Best Merchant Accounts for Web Developers

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Web Developer Friendly Credit Card Processing

There are numerous ways to build payment processing into a website or application, from simple “Buy Now” buttons to custom checkout pages and APIs. Most developers prefer to utilize a simple API integration, as this minimizes the amount of development necessary and passes the responsibility for payment security to a third-party processor. Luckily, APIs are available from a growing number of credit card processors, including many merchant account aggregators, but the large number of choices makes it difficult to determine which options are best for a specific website.

To help you find the best credit card processor for your clients, we've put together the following list of the top payment processing solutions for web developers. These companies offer simple integration solutions for their merchant accounts, including simple payment buttons, hosted checkout solutions, and full APIs for backend integration. These companies have also received positive reviews from merchants with regard to their pricing, products, and customer service. Each company on this list will have different strengths and options for developers, so it's best to do your research and contact a few providers before signing up.

How to Select the Best Web Developer Credit Card Processor

When selecting the best credit card processor for a web developer business in the USA, there are several factors that you should consider. Here we have identified some specific factors to consider.

Payment Gateway Compatibility

As a web developer business, you will want a payment gateway that is compatible with your website's platform. Ensure that the payment gateway can easily integrate with the web development platform you are using to avoid payment processing errors.

Credit Card Processing Fees

Fees charged by credit card processors vary, and you'll want to choose a processor that has reasonable fees. Look for processors with flat rates, no hidden fees, and a low per-transaction fee.


Security should be a top priority for any web developer business. Choose a credit card processor that complies with Payment Card Industry Data Security Standards (PCI DSS) and offers additional security features such as encryption.

Reliable Customer Support

You want a credit card processor that offers excellent customer support. Look for a processor that offers 24/7 customer support via phone, email, or live chat.

Integration with Accounting Software

You'll want a credit card processor that integrates with your accounting software to streamline your bookkeeping process. Make sure the processor you choose offers integration with accounting software that you use.

Ability to Handle Recurring Payments

As a web developer, you may have clients that require recurring payments for ongoing services. Choose a credit card processor that can handle recurring payments without causing issues for you or your clients.


Look for a credit card processor that has a good reputation in the industry. Read reviews from other web developers to get an idea of their experiences with the processor you're considering. You can consider our review on this website, by simply searching for the processor in the search bar at the top of this page.

In summary, when selecting the best credit card processor for a web developer business in the USA, you should consider payment gateway compatibility, fees, security, customer support, integration with accounting software, ability to handle recurring payments, and reputation. By carefully evaluating these factors, you can choose a credit card processor that meets your needs and helps your web developer business thrive.

Top Picks Merchant Services for Web Developers

helcim logo

#1 Helcim

Top Pick for Web Developer Merchant Services

Helcim is a merchant account provider headquartered in Alberta, Canada, and Seattle, Washington. The company provides merchant services and credit card processing to both U.S. and Canadian businesses. Helcim offers traditional payment processing equipment as well as a feature suite called “Helcim Commerce,” which is intended to serve as an all-in-one business management solution for merchants across all of their sales channels.

Why Helcim is the Perfect Payment Processing Solution for Web Developers

As a web developer, accepting payments from clients is essential for growing your business. Helcim is a payment processing service that is specifically designed to cater to the needs of small business owners who sell web development products. Here are a few reasons why Helcim is the perfect payment processing solution for web developers.

Seamless Integration with Web Development Tools

Helcim offers a seamless integration with popular web development tools like WordPress, Magento, and Shopify. This means that you can easily set up your payment gateway with your website and start accepting payments from your customers without any hassle. The payment gateway is also fully customizable, allowing you to create a payment form that matches your website's design.

Secure and Reliable Payment Processing

Security is a top priority for Helcim, which is why they use state-of-the-art technology to ensure that all transactions are secure and reliable. They are PCI compliant and use encryption technology to protect sensitive information, such as credit card numbers, from unauthorized access. This gives you and your customers peace of mind, knowing that their personal and financial information is safe.

Competitive Rates and Transparent Pricing

Helcim offers competitive rates and transparent pricing with no hidden fees. This means that you will know exactly how much you are paying for each transaction, and you won't be surprised with unexpected charges. They also offer a price match guarantee, so if you find a better rate from another provider, they will match it.

