Credit Card Payment Services Reviews & Complaints

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How did they treat you? ▼


In this review of Credit Card Payment Services, we provide a detailed overview of the company's credit card processing offerings. We will discuss the range of services available, including point-of-sale (POS) systems, mobile payment solutions, and e-commerce capabilities. We will also identify the types of businesses that may benefit from these services. Additionally, we will examine client and customer reviews to highlight common trends and potential concerns. We will cover the company's pricing structure, contract terms, and specific services included. By the end of this article, you will have a clear understanding of whether Credit Card Payment Services meets your payment processing needs.

About Credit Card Payment Services

Located in Alberta, Canada, Credit Card Payment Services is a merchant account provider that specializes in serving high-risk business types. Credit Card Payment Services does not disclose whether it is a reseller of a larger credit card processing company, and it may in fact be more of a referral service than a full-featured merchant services provider.

Credit Card Payment Services Payment Processing

Credit Card Payment Services processes all major debit and credit cards for high-risk businesses. Their services include ACH and e-check processing, e-commerce solutions, MOTO, and likely more.

Credit Card Payment Services Customer Reviews

Here's What Their Clients Say

Customer Reviews Summary
Total Online Complaints <10
Live Customer Support Yes
Most Common Complaint N/A
Recent Lawsuits No

No Complaints Found

We were unable to find any negative Credit Card Payment Services reviews, suggesting a clean track record for the company. Given its status as a small merchant account provider and primarily a referral agent for larger banks, clients likely receive customer support through these partner banks. Consequently, any complaints would likely be directed towards them rather than Credit Card Payment Services. However, there is no evidence to support this hypothesis. If you have personal experiences with Credit Card Payment Services, please share your review with us in the comments below.

Credit Card Payment Services Legal Status

As of our search, there are no ongoing class-action lawsuits or FTC complaints against Credit Card Payment Services. However, it’s important to note that due to its generic name, finding lawsuits against the company can be challenging. Dissatisfied clients seeking alternative resolutions are encouraged to report their concerns to relevant supervisory organizations.

Credit Card Payment Services Customer Support

Merchants researching Credit Card Payment Services should be aware that the company’s generic name may yield reports about unrelated entities. While Credit Card Payment Services provides a customer support phone number on its website, it’s uncertain whether this line caters to active accounts placed with its banking partners. As such, its support channels fall short of qualifying it as a top-rated merchant account provider for customer service.

Credit Card Payment Services Customer Service Number

  • (800) 475-6011 – Toll-Free Support

Other Support Options

Credit Card Payment Services Online Ratings

Here's How They Rate Online

No Profile Available

The Better Business Bureau does not maintain a profile for Credit Card Payment Services at this time. We therefore will not factor a BBB rating into this review.

Credit Card Payment Services Fees, Rates & Costs

A Closer Look at The Contract

Cost & Fees Summary
Cancellation Penalties Dependent on Bank
Monthly & Annual Fees Dependent on Bank
Processing Rates 1.50 - 6.00%
Equipment Leasing Dependent on Bank

Variable Pricing

Credit Card Payment Services does not disclose its standard contract terms publicly, directing clients instead to BMO Harris Bank and Wells Fargo for merchant services. Consequently, the terms and conditions of agreements are expected to mirror those of BMO Harris Bank and Wells Fargo’s standard contracts. Nevertheless, pricing is subject to adjustment based on the specific needs and characteristics of each client’s business.

High-Risk Business Expectations

Catering primarily to high-risk businesses, especially those in e-commerce or international commerce, Credit Card Payment Services acknowledges that such businesses often incur higher rates and fees. According to its website, transaction rates for clients range from 1.5% to 6%, with high-risk enterprises likely facing rates at the upper end of this spectrum. As such, high-risk businesses should anticipate rates that may not align with the industry’s most affordable merchant accounts.

No Contract Complaints

The absence of complaints regarding excessive fees or unjust policies suggests client contentment with Credit Card Payment Services’ fee structure. Individuals with direct experience or insights into specific contract details of Credit Card Payment Services, such as early termination fees or PCI compliance fees, are encouraged to contribute their knowledge in the comments section of this review.

Business owners exploring competitive merchant services are recommended to consider our compilation of the best merchant accounts.

Credit Card Payment Services Employee Reviews & Sales Tacitcs

Should You Work For Them?

Jobs & Marketing Summary
Uses Independent Resellers Unknown
Telemarketing Unclear
Misleading Marketing No
Discloses All Important Terms No

Sales Approach

Credit Card Payment Services appears to primarily market itself via traditional advertising and referral partnerships, but it’s difficult to determine whether the company employs an inside or outside sales team. Credit Card Payment Services appears to be a small operation and openly states that it refers clients to its partner banks for the actual servicing of their merchant accounts. It states that all contracts will be signed between a business and their partner banks, and that “processing rates can vary from 1.5% to 6% and the exact rate is established by us and/or minimums by the banks.”

No Sales Complaints

There are no Credit Card Payment Services complaints that mention the company’s sales staff, but there also isn’t much transparency to the company’s pricing or website.

In general, this compares favorably to our list of best credit card processors.

We see no reason for businesses to expect deceptive sales tactics from this company, but they are cautioned to review all relevant documentation before signing up. If you suspect that Credit Card Payment Services is charging you undisclosed fees, we recommend seeking a third-party statement audit to eliminate hidden costs.

Our Credit Card Payment Services Review Summary

Our Final Thoughts

Credit Card Payment Services is regarded as a reliable high-risk credit card processing provider, based on all available information. The company appears to operate at a level on par with other top-rated high-risk credit card processors. Despite the lack of public complaints against Credit Card Payment Services, there’s also minimal information regarding its contract terms and corporate structure.

Business owners should conduct independent research into the company while comparing its services and pricing with other high-risk payment processors. Even if securing a merchant account seems urgent, it’s crucial to shop competitively to ensure that the chosen provider meets their specific business requirements while offering transparent terms. This diligence helps business owners avoid pitfalls and find the best possible partner for their high-risk processing needs.

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Which is Most Important for You?

If you had to pick one, which quality would you say will be the most important with your next credit card processor? Tap or click your selection to register your vote:

  1. Low Transaction Fees
  2. No Monthly Fees
  3. No Contract
  4. Reliable Customer Support
  5. Quick Signup

Testimonials & Complaints

How Did Credit Card Payment Services Treat You?

1 User Reviews

  • Malachi Sally

    I just had to share my experience with Credit Card Payment Services! It’s been a game-changer for my business. Since signing up, I’ve seen a significant boost in sales and customer satisfaction. The payment process is seamless, secure, and lightning-fast, giving my customers the confidence they need to make purchases. I no longer worry about late payments or processing issues, as their system is top-notch.

    What I love the most is their excellent customer support team. Whenever I’ve had a question or needed assistance, they’ve been there, ready to help, and super friendly. They truly understand the importance of responsive service, and it shows in every interaction.

    Using Credit Card Payment Services has streamlined my financial operations and allowed me to focus on growing my business. If you’re looking for a reliable payment solution, I highly recommend giving them a try!

Tell Us How They Treated You

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