CVV2 Code Definition

Merchant Account CVV2 Code Explained:

What is a Card Verification Code? Card Verification Codes, also known as “Card Verification Value Codes,” are three to four digit codes that are printed on the front, back, or signature line of a credit card as an added security feature designed to help prevent fraudulent credit card purchases. CVV2 codes are also sometimes referred to as a credit card security code, CVV code, CVV number, CVV2 number, signature panel code, MasterCard security code, credit card security number, or just the security code on a credit card.  Below are some of the different credit card security code types that are currently in use across the different credit card and charge card brands:

  • MasterCard, Visa, Diners Club, Discover, and JCB credit and debit cards have a three digit code called the CVC2 (card validation code), CVV2 (card verification value), CVV, and CID (card identification number). The numbers are printed at the end of the signature panel on the right hand side of the credit card and are not embossed.
  • American Express prints a four digit code on the front side of the card just about the account number and is referred to as the CID code (Unique Card Code). It is also not embossed.

CVV2 Code Example

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CVV2 Code Example
Example of a CVV2 Code

CVV2 Video Explanation

Use of this video does not constitute an endorsement of any kind by CardPaymentOptions.com.

Phillip Parker is a former merchant services sales agent who believes the industry has been overrun by people who engage in fraud and deception in order to steal from hard working business owners. He created this website to help you avoid the bad players, save money on fees, and to get peace of mind with your merchant account. If you would like to help support his work, learn more about our cost reduction service. We can evaluate your statement, tell you exactly how much you're overpaying, and then help you dramatically reduce your fees with your current credit card processor. Looking to switch instead? See our list of the best merchant account providers.

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