Authorized Credit Card Systems Reviews & Complaints
A Full-Service Merchant Account Provider
Founded in 2006, Authorized Credit Card Systems is a merchant account provider that serves most business types. The company is partnered with seven different back-end payment processors, and it primarily serves the medical, restaurant, construction, and automotive industries. Authorized Credit Card Systems is a reseller of Harbortouch, Talech, and Poynt point-of-sale products.
Authorized Credit Card Systems Payment Processing
Authorized Credit Card Systems processes all major debit and credit cards for most business types. Their services include POS systems from the above companies, EMV card readers and swipers, access to virtual terminals, mobile solutions, payment gateways, ACH processing, and invoicing.
Authorized Credit Card Systems Location & Ownership
Authorized Credit Card Systems is headquartered at http://rxreviewz.com/) 8m2!3d30.2268861!4d-97.78988″>4515 Menchaca Rd Suite 201, Austin, TX 78745, and does not publicly list its acquiring bank. Keith Miller is the president of Authorized Credit Card Systems.
Authorized Credit Card Systems Customer Reviews
Here's What Their Clients Say
Total Online Complaints | <10 |
---|---|
Live Customer Support | No |
Most Common Complaint | N/A |
No Public Complaints
Currently, we are unable to find any significant Authorized Credit Card Systems reviews labeling the company as a ripoff or a scam. This absence of negative feedback might reflect well on their customer support team’s effectiveness. We encourage customers to share their own Authorized Credit Card Systems reviews in the comments section.
Authorized Credit Card Systems Lawsuits and Fines
No substantial class-action lawsuits or FTC complaints have been found against Authorized Credit Card Systems. Merchants preferring non-litigious methods for addressing issues may consider reporting to relevant supervisory organizations.
Authorized Credit Card Systems Customer Service Options
The Authorized Credit Card Systems website offers general contact information, including phone and email, but does not specify a dedicated customer support line. The company does, however, claim to provide prompt local support for merchants near the Austin area.
Accessible Authorized Credit Card Systems customer service channels are:
- (512) 535-0120 – Local Office
- (603) 386-6610 – Fax
Additionally, there’s a customer support form available on their website.
Authorized Credit Card Systems earns an “A” rating for customer service, yet further enhancement in its support options might be needed to be ranked as a premier customer service processor. Including keywords like ‘Authorized Credit Card Systems complaints’ and ‘Authorized Credit Card Systems customer reviews’ is essential for SEO, aiding potential clients in finding pertinent information regarding the company’s customer service.
Authorized Credit Card Systems Online Ratings
Here's How They Rate Online
Total Complaints | 0 |
---|---|
Resolved Complaints | 0 |
Clean Complaint Record
Authorized Credit Card Systems has an “A+” rating with the Better Business Bureau and has been BBB accredited since 2009. The company has not received any complaints in the past three years. It also has not received any informal reviews.
An “A” Performance
Given the company’s clear complaint record, we agree with the BBB’s rating at this time. Merchants should note, however, that there are good reasons to be skeptical of the BBB’s rating system.
Authorized Credit Card Systems Fees, Rates & Costs
A Closer Look at The Contract
Swiped Rate | 0.5% - 3.00% |
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Keyed-In Rate | 0.5% - 3.00% |
Early Termination Fee | Variable |
PCI Compliance Fee | Variable |
Equipment Lease Terms | Variable |
Authorized Credit Card Systems Contract Terms
There is no publicly available information about the standard Authorized Credit Card Systems contract at this time. It is probable that the company customizes its pricing and terms according to each merchant’s business type, location, and processing history. Authorized Credit Card Systems advertises no long-term contracts, an effective rate between 0.5% and 3% (which may simply be an interchange-plus markup), and free equipment for all of its merchants, which indicates that it likely does not lease credit card processing equipment.
No Red Flags
The total absence of Authorized Credit Card Systems complaints about the company’s contract terms merits an “A” in this category, but it should be noted that we are assigning this grade without any verified knowledge of specific pricing. It is difficult to assess at this time whether Authorized Credit Card Systems’ contract terms are competitive with the cheapest merchant accounts. We also encourage merchants to check out our list of the providers of the best merchant accounts.
Authorized Credit Card Systems Employee Reviews & Sales Tacitcs
Should You Work For Them?
Employs Independent Resellers | No |
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Advertises Deceptive Rates | No |
Discloses All Important Terms | No |
Inside Sales Team
Authorized Credit Card Systems appears to rely primarily on in-house staff to market its services. There is no evidence at this time indicating that the company employs a large team of independent sales agents, and we are unable to locate any Authorized Credit Card Systems reviews that report unethical behavior by the company’s sales staff. This compares favorably to our list of best credit card processors.
Authorized Credit Card Systems Rate Quotes
The Authorized Credit Card Systems website prominently quotes rates “as low as 0.5%” and “no higher than 3% per transaction” in various places. Ordinarily, we would consider these Authorized Credit Card Systems rate quotes unrealistically low and incomplete. However, the company takes care to specify that these are effective rates, which is an important factor to flag for merchants. If a company primarily discusses low effective rates rather than low per-transaction rates, it is more likely to be presenting a holistic picture of its pricing. If you suspect that Authorized Credit Card Systems is charging you undisclosed fees, we recommend seeking a third-party statement audit to eliminate hidden charges.
Our Authorized Credit Card Systems Review Summary
Our Final Thoughts
A Reliable Option for Most Merchants
According to all available information, Authorized Credit Card Systems rates as a dependable merchant services provider. There is not a lot of specific information available about the company’s sales tactics or contract terms at this time, but its clean complaint record is a very positive sign. Even when dealing with companies that rate highly by our standards, we urge merchants to thoroughly examine the terms of any contract they are given and to compare its pricing to top-rated merchant account providers.
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Finn Vivian
I couldn’t be happier with Authorized Credit Card Systems! Their top-notch service and efficient payment processing have made a significant impact on my business. From the moment I signed up, their team demonstrated exceptional expertise and support, guiding me through the entire setup process seamlessly.
Using their payment system has been a game-changer for my company. Transactions are smooth, secure, and lightning-fast. I appreciate the transparent fee structure and the absence of any hidden charges. It’s evident that they genuinely care about their customers’ success.
Moreover, whenever I’ve had a question or needed assistance, their customer support team has been quick to respond and incredibly helpful. With Authorized Credit Card Systems, I feel confident that my business is in good hands. I highly recommend them to any business owner in need of reliable and professional payment solutions.