Owner Profile: Brandon Chapnick

By Phillip Parker|March 26, 2026

CPO was created by business owners to help others avoid unethical and expensive merchant account providers. To support the continued operation of this website we sell advertising to ethical... processors who have earned top marks in pricing, support, and business practices. Some of the recommendations found on this website may be paid placements.

Background and Roles

Brandon Chapnick is associated with T1 Payments, a merchant services company. According to our review of T1 Payments, the company provided credit card processing and payment solutions to businesses before its operations came under scrutiny. Chapnick’s involvement with the company has been documented in the context of T1 Payments’ business practices and operational history within the merchant services industry.

Legal, Regulatory, and Reputation Notes

Brandon Chapnick was named in a Federal Trade Commission enforcement action related to the deceptive marketing of Simple Pure Supplements. According to the FTC, Chapnick and his business partners at Smukler and Chapnick, Inc., along with several other corporate entities they controlled, agreed to a court order settling the charges against them for misleading marketing practices.

Please let us know if the photo in this profile is not of Brandon Chapnick.

About The Author

Phillip Parker

CPO Creator & Founder

Since 2009, I have researched over 1,000 merchant services providers and published hundreds of payment education-related articles. This work has received national recognition, and my expertise in payments is regularly sought by large media outlets such as CNN, MSN, and INC Magazine, among dozens of others.

Shortly after graduating from college, I was recruited into a sales role with a credit card processor. Only later did I realize that the so-called "training" centered on selling expensive processing agreements... layered with hidden fees and long-term contracts. In my earliest transactions, I unknowingly steered friends and family into costly arrangements after they trusted my recommendation. When I fully understood the structure of what I had been selling, I resigned immediately and committed myself to exposing those practices. That commitment became the foundation of this website.

As Has Appeared In

About Us

CardPaymentOptions.com

Established 2009

This website was launched in 2009 as a modest blog dedicated to exposing questionable marketing and pricing practices within the credit card processing industry and how they negatively impact small business owners. What began as a side project has since evolved into a widely recognized platform advocating for transparency, accountability, and ethical standards in merchant services.

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