We take our role in providing guidance and education regarding the card payment industry very seriously. At our own expense, we have vigorously defended our right to continue expose unethical and predatory practices in the industry, successfully defeating every attempt to silence us. However, fending off frivolous lawsuits is costly. To sustain these efforts, one of the ways we generate revenue is through affiliate partnerships with ethical providers. This means that some of our outgoing links connect business owners to trustworthy, low-cost payment processors, which is what most of our readers seek. We see this revenue channel as a win-win-win for everyone involved. Business owners find good processors, processors get good clients, and we are able to continue to provide a valuable service to the small business community. We also recommend and link to many services that do not compensate us. Our priority is to guide you to the best solutions for your needs, regardless of potential revenue. If you have questions, please feel free to contact us.
All mentions of rate and fee costs are estimations based on publicly available information and client feedback. Actual costs may vary based on a variety of factors unique to your business.
This review takes a close look at High Risk Holdings, a credit card processing company that serves high risk businesses. We cover its services, pricing, contract terms, and customer feedback to provide a clear picture of how it operates. The article also highlights the types of businesses it supports and evaluates its overall performance based on user experiences. By the end, you will have the information you need to decide whether High Risk Holdings is the right fit for your business.
Founded in 2008, High Risk Holdings is a merchant account provider that specializes in serving high-risk business types.
The company especially focuses on providing offshore merchant accounts for card-not-present businesses for domestic and offshore e-commerce merchants. As a high-risk provider, High Risk Holdings is likely partnered with multiple domestic and international banks in order to serve a wide range of businesses.
High Risk Holdings provides ACH and eCheck processing services, enabling businesses to accept electronic checks and direct debit transactions.
The company supports MOTO payments, allowing businesses to accept credit card transactions via mail or telephone. This is useful for businesses that do not have a physical presence or rely on remote sales.
High Risk Holdings offers virtual terminals and payment gateways, facilitating secure online transactions. These tools allow businesses to process payments through their websites or over the phone.
Their e-commerce solutions encompass shopping cart integration, cash advances, and robust fraud and chargeback protection.
To streamline accounting processes, High Risk Holdings integrates with QuickBooks. This ensures that transaction data is seamlessly recorded and synchronized.
High Risk Holdings ensures PCI compliance, helping businesses adhere to the Payment Card Industry Data Security Standard.
The company supports processing in multiple currencies, enabling businesses to accept payments from international customers.
High Risk Holdings provides detailed data reporting and analytics tools. These tools help businesses track transaction data, gain insights into their financial operations, and make informed decisions.
As of now, we couldn’t find any negative High Risk Holdings reviews, suggesting the company isn’t associated with scams or ripoffs. This clean complaint record is remarkable, especially considering High Risk Holdings’ specialization in hard-to-place business types. However, it’s worth considering that the absence of complaints might be due to its relatively small client base. Share your own review of High Risk Holdings in the comments below.
No class-action lawsuits or FTC complaints have been filed against High Risk Holdings to date. Clients with grievances can explore reporting to relevant supervisory organizations as an alternative course of action.
High Risk Holdings provides customer service via phone and website form submissions.
| PaymentPop | 5 |
|---|---|
| BBB Rating | N/A |
There are no negative reviews published about High Risk Holdings on the PaymentPop website.
We reached out to several processors before landing on High Risk Holdings. They were the only ones who didn’t treat us like a problem to solve. The process was thorough but fair, and once we were live, we didn’t need to follow up constantly. That alone made a big difference.
The Better Business Bureau does not maintain a profile for High Risk Holdings at this time. We therefore will not factor a BBB rating into this review.
Currently, there is no information available to the public regarding the typical contract details of High Risk Holdings. The company has not disclosed information about its pricing and fees on its website. Additionally, there aren’t any High Risk Holdings customer complaints referencing specific rates or terms of the contract. Considering High Risk Holdings’ specialization in high-risk business types, it is likely that the company offers a variety of contract terms, which could vary based on the business’ size, industry, and transaction history.
Businesses categorized as high-risk should anticipate paying fees above the average per-transaction rate. They may also be subject to rolling reserves as a safeguard against chargebacks. The absence of High Risk Holdings complaints might indicate customer satisfaction with the fees charged. Nevertheless, it is important to note that High Risk Holdings’ contract conditions might not be as favorable as those offered by less expensive credit card processors. We invite those with direct experience or knowledge about High Risk Holdings’ standard contract, including any early termination fees or PCI compliance fees, to share their insights in the comments section below this review.
High Risk Holdings appears to primarily market its services via an in-house sales staff, strategic partnerships, and ISOs. There is no evidence at this time that the company employs a large team of independently contracted sales agents, and we are unable to locate any High Risk Holdings complaints that accuse the company’s sales staff of deceptive conduct.
As an additional point in its favor, High Risk Holdings does not promote any deceptive rate quotes or unrealistic guarantees on its website. In general, we see very little cause for concern when it comes to High Risk Holdings’ marketing strategy. If you suspect that High Risk Holdings is charging you undisclosed fees, we recommend seeking a third-party statement audit to find and eliminate hidden costs.
Compare High Risk Holdings to competitors that earned top marks.
High Risk Holdings is rated as a reliable high-risk credit card processing provider based on all available information. Over its decade of operation, the company has not attracted any public complaints, underscoring its strong performance and client satisfaction.
However, there’s still a limited understanding of its corporate structure and contract terms, which makes it difficult to fully compare High Risk Holdings with other leading high-risk merchant account providers. We will continue to monitor client feedback and adjust our ratings as necessary. For now, prospective clients should weigh their options by reviewing High Risk Holdings’ terms against other top-rated high-risk processors to ensure they find the best fit for their needs.
| Managing Partner | Denise Dallas |
|---|---|
| Managing Partner | Fiona Walshe |
| Headquarters | 2332 Fourth St, Suite A, Berkeley, California 94710 |
| Toll Free General Customer Service | (888) 218-4818 |
| Additional Support Channels | Online Contact Form |
| Website | highriskholdings.com |
