Payzerware Credit Card Processing 2023: Reviews & Complaints

Payzerware Logo
Payzer Rating
full star idicating a 5 out of 5 star rating full star idicating a 5 out of 5 star rating full star idicating a 5 out of 5 star rating full star idicating a 5 out of 5 star rating full star idicating a 5 out of 5 star rating

Agree with our rating?
Leave a comment below

image of a phone image of a phone that changes when your mouse hovers over it (866) 488-6525 View Pricing

Company Overview

Also known as Just Push Pay and Payzerware, Payzer is a mobile credit card processing application for both business and personal use. Payzerware is partnered with Payline Data as its backend processor and is available on iPhone, iPad, and Android smartphones. Payzerware also offers e-commerce payment processing and an all-in-one business management product. Payzerware caters itself to contractors and other home improvement businesses.

Article Summary

Before we dive in, here’s a short summary of what we’ll cover:

  • Payzer’s various payment processing services.
  • The company offers processing, including free processing for personal users, and business management services.
  • The Payzer app is the primary feature of the company’s services.
  • Payzer has received few complaints online.

Location & Ownership

is headquartered at 11111 Carmel Commons Blvd STE 400 Charlotte, NC 28226. Joe Giordano is the co-founder and CEO of Payzer. Doug Little, the company’s other co-founder, is the COO of Payzer.

Table of Contents

Payzerware payment processing
Payzerware’s main focus is their mobile payment app

Payzer Customer Reviews

Here's What Their Clients Say

Customer Reviews Summary
Item Result
Total Online Complaints <10
Live Customer Support Yes
Most Common Complaint N/A
Recent Lawsuits No

Low Complaint Total

There are few negative Payzerware reviews to be found anywhere online, which is a good sign that the company is not a ripoff or a scam. One recent complaint describes slow response times while attempting to open an account and appears to be an isolated incident. Payzerware has a 3.6-star rating in the Google Play Store and over 10,000 total downloads. It has also received a 4-star rating on the Apple App Store based on 127 reviews. If you have your own Payzer review to make, please do so in the comments below.

Payzerware Lawsuits

We have not found any outstanding class-action lawsuits or FTC complaints filed against Payzerware. Dissatisfied clients who wish to pursue a non-litigious course of action against the company should consider reporting it to the relevant supervisory organizations.

Payzerware Customer Support Options

Payzerware offers email and phone support for users, and its backend processor Payline Data has received mostly positive reviews for its customer service.

Payzerware Customer Service Number

  • (866) 488-6525 – Toll-Free General Customer Service

Other Support Options

  • Customer support form
  • Live chat

This exceeds the standard level of support offered by mobile credit card processors, and it may be competitive with even the top-rated merchant accounts for great customer service.

Payzer Online Ratings

Here's How They Rate Online

Online Ratings Summary
Item Result
BBB Reports 2

Clean Complaint Record

Payzerware (as Payzer) currently has an “A+” rating with the Better Business Bureau and is not BBB-accredited. The company has received 2 complaints in the last 36 months. Both complaints were resolved to the dissatisfaction of the merchant or received no final response. The company also has not received any informal reviews.

An “A” Performance

Given Payzerware’s clean complaint record, we agree with the BBB’s rating at this time. Readers should note, however, that there are good reasons to be skeptical of the BBB’s rating system.

Payzer Fees, Rates & Costs

A Closer Look at The Contract

Cost & Fees Summary
Item Result
Cancellation Penalties No
Monthly & Annual Fees Yes
Processing Rates Variable
Equipment Leasing No

Month-to-Month Contract

According to the company’s website and its terms of use, Payzerware charges its Business users a rate of 1.59% for swiped regulated debit card transactions, 2.59% for swiped Qualified transactions, and 3.49% for all Non-Qualified or card-not-present transactions. Debit transactions are charged a fee of 1.59% Payzerware also charges a $19.99 PCI non-compliance fee if a client is more than three months behind in maintaining compliance, and an inactivity fee of $20 per month is assessed once a merchant fails to process a single transaction for three consecutive months. The company does not charge an early termination fee, an annual fee, a PCI compliance fee, or an application fee, and users are free to cancel their service at any time.

