Select Banking Systems Review


Credit Card Processors
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Select Banking Systems

"A" Credit Card Processor Rating

Last Updated: January 31, 2014
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Select Banking Systems Overview

Select Banking Systems Logo

Select Banking Systems Logo

Select Banking Systems ( is a merchant account provider serving retail, restaurant, internet, and mail order/telephone order industries. The company also offers a virtual terminal and point-of-sale (POS) systems for the restaurant industry, and the company’s equipment includes countertop terminals, wireless terminals, mobile card readers, check encoders, and ATMs. Founded in 1992, SBS is located at 5701 Woodway Dr., Houston, Texas 77057. Select Banking Systems is a registered ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, California.

Select Banking Sales & Marketing Tactics | A+

It is unclear at this time how Select Banking Systems markets itself outside of its website and traditional advertising. There is no evidence that the company employs independent sales agents, and we are currently unable to locate any negative Select Banking Systems reviews that accuse the company of deceptive sales tactics. Select Banking Systems also does not appear to engage in deceptive advertising strategies in its official materials.

Select Banking Costs & Contract Terms | A+

There is very little publicly available information at this time regarding the standard Select Banking Systems contract. The company’s merchant agreement is not available online, and it is not clear which company provides the actual credit card processing network for Select Banking Systems. It is known that Select Banking Systems is partnered with a Houston, Texas-based ATM provider called Cardtronics. We are unable to locate any complaints about Select Banking System at this time, which indicates that the majority of the company’s clients are satisfied with their contract terms. If you have any knowledge of the company’s standard contract, please leave that information in the comment section of this review.

Select Banking Complaints & Service | A+

We are currently unable to locate any Select Banking Systems reviews that accuse the company of being a scam or a ripoff. In fact, the company is showing zero total reviews across all consumer protection websites at this time. This seems to be indicative of a proactive customer support staff that resolves most complaints in-house. The company’s website lists dedicated customer support phone numbers for merchants.

Select Banking BBB Report | A (CPO Adjusted)

As of this review, Select Banking Systems is not an accredited business of the Better Business Bureau (BBB) and does not have a rating. The BBB states that the reason for the absence of a rating is due to a lack of sufficient background information on the company. There are zero complaints registered on the BBB profile for Select Banking Systems. A spotless complaint record usually merits an “A+” according to our rating system, but given the lack of information on the company, we have slightly lowered that grade to an “A” for now.

Bottom Line

Select Banking Systems rates as a reliable merchant provider according to our rating system. The company is showing zero complaints across all consumer protection websites at this time, but there is also very little information available about it. The company’s overall rating is liable to change once more is known about its contract terms and hiring practices.

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