Comment & User Review Policy

You agree that:
1. Conduct

By publishing a comment or review (“comment” and/or “comments”) on a CardPaymentOptions.com (CPO) article you agree that you are solely responsible for the content of the comment and that it may never be removed even at your request. You can provide updates/rebuttals to comments by either clicking “reply” next to the original comment, or referencing the original comment in a new comment. By posting information on CPO, you warrant and represent that the information is truthful and accurate. You understand that you must supply a valid email address when leaving a comment and that you may be contacted by us to supply additional evidence to support your comment. In the event that an invalid email has been supplied, or you fail to respond to our contact, we may deny publishing of, or remove, your comment.

2. Indemnity

You will defend, indemnify, and hold harmless CardPaymentOptions.com Inc., its officers, directors, employees, agents and third parties, for any losses, costs, liabilities and expenses (including reasonable attorneys' fees) relating to or arising out of your use of CPO, including, but not limited to, any breach by you of the terms of this Agreement.

3. Content of User Comments

You acknowledge that opinions, advice, statements, offers, or other information or comments made available through CPO are those of their respective authors and not of CardPaymentOptions.com, Inc., and should not necessarily be relied upon. Such authors are solely responsible for the accuracy of such content. CardPaymentOptions.com, Inc. does not guarantee the accuracy, completeness, or usefulness of any user comment on CPO and neither adopts nor endorses nor is responsible for the accuracy or reliability of any opinion, advice or statement made. Under no circumstances will CardPaymentOptions.com, Inc. be responsible for any loss or damage resulting from anyone's reliance on information or other content posted on CPO by you or anyone else.

4. Removal of User Comments/Denial of Publishing

By posting information on CPO, you understand and agree that the material may never be removed even at your request or the request of others. You shall remain solely responsible for the content of your postings on CPO even if you request removal of such postings.

While the administrators of CPO attempt to review every comment posted by users, and are not responsible for any content of these messages, CPO reserves the right, but is not obligated, to moderate, delete or remove comments at its discretion.

In general, CPO will deny publishing of, or remove comments, that contain profanity, obscenities, threats of physical violence or damage to property, ALL CAPS, personal attacks, contact information (other than that of customer support staff in relation to resolving complaints), solicitations, false accusations, general commentary of no value to other users, and attempts to organize lawsuits. Additionally, CPO will deny publishing of comments that appear to be written by a representative of a reviewed company or a competitor of a company, multiple comments or replies regarding the same complaint by the same author, complaints that do not provide sufficient details of the experience, comments solely intended to attack or “bash/badmouth” a company (smear campaigns), or that contain private financial information such as social security numbers and account information; however, we reserve the right to deny publishing, or remove, any comment at anytime and for any reason.

5. Grant of Exclusive Rights

By posting information or content to any public area of CPO, you automatically grant, and you represent and warrant that you have the right to grant, to CardPaymentOptions.com, Inc., an irrevocable, perpetual, fully-paid, worldwide exclusive license to use, copy, perform, display and distribute such information and content and to prepare derivative works of, or incorporate into other works, such information and content, and to grant and authorize sublicenses of the foregoing.

6. Your Information

Except as provided otherwise in its privacy policy, CardPaymentOptions.com, Inc. will keep confidential all information supplied by you to CardPaymentOptions.com, Inc., and shall use or disclose such information only for the purposes for which such information was collected, or as required by law. Whereas you are legally entitled to publish your comments anonymously, at the discretion of CardPaymentOptions.com, Inc. the personally identifying information of any user who is found to have posted numerous comments about the same company and/or individual using different pseudonyms may lose the confidential protections afforded by this section.

7. Limitation of Liability

In no event will CardPaymentOptions.com, Inc. be liable: (i) to you for any incidental, consequential, or indirect damages arising out of the use of or inability to use CPO, even if CardPaymentOptions.com, Inc. or its agents or representatives know or have been advised of the possibility of such damages or: (ii) to any person other than you. In addition, CardPaymentOptions.com, Inc. disclaims all liability, regardless of the form of action, for the acts or omissions of other members or users (including, but not limited to, unauthorized users, or “hackers”) of CPO.