The company’s business management tool starts at $439 per month for up to 7 users and charges $65 for every additional users up to 24. The unlimited-user plan costs $2,499 per month. and does not charge any setup fees. Payzerware’s features include technician scheduling & dispatch, inbound call management, appointments and reminders, online customer history, customer proposals, customer invoices, maintenance agreements, electronic payments, instant financing, and a rolling 30-day money-back guarantee. Payzerware has no equipment lease terms with their terms and conditions stipulating any lease must be agreed upon with a third party.

Payzerware Personal Pricing

Personal users may use Payzeware to send debit and credit card payments to businesses for free, and the app also enables consumers to apply for a line of credit for no cost. Overall, Payzerware’s pricing is competitive with other top-rated mobile payment apps, and the company’s transparency with regard to its terms helps reduce the possibility that a business will encounter unexpected fees.

Payzerware pricing rates and fees

Payzerware’s pricing tiers

Payzer Employee Reviews & Sales Tacitcs

Should You Work For Them?

Jobs & Marketing Summary
Item Result
Uses Independent Resellers No
Telemarketing No
Misleading Marketing No
Discloses All Important Terms Yes

In-House Sales Team

Payzerware appears to market itself through its website and through traditional channels. The company does not appear to utilize independent sales agents to sell its services, and there are no negative Payzerware reviews that mention unethical conduct by the company’s sales team. If you suspect that Payzerware is sneaking hidden fees into your contract, you can double-check them with a third-party statement audit.

No Deceptive Quotes

Payzerware does not engage in deceptive advertising in its official materials; in fact, the company’s website includes transparent rate quotes and fee explanations in addition to copies of its Business and Personal use contracts. In light of the company’s policy of full disclosure, we have awarded it an “A” rating.

Our Payzer Review Summary

Our Final Thoughts

Payzerware rates as a reliable credit card processing app according to our rating system. The service has not received many complaints since its launch, and it appears to offer desirable contract terms to users. Our rating for Payzerware may be subject to change as it receives more downloads and merchant feedback. Readers who also require retail payment processing may want to compare Payzerware’s products to those offered by top-rated all-purpose merchant services providers.

If you found this article helpful, please share it!

Your Comments & Reviews

How Did Payzer Treat You?

1 Responses

  • Their customer service is terrible. They do not resolve issues. We use their program to sync to Quickbooks and it’s been an absolute nightmare. It changes our invoices behind the scenes the different amounts, doesn’t sync properly, and to top it off, they haven’t been able to resolve any of the issues over the past 12 months. They created a software that is full of bugs and should have never been released to consumers.

Leave a reply

Your email address will not be published. Required fields are marked *


Comments must contain details about your experience. Please do not use ALL CAPS. Self-promotion, marketing content, or contact information of any kind will not be published. By submitting a comment, you are agreeing to our Comment Policy


Copyright © 2023, Inc. (Digital Fingerprint: 0d38c6720f0d78a701b74d58653af608). Getting paid to re-write this page? Click here to earn a reward.

Any unauthorized copying and reproduction of the content of this page, including all meta data and computer code, is strictly prohibited. While the information in the above article is believed to be accurate as of its publish date, the author and publisher make no representation or warranties with respect to the accuracy, applicability, fitness, or completeness of the contents. The author and publisher shall in no event be held liable to any party for any direct, indirect, punitive, special, incidental or other consequential damages arising directly or indirectly from any use of this material, which is provided “as is,” and without warranties. Any and all use of trade names and/or marks are for identification purposes only and shall not be construed as a claim of affiliation, or otherwise, with, Inc. ("CPO") in any form. The sole purpose of the material presented herein is to alert, educate, and inform readers. It is not intended as legal or financial advice. We may earn revenue if you obtain services from a provider that we recommend. See this page to learn how we support our operations.