If you want to accept online credit card payments, you’ll need to set up an online payment gateway for your website. A payment gateway connects an online shopping cart to an existing merchant account, enabling merchants to securely accept payments from their customers. Fortunately, there are a number of affordable payment gateways available, many of which can be set up with little to no programming expertise. is the Internet’s largest payment gateway provider; as of this update, the company claims to have over 375,000 merchants in its user base. In fact, if your business accepts payments online, it’s possible that you are using an payment gateway without even knowing it. is a wholly owned subsidiary of Visa, and many merchant account providers resell’s payment gateway as a standard e-commerce solution. Sometimes, the gateway is slightly modified so that the reseller can present it as a proprietary service.

While there’s nothing inherently wrong with using, some merchants may be interested in alternatives. The trouble is that’s huge market share can make it difficult to find providers who don’t use it. Below, we have put together a list of 13 companies that supply a payment gateway for merchants.

Please note that has not assessed the security of the payment gateways offered by the following providers. This list also does not constitute an endorsement of any kind by, and the order in which these businesses are listed does not imply a ranking of any sort. This list is simply a resource for merchants who are trying to find payment gateways besides Merchants are strongly encouraged to research the pricing and services offered by these providers before agreeing to their terms.

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We are committed to ensuring the accountability of credit card processors by bringing transparency to their business practices. Our primary objective is to safeguard North American businesses from unscrupulous processors that impose substantial rate markups, unjustifiable fees, and exploitative contracts that result in annual losses of billions of dollars for small business owners.

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