Helcim is an excellent payment processing solution for web developers who need to accept credit card payments from customers buying web development products. With seamless integration with popular web development tools, secure and reliable payment processing, and competitive rates with transparent pricing, Helcim has everything you need to grow your web development business.

Host Merchant Services logo

Host Merchant Services

Top Pick for Web Developer Credit Card Processing

Host Merchant Services is a Newark, Delaware-based merchant account provider that is well-suited for web developers and e-commerce businesses. The company's executive leadership has a great deal of experience with web development, as CEO Lou Honick previously served as the founder and CEO of from 1997 to 2008. Host's products and services include online marketing tools, an online payment gateway and virtual terminal, mobile credit card processing, gift and loyalty programs, merchant cash advance, and offshore merchant accounts. The company also provides web hosting, a free website, and business class email to interested new merchants.

Host Merchant Services has received only positive feedback on public forums, with most reviewers singling out the company's customer service for praise. Host offers interchange-plus pricing with no early termination fees to all of its merchants, meaning that users will enjoy the most transparent pricing model and can cancel service without penalty. The BBB gives Host an “A+” rating, and CPO also gives the company an “A+.”

Web Developers: Accept Credit Card Payments with Host Merchant Services

As a web developer, accepting credit card payments from clients is a crucial aspect of your business. Host Merchant Services offers an excellent payment processing solution that can help you efficiently manage your payments and improve your bottom line. Here are some reasons why Host Merchant Services is a good option for web developers who need to accept credit card payments from clients.

Simple and Secure Payment Processing

Host Merchant Services makes it easy for web developers to accept credit card payments from clients securely. The company offers a variety of payment processing options that allow you to accept payments online, in-store, or on the go. All transactions are processed securely, ensuring that your clients' sensitive information is protected at all times. Host Merchant Services also offers fraud detection and prevention services to keep your business safe.

Competitive Pricing

Host Merchant Services offers competitive pricing plans that are designed to meet the needs of small businesses. Unlike other payment processing companies that charge high fees, Host Merchant Services offers transparent pricing with no hidden costs. As a web developer, you can enjoy a variety of payment processing options, including mobile payments, virtual terminals, and e-commerce solutions, at affordable rates.

24/7 Customer Support

Host Merchant Services provides excellent customer support to ensure that your payment processing runs smoothly. The company offers 24/7 customer support via phone, email, and live chat, so you can get help whenever you need it. Additionally, Host Merchant Services assigns a dedicated account manager to each client to provide personalized support and help you optimize your payment processing.

Host Merchant Services offers web developers a reliable payment processing solution with simple and secure payment processing, competitive pricing, and 24/7 customer support. With these features, you can manage your payments efficiently and grow your web development business with confidence.

For more information, visit the Host Merchant Services website or call (888) 727-4538.

PaymentCloud Logo


Top Rated for Web Developer Merchant Accounts

Based in Woodland Hills, California, PaymentCloud is a merchant account provider that specializes in serving standard to high-risk business types. The company's products and services include point-of-sale solutions, mobile phone swipers, an online payment gateway and virtual terminal, EMV-compatible terminals, and merchant cash advances. PaymentCloud is also invaluable for web developers as it easily integrates a payment processing platform onto any website. PaymentCloud advertises a host of online shopping cards for web developers including OpenCart, Volusion, BigCommerce, Shopify, Magento, and many more. PaymentCloud's full-service solutions allow web developers to add comprehensive payment solutions to their website or mobile app. The company also provides a developer toolbox with open API to customize payment integrations to fit a merchant's unique needs.

PaymentCloud provides a dedicated account rep to all new merchants for the life of the account. The company has not received any negative complaints on consumer forums, and it customizes its pricing according to each merchant's business type and processing history. The BBB does not maintain a profile for PaymentCloud at this time, but CPO gives the company an “A.”

Why PaymentCloud is the Best Choice for Web Developers to Accept Credit Card Payments

Web developers need a reliable and secure payment processing system to accept credit card payments from clients. PaymentCloud is an ideal solution for web developers who want to streamline their payment processing and provide a seamless experience to their customers. With PaymentCloud, web developers can accept credit card payments online, in-person, and via mobile devices, making it easy for clients to pay for services regardless of their location.

