card-payment-options-logo
card-payment-options-logo
Generic selectors
Exact matches only
Search in title
Search in content

Authorized Credit Card Systems Review

Phillip Parker
Phillip Parker

I was tired of watching unethical merchant services companies take advantage of unsuspecting business owners, so I built this website and wrote hundreds of reviews to expose their shady business practices.

Compare Top 2021 Picks

Compare All Picks

Authorized Credit Card Systems Overview

We take great pride in providing one of the only objective an unbiased merchant account review websites on the internet. To support this enormous responsibility we earn some of our revenue through affiliate fees and advertising. These revenues in no way influence our ratings or reviews. Learn more about our monetization policies here. 

Rating

5/5
Authorized Credit Card Systems Logo
Website
(512) 535-0120

Most Recent Comment

Tell us about your experience with Authorized Credit Card Systems in the comment section below.

See All User Comments

See The Processors That Rock!

Rating:
5/5
Authorized Credit Card Systems Logo
View Rates & Fees
(512) 535-0120

Most Recent Comment

Tell us about your experience with Authorized Credit Card Systems in the comment section below.

Tell us if they rock!

A Full-Service Merchant Account Provider

Founded in 2006, Authorized Credit Card Systems (authorizedccs.com) is a merchant account provider that serves most business types. The company is partnered with seven different backend payment processors, and it primarily serves the medical, restaurant, construction, and automotive industries. Authorized Credit Card Systems is a reseller of Harbortouch, Talech, and Poynt point-of-sale products.

Authorized Credit Card Systems Location and Ownership

Authorized Credit Card Systems is headquartered at 3500 S Lamar Blvd Bldg 2A, Austin, Texas 78704, and does not publicly list its acquiring bank. Keith Miller is the president of Authorized Credit Card Systems.

Authorized Credit Card Systems Review Table of Contents

  • Costs & Contract: Authorized Credit Card Systems offers variable contract terms depending on each merchant’s business type, size, and processing history.
  • Complaints & Service: Authorized Credit Card Systems has received fewer than 10 public complaints.
  • BBB Rating: Authorized Credit Card Systems currently has an “A+” rating with the Better Business Bureau and has received zero complaints in the last three years.
  • Sales & Marketing: Authorized Credit Card Systems does not appear to hire independent sales agents and has not received any complaints about its sales practices.
  • Rates & Fees: How Merchants Got The Best Rates With Authorized Credit Card Systems
did you know click to see list of the best processors
Are you looking for savings?

Authorized Credit Card Systems Rates, Fees, and Costs

Authorized Credit Card Systems Rates, Fees, and Costs

Cost Summary

Swiped Rate 0.5% - 3.00%
Keyed-In Rate 0.5% - 3.00%
Early Termination Fee Variable
PCI Compliance Fee Variable
Equipment Lease Terms Variable

Authorized Credit Card Systems Contract Terms

There is no publicly available information about the standard Authorized Credit Card Systems contract at this time. It is probable that the company customizes its pricing and terms according to each merchant’s business type, location, and processing history. Authorized Credit Card Systems advertises no long-term contracts, an effective rate between 0.5% and 3% (which may simply be an interchange-plus markup), and free equipment for all of its merchants, which indicates that it likely does not lease credit card processing equipment.

No Red Flags

The total absence of complaints about the company’s contract terms merits an “A” in this category, but it should be noted that we are assigning this grade without any verified knowledge of specific pricing. It is difficult to assess at this time whether Authorized Credit Card Systems’ contract terms are competitive with the cheapest merchant accounts.

some processors rock see them now

Authorized Credit Card Systems BBB Rating Summary

BBB Summary

Product & Service Complaints 0
Billing & Collection Complaints 0
Advertising & Sales Complaints 0
Guarantee & Warranty Complaints 0
Delivery Complaints 0

Clean Complaint Record

Authorized Credit Card Systems has an “A+” rating with the Better Business Bureau and has been BBB accredited since 2009. The company has not received any complaints in the past three years. It also has not received any informal reviews.

An “A” Performance

Given the company’s clear complaint record, we agree with the BBB’s rating at this time. Merchants should note, however, that there are good reasons to be skeptical of the BBB’s rating system.

man walking into a rake - pick a winner

Truth In Marketing & Advertising

Key Points

Employs Independent Resellers No
Advertises Deceptive Rates No
Discloses All Important Terms No

Inside Sales Team

Authorized Credit Card Systems appears to rely primarily on in-house staff to market its services. There is no evidence at this time indicating that the company employs a large team of independent sales agents, and we are unable to locate any Authorized Credit Card Systems complaints that report unethical behavior by the company’s sales staff.

