of payments for nearly 15 years. It didn't seem fair to keep this insider knowledge to myself, so built this website to help small business owners research which service providers to use and how to save money on rates and fees. I've reviewed hundreds of companies, read thousands of user reviews, and learned the pricing tricks of every provider. If you have questions about credit card processing, you can find the answers here. I can help you save money with your current merchant account or help you find a new one. Message me here to get started.

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