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Should You Sign With Payment Processing Consultants?

Name: Payment Processing Consultants, Inc.
Item: Payment Processing Consultants, Inc.
Rating: 5
Author: Phillip Parker

Author: Phillip Parker

September 27, 2025

+ Advertising Notice

We take our role in providing guidance and education regarding the card payment industry very seriously. At our own expense, we have vigorously defended our right to continue expose unethical and predatory practices in the industry, successfully defeating every attempt to silence us. However, fending off frivolous lawsuits is costly. To sustain these efforts, one of the ways we generate revenue is through affiliate partnerships with ethical providers. This means that some of our outgoing links connect business owners to trustworthy, low-cost payment processors, which is what most of our readers seek. We see this revenue channel as a win-win-win for everyone involved. Business owners find good processors, processors get good clients, and we are able to continue to provide a valuable service to the small business community. We also recommend and link to many services that do not compensate us. Our priority is to guide you to the best solutions for your needs, regardless of potential revenue. If you have questions, please feel free to contact us.

All mentions of rate and fee costs are estimations based on publicly available information and client feedback. Actual costs may vary based on a variety of factors unique to your business.

Payment Processing Consultants, Inc.

Rating

5/5

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Pros

Transparent fee structure

Diverse payment solutions

Secure transaction processing

No long-term contracts

24/7 customer support

Cons

Potential hidden fees

Equipment leasing options

Contract term variability

Early cancellation fees

Monthly minimum charges

Overview

In this review of Payment Processing Consultants, we take a closer look at the company’s credit card processing services. Their offerings include point-of-sale systems, mobile payment solutions, and e-commerce options built to support a range of businesses. We’ll highlight which types of businesses may benefit most from these services. We’ll also review client and customer feedback to identify common trends and concerns. In addition, we’ll cover pricing, contract terms, and included services. By the end, you’ll know whether Payment Processing Consultants is the right choice for your payment processing needs.

About Payment Processing Consultants, Inc.

Screen Capture of Payment Processing Consultants Homepage — Payment Processing Consultants Homepage

Founded in 1998, Payment Processing Consultants, Inc. is a merchant account provider that serves most standard-risk business types. The company is a reseller of First Data (now Fiserv) products and services, specifically Clover point-of-sale solutions.

Products & Merchant Services

Payment Processing

Payment Processing Consultants, Inc. processes all major debit and credit cards for most business types.

Customer Reviews & Sentiment

Low Complaint Total

We’ve only found one negative review of Payment Processing Consultants, and it doesn’t accuse the company of fraudulent behavior. According to this singular complaint, the company abruptly shut off the merchant’s account due to inactivity. While concerning, it appears to be an isolated incident rather than a systemic problem at PPC. If you have your own experience with Payment Processing Consultants, we encourage you to share it below.

Payment Processing Consultants Lawsuits

No class-action lawsuits or FTC complaints have been found against Payment Processing Consultants. Merchants seeking alternative resolutions for their concerns can report them to relevant supervisory organizations.

Payment Processing Consultants Customer Service Options

The Payment Processing Consultants website provides general phone and email contact information but does not specify a dedicated customer support number.

Industry Scores & User Ratings

Online Ratings Summary
PaymentPop	5
BBB Rating	N/A
Google Maps	4.6
Average Rating	4.6

PaymentPop Rating for Payment Processing

Negative Feedback

There are no negative reviews published about Payment Processing on the PaymentPop website.

Positive Feedback

Payment Processing Consultants took the time to analyze our current setup and showed us exactly where we could save. They didn’t just offer a better rate, they offered better insight. Since switching, our monthly costs are down, and we finally feel like we have a team we can rely on.

Payment Processing Consultants BBB Rating

Payment Processing Consultants, Inc. has an “A+” rating with the Better Business Bureau and has been BBB accredited since 1999. The company has not received any complaints in the past 3 years. It also has received exclusively positive informal reviews.

An “A” Performance

Given the company’s clear complaint record, we agree with the BBB’s rating at this time. Merchants should note, however, that there are good reasons to be skeptical of the BBB’s rating system.

Google Maps Rating for Payment Processing Consultants

Payment Processing Consultants has a 4.6 out of 5 star rating based on 9 user reviews on Google Maps.

Positive Feedback

Great people, always smiling and happy to help.

Amazing company full of people who place the utmost value on honesty and integrity which is rare, especially in the financial services industry. Their product is top notch. My experience with them has been incredibly positive.

Processing Rates & Fees

Payment Processing Consultants, Inc. Contract Terms

Currently, detailed information regarding the standard contract for Payment Processing Consultants, Inc. (PPC) is not disclosed to the public. The company positions itself against long-term contracts, annual fees, and early termination fees, although it stops short of providing formal documentation to substantiate these positions. It’s presumed that PPC tailors its pricing and terms based on individual merchant requirements, including factors such as business type, geographic location, and transaction history.

No Red Flags

The absence of complaints specifically related to PPC’s contract terms contributes to a favorable assessment, receiving an “A” rating in this context. However, this rating is given with the acknowledgment that specific contract details remain unverified. Without concrete information, it’s challenging to directly compare PPC’s terms with those offered by the industry’s most cost-effective merchant accounts.

