CVV2 Code Definition

Merchant Account CVV2 Code Explained:

What is a Card Verification Code? Card Verification Codes, also known as “Card Verification Value Codes,” are three to four digit codes that are printed on the front, back, or signature line of a credit card as an added security feature designed to help prevent fraudulent credit card purchases. CVV2 codes are also sometimes referred to as a credit card security code, CVV code, CVV number, CVV2 number, signature panel code, MasterCard security code, credit card security number, or just the security code on a credit card.  Below are some of the different credit card security code types that are currently in use across the different credit card and charge card brands:

  • MasterCard, Visa, Diners Club, Discover, and JCB credit and debit cards have a three digit code called the CVC2 (card validation code), CVV2 (card verification value), CVV, and CID (card identification number). The numbers are printed at the end of the signature panel on the right hand side of the credit card and are not embossed.
  • American Express prints a four digit code on the front side of the card just about the account number and is referred to as the CID code (Unique Card Code). It is also not embossed.

CVV2 Code Example

Trying to find a great credit card processor for your business type? Check out the Processor Match-up Tool.

CVV2 Code Example
Example of a CVV2 Code

CVV2 Video Explanation

Use of this video does not constitute an endorsement of any kind by CardPaymentOptions.com.

Thank you for reading my review. I hope that it has helped you with your research.

My Qualifications

I'm a former credit card processing sales director who left the industry to start my own a small business. From the time that I starting working in the merchant services industry to when I left to write about it, I've been on the pulse of payments for nearly 15 years. It didn't seem fair to keep this insider knowledge to myself, so decided to build this website to help you research which providers to use and how to save money on rates and fees. I've reviewed hundreds of companies, read thousands of user reviews, and learned the pricing tricks of every provider. If you have questions about credit card processing, you can find the answers here. Simply scroll to the top of the page to find the search bar. You can also message me if you need any guidance.

Need help understanding your rates and fees? Submit a recent statement and I'll take a look at it for free.

Submit a Statement

  • Accepted file types: jpg, png, pdf, xls, xlsx.

No Reviews Yet Leave Your Review Below

Leave a Review

Your email address will not be published. Required fields are marked *

Please do not use profanity or ALL CAPITAL LETTERS in your review. Reviews must provide a detailed account of your experience. By submitting a review or comment to CPO, you are agreeing to our Comment Policy.