Specialize in High-Risk Transactions

One of the key benefits of PaymentCloud for web developers is its ability to handle high-risk transactions. Web development is often considered a high-risk industry, and traditional payment processors may decline transactions from web development businesses. However, PaymentCloud specializes in providing payment processing solutions to high-risk industries, including web development. This means that web developers can accept credit card payments without worrying about declined transactions or high processing fees.

Flexible Pricing Structure

Another benefit of PaymentCloud for web developers is its flexible pricing structure. PaymentCloud offers customized pricing plans that can be tailored to the needs of each web development business. This means that web developers can choose the payment processing solutions that best fit their business model and budget. PaymentCloud also offers transparent pricing, with no hidden fees or long-term contracts, making it easy for web developers to understand their payment processing costs.

Advanced Security Measures

In addition to its flexible pricing structure and ability to handle high-risk transactions, PaymentCloud also offers advanced security features to protect web developers and their clients from fraud and data breaches. PaymentCloud uses the latest security protocols to encrypt credit card data and prevent unauthorized access to sensitive information. This gives web developers peace of mind knowing that their clients' data is secure and protected from potential security threats.

PaymentCloud is an excellent choice for web developers who need a reliable and secure payment processing solution. With its ability to handle high-risk transactions, flexible pricing structure, and advanced security features, PaymentCloud can help web developers streamline their payment processing and provide a seamless experience to their clients.

For more information, visit the PaymentCloud website or call (888) 506-7859.

cdg commerce logo

CDG Commerce

Top Rated for Web Developer Merchant Services

Located in Chesapeake, Virginia, CDG Commerce is a great option for standard-risk merchants of all sizes and types. CDG has been privately owned since 1998 and offers a proprietary payment gateway (as well as a discount on Authorize.Net's payment gateway), a virtual terminal, QuickBooks integration, mobile phone processing, sales reporting, security breach protection, and vulnerability scanning. CDG Commerce is ideal for web developers who require a simple, low-cost, integrated retail or online processing solution.

CDG Commerce only charges a low, fixed fee per transaction and offers competitive contractual terms, including no annual fees, monthly minimums, or termination fees. CDG also offers next day funding to most business types. CDG has earned an “A+” rating in our review as well as an “A+” rating with the BBB.

CDG Commerce: The Ideal Credit Card Processing Solution for Web Developers

For businesses in the web development industry, accepting credit card payments from clients is essential. However, choosing the right credit card processing service can be overwhelming, especially with the plethora of options available in the market. If you are a web developer looking for a reliable and secure payment processing solution, CDG Commerce is an excellent choice.

Specialize in e-Commerce Payments

One of the primary reasons CDG Commerce is an ideal option for web developers is its specialized approach to e-commerce payments. With their extensive experience in providing payment processing solutions to e-commerce businesses, CDG Commerce understands the unique needs and challenges of web developers. They offer tailored payment processing solutions that cater specifically to the needs of web development businesses.

Seamless Payment Processing

CDG Commerce provides an array of features and tools that make payment processing for web developers seamless. Their payment gateway integrates seamlessly with popular e-commerce platforms like Shopify, WooCommerce, and Magento. This integration allows web developers to process payments quickly and securely without any hiccups.

Cost=Effective Payment Processing Model

Another significant advantage of CDG Commerce is its highly competitive pricing model. With transparent pricing, no hidden fees, and no long-term contracts, CDG Commerce provides web developers with a cost-effective payment processing solution. This means that web developers can focus on growing their business without worrying about unnecessary expenses.

CDG Commerce is a great credit card processing option for web developers who want a reliable, secure, and affordable payment processing solution. With their specialized approach to e-commerce payments, seamless integration with popular e-commerce platforms, and competitive pricing model, CDG Commerce can help web developers streamline their payment processing needs.

For more information, see the CDG Commerce website or call (888) 393-1079.

Additional Options

Shopify Logo


Shopify is primarily known as an e-commerce platform for online merchants, and while it may not be as powerful as some processors with integrated APIs, its ubiquity and ease have their own benefits. People are familiar with Shopify, which makes it easy to use on most websites. Shopify's services include features like inventory syncing with a web store, emailed receipts, automatic tax calculations, basic email marketing, and in-store refunds.