Merchants seeking competitive services are encouraged to explore our curated list of the best merchant accounts for more options.

Employee Reviews & Sales Practices

Inside Sales Team

Payment Processing Consultants, Inc. appears to rely on a combination of referrals and in-house staff to market its services. There is no evidence at this time indicating that the company employs independent sales agents, and we are unable to locate any Payment Processing Consultants, Inc. reviews that report unethical behavior by the company’s sales staff. This compares favorably to our list ofbest credit card processors.

No Misleading Quotes

Payment Processing Consultants, Inc. does not appear to engage in any deceptive advertising strategies in its official materials. If you suspect that PPC is charging you undisclosed fees, we recommend seeking a third-party statement audit to eliminate hidden charges.

Payment Processing Consultants, Inc. Competitors

Compare Payment Processing Consultants, Inc. to competitors that earned top marks.

Pricing

Bottom Line

Based on the information at hand, Payment Processing Consultants, Inc. stands out as a reliable and trustworthy merchant services provider. While detailed insights into the company’s sales tactics or contract terms remain somewhat scarce, the near-pristine track record of customer satisfaction serves as a strong indicator of its dedication to quality service. Nevertheless, we always advise merchants, even when considering providers with exceptional reputations like this one, to meticulously scrutinize any contract’s terms. Comparing its pricing and conditions with those offered by top-rated merchant account providers will ensure you’re making an informed decision that aligns with your business’s unique needs. Vigilance in such matters will empower you to secure the best possible terms, reducing unnecessary costs and avoiding potential complications down the road.

Read Actual User Reviews

See User Reviews Write a Review

All user reviews have been moved to our partner, PaymentPop.com

Contact Payment Processing Consultants, Inc.

Contact & Customer Support
CEO	Mike DiNardo
Headquarters	67 Monroe Ave. Pittsford, New York 14534
Toll-Free General Customer Service	(888) 282-5384
Website	ppcsales.com/

About Us

CardPaymentOptions.com

Established 2009

My name is Phillip Parker, and I started this website back in 2009 as a simple blog to call out shady credit card processors that were taking advantage of small business owners. At the time, I had no idea this side project would grow into a leading voice pushing for transparency and integrity in the payment processing industry. I also didn't anticipate just how far some of these companies' owners would go to try to silence me.

I was recruited out of college for a sales role with a credit card processor. At the time, I didn't realize the “training” was really about tricking me... into selling business owners expensive processing with hidden fees and long-term service agreements. In my first few sales, I unknowingly cost friends and family thousands of dollars after they trusted me to switch their services. When it finally clicked that something was seriously wrong, I was furious. I quit immediately and made a promise to expose that company and any others operating the same way. That promise is what led to the creation of this website.

As I wrote about these processors, their tactics, and the people behind them, the articles started to spread among business owners. News organizations picked up the stories, readers shared them online, and traffic to the blog took off. Unsurprisingly, that also caught the attention of the companies and individuals I was exposing.

Over the last 17 years, I've received several anonymous death threats and defeated four lawsuits meant to intimidate me into taking my blog down. Their efforts to muzzle me only made my determination to expose them even stronger, leading me to work with state authorities to help shutdown some of the worst offenders.

I'm proud to say that of the millions of people who have read my work, thousands have taken the time to write and thank me for helping them narrowly avoid a very costly mistake. This blog has played a small role in pushing the industry toward more ethical practices - but there are still bad actors out there, which means the work isn't done.

If I can offer one piece of advice, it's this: get every promise in writing, and take the time to review contracts carefully. Tools like ChatGPT can help surface red flags and uncover expensive surprises buried in the fine print.

If you've made it this far, thank you for reading. I truly appreciate you being here, and I wish you every success with your business.

Our Research Methodology

Pricing & Fees

We analyze all costs including rate structures (interchange-plus, tiered, flat-rate, etc), monthly fees, equipment costs, early termination fees, and hidden charges. This data is gathered from service agreements, statements and client feedback.

Features & Technology

Evaluation of POS systems, e-commerce integrations, mobile capabilities, reporting tools, recurring billing..., and developer resources. When possible, we directly test services and hardware. Otherwise, we rely on client feedback and public information.

Customer Support

We evaluate availability across phone, email, chat, and social channels. Measuring hold times, night and weekend availability, and client feedback regarding effectiveness, professionalism, and resolution rates.

Contract Terms & Conditions

We review service agreements and equipment contracts for reasonability, transparency, and fairness. We focus on uncovering any predatory clauses, such as unjustified early termination fees, hidden costs, and unclear cancellation policies.

User Experience

We comb the internet and interview current and former clients to evaluate the overall user experience and identify any common pain points that may impact the user experience.

Sales & Marketing Practices

We evaluate sales tactics, marketing materials, and client feedback to determine the level of transparency and ethical nature of the provider's approach. Does the provider publicly disclose pricing? Do they use teaser rates? We score based on these and other factors.

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