Charge Anywhere Review

Category Breakdown
Sales & Marketing rated A plus
Costs & Contract rated A plus
Complaints & Service rated A plus
BBB Rating unrated

Overall Rating

A+ Credit Card Processor Rating


Charge Anywhere ( is a payment processing software provider that specializes in mobile and e-commerce payment solutions. It’s important to understand that the company only supplies an online payment gateway and a smartphone app that makes accepting mobile payments possible on Android, iPhone, and some Blackberry devices. The company does not actually process payments or supply a merchant account. Merchants who wish to use Charge Anywhere’s products will need to establish a separate merchant account with an actual processor. The company’s software is compatible with virtually every major credit card processor and merchants can select a provider of their choice. Charge Anywhere, LLC. was established in 2004 and is based in South Plainfield, New Jersey. Paul Sabella is listed as the president and CEO of Charge Anywhere.

In September 2014, Charge Anywhere identified malware on its internal network that may have compromised cardholder information between November 5, 2009, and September 14, 2014. The company provided a searchable list of merchants who may have been affected by the incident and has since shut down the attack. A full statement from the company regarding this incident is available here.

Charge Anywhere Products and Services Industries Served
  • Debit and credit card processing
  • Mobile phone processing
  • White-label integration for custom apps
  • QuickBooks integration
  • Online payment gateway and virtual terminal
  • Cloud-based and traditional POS equipment
  • Retail
  • Mobile
  • E-commerce
  • MOTO

Related: Find The Best Processor For Your Business Type

Sales & Marketing | A+

Key Points – Sales & Marketing
Uses independent resellers? Yes
Promotes deceptive rate quotes? No
Discloses all important terms? Yes

Charge Anywhere does not utilize any deceptive marketing or price quoting tactics that are immediately apparent. The company appears to rely primarily on advertising and partnerships to market its service. Since the company does not set any credit card processing rates or fees of its own, it is highly unlikely that merchants will encounter misleading rate quotes or hidden contract terms through Charge Anywhere.

Charge Anywhere Marketing Example

Related: Find The Best Providers By Processor Type

Costs & Contract | A+

Key Points – Costs & Contract Terms
Swiped rate: Variable
Keyed-in rate: Variable
Termination fee: Variable
PCI compliance fee: Variable
Equipment lease: Variable

Charge Anywhere assesses only one required fee of $9.99 per month as the gateway fee for using the app. Other than that, the only other costs come in the form of optional card swiping hardware. The card readers range from $49 for simple readers to $249 for readers that include receipt printers.

Aside from the monthly service fee and hardware costs, the app has no service length commitment and no cancellation fees or other hidden fees. Keep in mind that your processor will have its own set of fees that are separate from Charge Anywhere’s and may have other important contract terms that you need to understand. Be sure to check out “Fee Sweep” to keep from getting scammed by a dubious processor or sales agent.

Related: Best Processors For Quickbooks Integration

Complaints & Service | A+

Key Points – Complaints & Service
Total complaints: <10
Live customer support: Yes
Most common complaint: N/A

Charge Anywhere does not have any complaints filed outside of this review (the one complaint filed on Ripoff Report does not seem to apply to Charge Anywhere’s service), and the one complaint beneath this review appears to be an isolated incident related to a batching malfunction in 2012. The company supplies a dedicated toll-free customer support line (800-404-2014), email support, and live chat support to all of its merchants.

Related: Best iPad & Tablet Point of Sale Services

BBB Report | N/A

The Better Business Bureau does not have a report for Charge Anywhere as of this review. The company’s BBB report will therefore not be factored into the company’s overall rating.

Related: Best Processors For E-Commerce

Bottom Line

Charge Anywhere Review

Rated 5 out of 5 Stars
Reviewed by Phillip Parker
Reviewed on 2015-06-10

Charge Anywhere appears to be a great processing application for smartphones. Unlike Square, GoPayment, and Pay Anywhere, Charge Anywhere offers a wide range of flexibility when it come to processing hardware and merchant account provider choices. Because of this, merchants can better customize Charge Anywhere to suit their businesses processing needs over many of its competitors. Merchants will just need to be careful when selecting processors since they will have their own sets of fees and agreements.

As of this review, the Charge Anywhere app is compatible with all iPhones/iPads, all Android Devices, Blackberry 4.1 or higher, Windows Mobile 5.0 or higher, most versions of J2ME/Java phones and any web-enabled phone with a browser.

This review was originally published on 2/1/12 and was last updated on 6/10/15.

Leave your review of Charge Anywhere in the comments section below:

Phillip Parker is a former merchant services agent turned small business advocate and the author of "Fee Sweep," which teaches merchants how to dramatically lower their processing rates, eliminate junk fees, and avoid fine-print scams. He founded to help merchants enact positive change in the credit card processing industry. Schedule a Consultation with Phillip

Schedule a Consultation with Phillip

1 Review Leave Your Review Below

  1. Apparently due to the recent hurricane I was not able to connect to Charge Anywhere processor on Nov 3, 2012 and Nov 4, 2012. I have a business to run so swiped my transactions in offline mode. When there system was back up and running I uploaded all my transactions and batched them out. Charge Anywhere says they never received the majority of these transactions and refuses to pay me. They say to go back into my machine and retrieve the transactions and re-batch them. Well, there are no transactions in my machine becasue they were already uploaded and batched and I have copies of all these. They tell me I am out of luck. Has anyone else had this problem? I certainly cannot be the only merchant in the world who is having this problem with Charge Anywhere. Please help!

Leave a Review

Your email address will not be published. Required fields are marked *