The Shopify payment service can also be paired with a Shopify online store, which comes with numerous customization options. Developers can also use Shopify to take payments for their own work, with in-person and online payment options available. Shopify has an “A+” rating with the BBB, and we give it an “A+” rating as well.

Why Shopify is a Top Rated Payment Processing Solution for Web Development Businesses

When it comes to selling Web Development services online, it's essential to have a reliable payment processing solution that can handle online transactions securely and efficiently. Shopify is a popular e-commerce platform that offers a comprehensive payment processing solution for small businesses. With Shopify, web development businesses can accept credit card payments from customers worldwide, making it a great option for businesses that operate online.

Secure Payment Processing

Shopify provides a secure payment processing solution that is compliant with PCI standards. This means that all credit card information is encrypted and stored safely, ensuring that customers' sensitive data is protected from fraud and theft. With Shopify, web development businesses can rest assured that their customers' transactions are safe and secure.

Easy Integration

Shopify offers easy integration with various third-party payment processors, including PayPal, Stripe, and This means that businesses can choose the payment processor that suits their needs best and seamlessly integrate it with their Shopify store. Additionally, Shopify offers a range of customizable payment options, making it easy for businesses to accept credit card payments, including Visa, Mastercard, American Express, and Discover.

Automatic Payment Management

One of the standout features of Shopify's payment processing solution is its automatic payment management system. This system allows businesses to manage their payments and transactions with ease, including processing refunds, charging late fees, and managing recurring payments. With Shopify, businesses can streamline their payment processes and focus on growing their web development business without worrying about payment management.

Shopify is an excellent payment processing solution for web development businesses that sell their services online. With its secure payment processing, easy integration, and automatic payment management system, Shopify provides a comprehensive solution that makes it easy for businesses to accept credit card payments from customers worldwide. So, if you're looking for a reliable and efficient payment processing solution for your web development business, Shopify is definitely worth considering.

For more information, visit the Shopify website or call (888) 746-7439.

eMerchant Broker Logo


eMerchantBroker is a Los Angeles, California-based company that offers high-risk e-commerce processing solutions, which can be a great fit for web developers creating a website for high-risk businesses. The company’s products include credit card processing, ACH processing, an online payment gateway, merchant cash advance, and a chargeback management system to help merchants dispute and resolve chargeback claims.

eMerchantBroker offers custom pricing for each merchant and maintains a low complaint rate relative to its size and merchant portfolio. Our review of eMerchantBroker gives the company an “A” rating overall and the BBB assigns the company a rating of “A+.”

eMerchantBroker: A Great Option for Web Developers Needing Payment Processing

Web development is an important field that requires reliable payment processing options for customers. eMerchantBroker is an excellent choice for business owners in this industry who need to accept credit card payments from customers buying web development services. There are several reasons why eMerchantBroker stands out as a great option.

Unique Payment Methods to Suit Unique Requirements

eMerchantBroker provides a range of payment processing solutions that are specifically tailored to meet the needs of web developers. This means that business owners can choose from a variety of payment methods that suit their unique requirements, including ACH payments, e-checks, and credit card processing. With multiple payment options available, businesses can provide customers with greater flexibility and convenience when it comes to making payments.

Highly Secure and Reliable Payment Processing

eMerchantBroker's payment processing services are highly secure and reliable. Cybersecurity is a major concern for web developers, who need to ensure that their customers' sensitive data is protected at all times. eMerchantBroker uses the latest encryption and security protocols to keep customer data safe, providing business owners with peace of mind when it comes to payment processing.

Flexible and Competitive Pricing Solutions

eMerchantBroker offers competitive pricing and flexible payment plans, making it an affordable option for small business owners. With transparent pricing and no hidden fees, business owners can budget for payment processing with confidence.

eMerchantBroker is an excellent option for web developers who need reliable and secure payment processing solutions for their business. With a range of payment options, high security standards, and competitive pricing, eMerchantBroker is a great choice for small business owners looking to streamline their payment processing systems.

For more information, visit the eMerchantBroker website or call (877) 301-3442.

Frequently Asked Questions: Web Developers Credit Card Processing

What are the “providers” referred to in this context?

In this context, “providers” refer to companies or services that offer tools, resources, and platforms specifically designed to support web developers in their work. These providers may offer hosting services, development tools, code libraries, APIs, frameworks, content management systems (CMS), version control systems, and more.

