Cardsave Review

By Phillip ParkerMarch 26, 2026

CPO was created by business owners to help others avoid unethical and expensive merchant account providers. To support the continued operation of this website we sell advertising to ethical... processors who have earned top marks in pricing, support, and business practices. Some of the recommendations found on this website may be paid placements.

Updated 1/29/2019: Cardsave has been fully integrated into the WorldPay organization and is no longer an independent brand. See our WorldPay review for up-to-date information about this company.

Founded in 1995 and acquired by WorldPay in 2010, Cardsave (cardsave.net) is now the independent specialist merchant services division of WorldPay (Streamline). At this time, Cardsave appears to have been fully rebranded as “WorldPay,” but merchants may still encounter some products or services under the Cardsave name. Cardsave is headquartered at Parkway Offices, Moss Rd, Acorn Business Park, Grimsby, North East Lincolnshire DN32 0LW, UK. Clive Kahn is listed as the CEO of Cardsave.

Key Points

Sales & Marketing: Cardsave appears to hire independent sales representatives and has received a moderate number of complaints about its sales practices.
Costs & Contract: Cardsave appears to offer a 12-month contract with a variable early termination fee and attached equipment lease.
Complaints & Service: Cardsave has received more than 30 public complaints.
BBB Rating: Cardsave does not have a profile with the Better Business Bureau.
Rates & Fees: How Merchants Got The Best Rates With Cardsave

About The Author

Phillip Parker

CPO Creator & Founder

Since 2009, I have researched over 1,000 merchant services providers and published hundreds of payment education-related articles. This work has received national recognition, and my expertise in payments is regularly sought by large media outlets such as CNN, MSN, and INC Magazine, among dozens of others.

Shortly after graduating from college, I was recruited into a sales role with a credit card processor. Only later did I realize that the so-called "training" centered on selling expensive processing agreements... layered with hidden fees and long-term contracts. In my earliest transactions, I unknowingly steered friends and family into costly arrangements after they trusted my recommendation. When I fully understood the structure of what I had been selling, I resigned immediately and committed myself to exposing those practices. That commitment became the foundation of this website.

As Has Appeared In

About Us

CardPaymentOptions.com

Established 2009

This website was launched in 2009 as a modest blog dedicated to exposing questionable marketing and pricing practices within the credit card processing industry and how they negatively impact small business owners. What began as a side project has since evolved into a widely recognized platform advocating for transparency, accountability, and ethical standards in merchant services.

Our Research Methodology

Pricing & Fees

We analyze all costs including rate structures (interchange-plus, tiered, flat-rate, etc), monthly fees, equipment costs, early termination fees, and hidden charges. This data is gathered from service agreements, statements and client feedback.

Features & Technology

Evaluation of POS systems, e-commerce integrations, mobile capabilities, reporting tools, recurring billing..., and developer resources. When possible, we directly test services and hardware. Otherwise, we rely on client feedback and public information.

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