European E-Commerce Credit Card Processing
Founded in 2007, Cardinity is a merchant account and payment gateway provider that exclusively offers e-commerce credit card processing solutions for European businesses. Cardinity is actually a subsidiary service provided by UAB Click2Sell, a Lithuanian payment processing company regulated by the Central Bank of the Republic of Lithuania. Cardinity is available to all European Union e-commerce merchants.
Location and Ownership
Egidijus Andreika is listed as the company’s general director. UAB Click2Sell is headquartered at Sunrise Valley Science and Technology Park, Sauletekio Ave. 15, LT-10224, Vilnius, Lithuania.
Cardinity Review Table of Contents
- Costs & Contract: Cardinity appears to offer variable contract terms through a bundled payment gateway and merchant account.
- Complaints & Service: Cardinity has received fewer than 10 public complaints.
- BBB Rating: Cardinity does not have a profile with the Better Business Bureau at this time.
- Sales & Marketing: Cardinity does not appear to hire independent sales representatives and has not received any complaints about its sales practices.
- Rates & Fees: How Merchants Got The Best Rates With Cardinity
Cardinity is a SCAM protected by Lithuania regulators.
They STOLE from me HUGE amount, they DESTROYED my business by blocking EVERYTHING long time ago and I still cannot get my money. They blocked my account in European Center company, everything invoiced and properly sent to customers.
Cardinity asked everything and it got obvious that they will still my money.
BEWARE AND DONT EVEN THINK OF THEM
I was looking for a provider which offerred recurring payments and found Cardinity. At the beginning I actually had some problems with integrating the recurring payments but they responded very quickly and helped me solve the problem. Thanks a lot.
Hi Fernando,
Please reply to this comment with your business name and location in order to authenticate your testimonial. Thanks!
The worst company that I have ever seen not only in payment processing business, in all online businesses. I have more than 20 years experience in online business and I have worked with more than 100 payment processing companies for my different websites and apps. Cardinity is the worst, worst attitude, worst responds, worst support, not trustable at all. If you like your business don’t trust them. There are plenty of other good quality companies that you can work and get the best services. In one word Cardinity is the WORST.
This post will help: Top-Rated Merchant Account Providers
-Phillip
I’ve just registered with Cardinity and been their new client for two weeks now. Didn’t expect such a quick application and boarding process. We’ve set up everything in 2 days. As for now I am satisfied with the service.
With my previous payment provider I had to wait for a week or two to get my questions answered, and now I get help within several hours or one day. Overall, the price and the services I got are really worth attention.
Hi Patrycja,
Please reply to this comment with your business name and location in order to authenticate your testimonial. Thanks!
DO NOT USE THIS SERVICE!
Started to work with them last year. In June 2017 after we rejected to give company’s private info they blocked the account and frozen our money for 6month. Than we received money but less for 3660euros. As We asked for the reason Cardinity said that received complaint form MasterCard , but DIDN’T give us any legal document prooving this information. We have asked for it for many times so we could understand and answer to this complaint (if it really exist!!). That just stopped to answer to mails and phonecalls.
I decided to try Cardinity as my provider. At first I had an issue with integrating 3D Secure with my system, but they kindly guided me through the process. I was pleasantly surprised by their quick responsiveness.
Hi Thomas,
Please reply to this comment with your business name and location in order to authenticate your testimonial. Thanks!
They stole my money!
ITS FRAUD!
The worst service ever. First few weeks everything was ok but after it they swithed off the account wothout notifying!!!1 DO NOT USE THEM!
!!!!!STAY AWAY!!!!!
This is the ultimate fraud!!!
Used it in my e-shop for some months and then when they had to pay-back the payments in my account, they started finding excuses and changing customer care representatives. The first months was Mr. Egidijus Andreika who answered all support emails and then started changing representatives until Mr. Justas Urbonas refused to transfer our account’s funds in our bank accounts until they received proof of delivery of our products to our customers. We sent the delivery notes and packing slips from TNT but still they do not deposit our money to our account!
***DON’T USE THIS SERVICE!!*****
The most awful and dishonest service for card processing.
We made a lot of changes in our T&C and website to make us suitable for their “high standards” but eventually after several transaction they just blocked us with ridiculous reason and statement that they able to hold our money for 180 days in their system.
Support rude as nazis and hate you by default.
I believe that is fraudulent paygate and they don’t operate at all, just collecting money.
Hope special authorities will read this review and do something with this unfair company.
totally agree with you.. the are just collecting money from victims.
My concern is , why NOBODY does anything to stop them?
Where is the Lithuanian regulators?
Never responded.
That makes us thing a lot..
It’s not enough to issue licenses as a country if you let these things happen.
Then you get totally unreliable.
I never ever trust any card provider, wallet bank etc in lithuania again. I lost ENOUGH from cardinity scam