Before You Choose Certain Pay: Read This Full Review

Launched in March 2019, Certain Pay is a merchant account provider that serves most standard-risk business types. The company’s founders were formerly employed by Heartland Payment Systems and Clearent, but Certain Pay does not disclose whether it is partnered with either of those companies. Its website does indicate that it is associated with Elavon, making it an Elavon reseller.

Payment Processing

Certain Pay provides limited information about its services, but it appears to specialize in credit and debit card processing for small businesses.

Website Storefront Building

Certain Pay provides tools for building and managing website storefronts. This service aims to simplify the online store setup process, offering templates and integrations that align with popular e-commerce platforms.

Loans

Certain Pay offers loan options to its merchant clients. These loans are tailored to help businesses access funds quickly, which could be useful for cash flow management or for financing business growth. The specifics around interest rates or qualification criteria are not explicitly stated, indicating that terms may vary based on the merchant’s profile.

Rate Tracking Tool

To aid merchants in optimizing their payment processing costs, Certain Pay offers a rate tracking tool. This feature allows businesses to monitor their payment processing rates over time. The objective is to provide transparency and the ability to identify trends or fluctuations in processing fees.

Affiliate Program

The affiliate program from Certain Pay is designed to reward individuals or businesses that refer new clients. The specifics of the compensation model or requirements aren’t detailed, but the program is likely aimed at incentivizing growth through partner networks and client referrals.

PCI Compliance

Certain Pay emphasizes the importance of PCI compliance, offering services that help businesses adhere to these security standards. This approach is geared towards ensuring secure payment handling and protecting sensitive customer data.

No Public Complaints

Currently, there are no notable negative Certain Pay reviews accessible, and there’s no suggestion that the company is fraudulent or deceitful. The absence of a Certain Pay complaint record might be partly attributed to the company’s relatively recent entry into the market. Although Certain Pay has garnered a number of positive testimonials, the authenticity of such feedback is often scrutinized since testimonials can be artificially generated. Reliable public feedback on Certain Pay’s services may become more prevalent over time. We encourage you to share your Certain Pay review in the comments section below.

Certain Pay Lawsuits and Fines

No outstanding class-action lawsuits or FTC complaints against Certain Pay have been identified. However, it’s important to note that the company’s generic name can make specific information challenging to locate. Merchants looking for non-litigious resolution options with Certain Pay are advised to consider reporting their experiences to appropriate regulatory bodies.