Best Merchant Accounts for Kratom

kratom leaf

Kratom Credit Card Processing Options Are Limited

Despite its surging popularity as an alternative treatment for chronic pain, opioid withdrawal, and mood disorders, kratom is facing increased regulation in the wake of a highly questionable FDA review. This development has made digital transactions incredibly difficult for kratom sellers and kratom consumers. Kratom merchants are finding it difficult to get acceptance through domestic banks that are willing to process kratom credit card processing transactions. To make matters more difficult, the kratom vendors who are lucky enough to find e-commerce kratom payment processing are usually unwilling to share their solution because they will lose their competitive advantage.

Does your merchant services company approve kratom sellers, or do you know one that does? Please tell us in the comment section below.

The Volatile Market of Kratom Payment Options

To open up kratom merchant services for everyone and help you find a payment option for your kratom business, we’ve created the following list of the best kratom merchant account providers. The providers on this list have proven track records in the high risk industry, specifically in the nutraceutical and e-commerce sectors. They also enjoy low complaint rates and provide live customer support to their merchants. In general, most sellers of kratom should be prepared for higher-than-average transaction rates due to the elevated risk associated with their industry, and they may also encounter rolling reserves or occasional fund holds. Please keep in mind that kratom processing is an ever-changing landscape at this time, and that banks may alter their acceptance policies suddenly and without forewarning. The credit card processors on this list were known to approve kratom merchant accounts at the time of this writing, which can change on a daily basis without any notification to us.

Top Picks for Kratom Merchant Services is a Los Angeles, California-based company that offers high risk e-commerce processing solutions including kratom merchant accounts. The company’s products include ACH processing, an online payment gateway, merchant cash advance, and a chargeback management system to help merchants dispute and resolve chargeback claims. can provide an offshore merchant account for kratom sellers, and it can also serve online medical suppliers that do not sell illegal services, do not use continuity-based billing, are not based in India, maintain high processing volumes, and are properly licensed. offers custom pricing for each merchant and maintains a low complaint rate relative to its size and merchant portfolio. Our review of eMerchantBroker gives the company an “A” rating overall and the BBB assigns the company a rating of “A+.”

For more information, see the eMerchantBroker website or call (877) 301-3442.

eMerchant Broker Logo

eMerchant Broker

Quick Approval For Most Businesses

Domestic and International Processing

Highly Rated Customer Support

Sales & Support:

Top Rated for Kratom Merchant Services


PaymentCloud is our top recommended credit card processor for kratom businesses. This provider specializes in hard-to-approve business types and can currently supply kratom merchant accounts, Hemp merchant accounts, and even CBD merchant accounts. PaymentCloud is also one of the top rated merchant services providers in the credit card processing industry.

About PaymentCloud

Based in Woodland Hills, California, PaymentCloud is a merchant account provider that specializes in serving high risk business types. The company’s products and services include point-of-sale solutions, mobile phone swipers, an online payment gateway and virtual terminal, EMV-compatible terminals, and merchant cash advances. PaymentCloud is a good option for kratom suppliers.

PaymentCloud provides a dedicated account rep to all new merchants for the life of the account. The company has not received any negative complaints on consumer forums, and it customizes its pricing according to each merchant’s business type and processing history. The BBB does not maintain a profile for PaymentCloud at this time, but CPO gives the company an “A.”

Contact PaymentCloud

For more information, visit the PaymentCloud website or call (888) 506-7859.

PaymentCloud Logo


Fast Approval of Most Industries

Competitive Rates

No Cancellation Fees

Sales & Support:

Host Merchant Services

Host Merchant Services is a Newark, Delaware-based merchant account provider that is capable of serving most domestic high risk business types. The company’s products and services include point-of-sale solutions, online marketing tools, an online payment gateway and virtual terminal, mobile credit card processing, gift and loyalty programs, merchant cash advance, and offshore merchant accounts. Host Merchant Services specializes in e-commerce businesses and provides a free website and email address to new merchants who require them.

Host Merchant Services has received only positive feedback on public forums, with most reviewers singling out the company’s customer service for praise. Host offers interchange-plus pricing with no early termination fees to all of its merchants, meaning that users will enjoy the most transparent pricing model and can cancel service without penalty. The BBB gives Host an “A+” rating, and CPO also gives the company an “A+.”

For more information, visit the Host Merchant Services website or call (888) 727-4538.

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Host Merchant Services

Low Processing Rates

Month-to-Month Agreement

Approves Most Industries

Sales & Support:

Additional Options

National Processing

Based in Lindon, Utah, National Processing is a merchant account provider that serves both standard-risk and high risk merchant sectors. The company offers a wide range of retail and e-commerce solutions for most business types, including adult, auto parts, collections, credit repair, diet programs, e-cigarettes, electronics, extended warranties, fantasy sports, financial services, firearms, online furniture sales, multi-level marketing, nutraceuticals, online gaming, precious metals, self storage, and travel. National Processing’s treatment of numerous high-risk industries makes it a good choice for kratom merchant accounts.

National Processing customizes its pricing depending on each merchant’s size, business type, and processing history. The company has earned an “A+” rating in our review as well as an “A+” rating with the BBB.

For more information, visit the National Processing website or call (385) 777-1235.

national processing logo

National Processing

Best Option For Clover POS

Competitive Rates & Fees

Highly Rated Customer Service

Sales & Support:


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Phillip Parker
Phillip Parker
Credit Card Processing
4 min read
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