Merchant Account Issuing Bank Explained:
What is an Issuing Bank? In the credit card processing industry, the term “Issuing Bank” is used to refer to the bank that manages the customer’s credit or debit card account. For example, the Issuing Bank of a Citi Visa credit card is Citibank, and Wells Fargo is the issuing bank of its debit cards. Not all examples of Issuing Banks are as obvious because banks often partner with other organizations to market alternatively branded credit cards. Airline reward credit cards are some of the most popular examples in which the card is branded by an airline but issued and managed through a partner bank (aka: Issuing Bank).
Issuing Bank Video Explanation
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