Authorized Credit Card Systems Rate Quotes

The Authorized Credit Card Systems website prominently quotes rates “as low as 0.5%” and “no higher than 3% per transaction” in various places. Ordinarily, we would consider these rate quotes unrealistically low and incomplete. However, the company takes care to specify that these are effective rates, which is an important factor to flag for merchants. If a company primarily discusses low effective rates rather than low per-transaction rates, it is more likely to be presenting a holistic picture of its pricing. If you suspect that Authorized Credit Card Systems is charging you undisclosed fees, we recommend seeking a third-party statement audit to eliminate hidden charges.

sleep well knowing that you have the lowest fees see the lowest cost providers here

Sales & Marketing Example

Our Opinion Of Authorized Credit Card Systems

Authorized Credit Card Systems Logo

A Reliable Option for Most Merchants

According to all available information, Authorized Credit Card Systems rates as a dependable merchant services provider. There is not a lot of specific information available about the company’s sales tactics or contract terms at this time, but its clean complaint record is a very positive sign. Even when dealing with companies that rate highly by our standards, we urge merchants to thoroughly examine the terms of any contract they are given and to compare its pricing to top-rated merchant account providers.

phillip parker waiving hello
Linkedin
Twitter
Instagram
Reddit
Facebook

Why I'm Qualified to Write About Credit Card Processing

I’m a small business owner who previously worked in the credit card processing industry. I started this blog in 2009 to help other business owners by exposing credit card processors that engage in unethical marketing, rate and fee trickery, and fine-print-contract schemes. Over the last decade, I’ve reviewed hundreds of merchant services providers which has helped to educate over 5 million businesses on the nuances of credit and debit card acceptance. I’ve appeared in the New York Times, Los Angeles Times, Inc. Magazine and a host of other publications to offer insight on the subject of card acceptance. 

I offer merchant account and credit card processing consultation for the following needs:

  • Selecting the right credit card processing services for your business.
  • Reducing credit card processing fees with your current merchant account provider.
  • Negotiating credit card processing fees when changing merchant accounts.
  • Strategies for reducing and recovering funding holds and chargebacks.

 

Schedule a call with me today!

 

see best ranked processors

Leave Your Review For Authorized Credit Card Systems

Subscribe
Notify of
Optional
0 Comments
Inline Feedbacks
View all comments

We'd love to hear your thoughts on Authorized Credit Card Systems

Post a Review Now
Copyright

Copyright © CardPaymentOptions.com, Inc. (Digital Fingerprint: 0d38c6720f0d78a701b74d58653af608). Getting paid to re-write this page? Click here to earn a reward.

Any unauthorized copying and reproduction of the content of this page, including all meta data and computer code, is strictly prohibited. While the information in the above article is believed to be accurate as of its publish date, the author and publisher make no representation or warranties with respect to the accuracy, applicability, fitness, or completeness of the contents. The author and publisher shall in no event be held liable to any party for any direct, indirect, punitive, special, incidental or other consequential damages arising directly or indirectly from any use of this material, which is provided “as is,” and without warranties. Any and all use of trade names and/or marks are for identification purposes only and shall not be construed as a claim of affiliation, or otherwise, with CardPaymentOptions.com, Inc. ("CPO") in any form. The sole purpose of the material presented herein is to alert, educate, and inform readers. It is not intended as legal or financial advice. We may earn revenue if you obtain services from a provider that we recommend. See this page to learn how we support our operations.

Our Top Picks For 2021
Month-to-month, no contracts, no junk fees, and great support!
See Who They Are
Don't Guess
We've Vetted The Best
No commitment, low fees, and excellent service.
It's a no-brainer from our viewpoint!
See Who They Are
Previous
Next
Facebook
Instagram
Twitter
Linkedin
Reddit
© Copyright 2009 - 2020 CardPaymentOptions.com, Inc. All Rights Reserved.
0
Would love your thoughts, please comment.x
Generic selectors
Exact matches only
Search in title
Search in content
phillip says easy peasy

Make it simple
Pick from the best

See Them Now

This website uses cookies to ensure you get the best experience. No personal information is collected unless you fill out a form and submit it or call a number listed on one of our pages. We never share or sell your information without your consent. If you do not wish to proceed, please exit the website at this time.

Accept & CLose