Why is it important to find the best providers for web developers?

Finding the best providers is essential for web developers because it directly impacts their productivity, efficiency, and the quality of their work. The right tools and resources can streamline development processes, improve collaboration, and ensure the successful delivery of web projects.

How can I find the best providers for web developers?

To find the best providers for web developers, follow these steps:

a. **Identify Your Needs:** Assess your specific needs as a web developer. Determine the type of projects you work on, the technologies you use, and the support you require.

b. **Research Leading Providers:** Conduct online research to identify reputable providers in each category. Read reviews, compare features, and evaluate their reputation within the web development community.

c. **Check for Developer-Friendly Services:** Look for providers that cater specifically to web developers and offer developer-friendly interfaces, APIs, and documentation.

d. **Consider Integrations:** Ensure that the provider's tools and services can seamlessly integrate into your existing development workflow or software.

e. **Trial or Demo:** Whenever possible, try out the services or request demos to get hands-on experience before committing to a provider.

What types of providers should web developers consider?

Web developers should consider various types of providers, such as:

– **Web Hosting Providers:** For hosting websites and web applications.
– **Code Editors and IDEs:** Software used for writing and editing code.
– **Version Control Systems:** Platforms for managing code versions and collaboration.
– **Front-end Frameworks:** Libraries and frameworks for building user interfaces.
– **Back-end Frameworks:** Tools for server-side development and APIs.
– **CMS Platforms:** Content Management Systems for managing website content.
– **Cloud Services:** Services for serverless computing, database management, and more.

Are open-source solutions better than paid services for web developers?

Both open-source and paid services have their merits. Open-source solutions often provide flexibility, community support, and cost-effectiveness. Paid services, on the other hand, can offer additional features, dedicated support, and higher levels of security. It ultimately depends on your specific needs and preferences.

 How can I ensure the security of the providers I choose?

Prioritize providers with a strong track record of security and compliance with industry standards. Look for providers that offer secure connections (SSL), regular software updates, and have transparent security policies.

Can I use multiple providers simultaneously for different aspects of web development?

Yes, it's common for web developers to use multiple providers for different aspects of their projects. For example, you might use one hosting provider, a separate CMS platform, and a version control system that integrates well with your code editor.

What are some popular providers recommended by web developers?

Popular providers recommended by web developers may include:

– Hosting: Amazon Web Services (AWS), DigitalOcean, Bluehost
– Code Editors: Visual Studio Code, Sublime Text, Atom
– Version Control: GitHub, GitLab, Bitbucket
– Front-end Frameworks: React, Angular, Vue.js
– Back-end Frameworks: Node.js, Django, Ruby on Rails
– CMS Platforms: WordPress, Joomla, Drupal
– Cloud Services: Google Cloud Platform, Microsoft Azure, Firebase

Are there providers specifically geared towards beginner web developers?

Yes, some providers offer beginner-friendly tools and tutorials tailored to those just starting in web development. Look for platforms with user-friendly interfaces and extensive documentation to support your learning journey.

Can I switch providers if I am not satisfied with the services?

Yes, in most cases, you can switch providers if you are not satisfied with their services. However, be aware of any contractual obligations or termination fees that may apply.

Reader Comments

Tell Us What You Think

2 User Reviews

  • Lucas

    I’m writing to express my deepest gratitude for your in-depth and insightful article on the “Best Providers for Web Developers”. As a professional web developer, your guide has been an indispensable resource, providing me with essential knowledge to navigate this complex field.

    Your meticulous analysis of each provider, highlighting their unique strengths, potential limitations, and key features, was superbly executed. You have a real knack for breaking down complex topics, making them easily understandable for readers like myself.

    I particularly valued your focus on crucial elements such as customer service, security protocols, and pricing structures. Your insights into specific tools and services tailored for web development, like code repositories, cloud services, and development tools, were extremely beneficial.

    It’s clear that a lot of research, time, and expertise went into creating this guide. Your dedication to providing accurate, current, and practical information has simplified a typically complex decision-making process, enabling professionals like me to make informed choices.

    Thank you once again for your significant contribution to this field. Your hard work, dedication, and expertise are deeply appreciated.

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