Is PayaCardServices a Good Choice for Your Business? Full Review

Formerly known as Acceptacard, PayaCardServices is a merchant account provider that offers monthly and pay-as-you-go plans to businesses of all sizes within the UK. The company owns several industry-specific payment services, including Payatrader, Payataxi, Payaprofessional, Payacharity, Payastore, and Payamobile, and the exact corporate hierarchy linking all of these properties is unclear.

Some of the company’s sites state that Acceptacard was created as the original umbrella brand in 2009, while others suggest that the Paya Group became the umbrella brand in 2014. In any case, the company has been selling merchant services under some or all of these names since 2009. Since the creation of this profile, the majority of the company’s branding, including its URL, has been switched over to PayaCardServices, suggesting that it will no longer board merchants separately under the Acceptacard name.

In 2022, PayaCardServices acquired Interactive Transaction Solutions.

Payment Processing

PayaCardServices processes all major debit and credit cards for most business types.

EMV Card Readers and Swipers

EMV card readers and swipers are tools for businesses that handle credit and debit card transactions. These devices offer a secure way to process payments by reading the chip or magnetic stripe on cards. The integration of EMV technology helps reduce fraud and provides customers with a reliable and efficient payment experience.

POS Systems

Point of Sale (POS) systems are the backbone of many retail and hospitality businesses. These systems combine hardware and software to manage sales transactions, inventory, customer data, and other business operations. Modern POS systems offer a range of features, including the ability to accept various payment methods, generate detailed reports, and integrate with other business tools.

MOTO (Mail Order/Telephone Order) Payments

MOTO payments are a convenient option for businesses that process transactions without the customer being physically present. This method is often used by businesses that accept orders via phone or mail, allowing them to securely process credit card payments remotely.

e-Commerce Solutions

e-Commerce solutions are for businesses looking to establish or expand their online presence. These solutions provide the tools and infrastructure needed to set up and manage an online store, process payments, and handle customer orders.

Less Than 10 Complaints

Currently, we’ve identified only a handful of PayaCardServices reviews, and none indicate any fraudulent activity or scams associated with the company. While one complaint highlights issues with communication during Acceptacard’s rebranding to PayaCardServices, the scarcity of other complaints suggests it was likely an isolated incident. If you have your own PayaCardServices review to contribute, please share it in the comments section below.

PayaCardServices Legal Status

No class-action lawsuits or FTC complaints have been filed against PayaCardServices. Clients dissatisfied with their experience and seeking resolution without litigation are encouraged to report their concerns to the relevant supervisory organizations.

PayaCardServices Customer Support

While the absence of negative feedback is notable, the lack of positive reviews makes it challenging to gauge PayaCardServices’ overall reputation among merchants. Nevertheless, the scarcity of complaints reflects positively on the company. PayaCardServices provides 24/7 phone support to all its merchants. However, this support channel alone does not qualify the company as a top-rated merchant account provider for customer service.