Updated 3/4/2019: MSI’s original website (merchantservices.com) now directs to Harbortouch, and that of a second office (msimerchantservice.com) is currently display branding and promotion for Harbortouch. Merchants should therefore consider MSI and Harbortouch to be the same entity. For current information on this company, please see our Harbortouch review.
Incorporated in 1989, MSI Merchant Services, Inc. (msimerchantservice.com) is a DBA of a parent company called Credit Card Processing USA, Inc. The company provides credit and debit card processing services, check guarantee, gift and loyalty cards, and a payment gateway through Authorize.net. MSI authorizes credit and debit authorizations for major credit card companies and operates three independent divisions in New Jersey, New York, and South Dakota.
In 2012, the company reportedly ranked as the 17th-largest national processor and one of the 100 largest processors worldwide, according to the Nilson Report. MSI Merchant Services, Inc. is headquartered in New Providence, New Jersey, at 890 Mountain Ave. Credit Card Processing USA, Inc., d/b/a MSI Merchant Services, Inc., is sponsored by Wells Fargo Bank, N.A. of Walnut Creek, California, as its Acquiring Bank.