ACH Processing Specialists
Based in Lindon, Utah, National Processing (nationalprocessing.com) is a merchant account provider that specializes in ACH processing for small businesses. The company should not be confused with National Processing Company, National Payment Processing, or 1st National Processing, as it appears to have no affiliation with these similarly named providers.
National Processing Payment Processing
National Processing processes all major debit and credit cards as well as ACH payments. Their services include: POS solutions, EMV card readers and swipers, ACH processing, mobile solutions, e-commerce solutions, access to a payment gateway and virtual terminals, QuickBooks integration, and fraud and chargeback protection.
National Processing Location & Ownership
National Processing is a registered ISO/MSP of Chesapeake Bank, Kilmarnock, Virginia, and Woodforest National Bank, Houston, Texas, with headquarters at 472 W 800 N, Orem, Utah 84057. Wayne Hamilton is the founder and CEO of National Processing.
Video Summary
National Processing Review Table of Contents
- Costs & Contract: Appears to offer variable contract terms with a conditional early termination fee and…
- Complaints & Service: Has received fewer than 10 public complaints regarding…
- BBB Rating: Currently has an “A+” rating with the Better Business Bureau and has been an accredited business since 2008. The company has received 2 complaints and 6 reviews in regards to…
- Sales & Marketing: Does not appear to hire independent sales representatives and has not received any complaints about its…

7 Responses
I just got my first statement from this company. Well, I got conned. Was told my monthly fees would be dramatically lower than my current set up. I asked several different times on different days if there were ANY other fees as this seems to good to be true. Told over and over, no you will be saving about $1300 to $1400 a month. There aren’t any other fees. Well guess what? There are. I’m sure he lied to me about the cancellation policy as well. Stay away from this company. Mickey was the sale rep. Nice guy who is a fast talker. I cannot believe I fell for it.
This business is the WORST. Their website feeds you all of these empty promises about wanting to yelp small/medium sized businesses when all they mean by help is SCAM. I reached out because i was promised free equipment with a 3 year contract, the sales person confirmed this. after the equipment took weeks to arrive, the pandemic headed into another shut down and i was told that they could put me on “pause” with no consequence. all the while, they were charging me non compliance fees of $100/mo. How is that eithical?! I didn’t catch it right away because we can’t afford an account and business has been rough. When i finally caught it, all i got was a “there’s nothing we can do” and would you like to cancel your account. No follow through, no service, and NO concern for the success of small businesses. Only concern in scams and sales commissions.
A deceitful company. I would give no star to this company. Contrary to what they claim in their site, “We will not hold you to a contract. We will not raise the low rates we provide you. We guarantee your 100% satisfaction.
None true for all three claims. They locked us for 4 years, find out they are stealing from our account, raise the rate / fee without our consents contrary to the contract, when we show them what offer we have from other company, since they promised to match it, they said we sold the book to Fist Data you are on your own. Con Artists in deed. Deceitful. No etiquette no shame. We are filing complains to different institutions.
This post will help: Cancelling a Merchant Account Without Paying a Fee
-Phillip
These people have screwed up opening my ski lodge restaurant both years I’ve used them.
Then after I got rude this second year in a row with them, they turn off my credit card processing capabilities in the middle of business.
Charged me twice what competitors are charging for the same set up!
They are a rip off and have the worst customer service I’ve seen in my 47 years of life. They tell you what you want to hear to get you off the phone and their follow-up is about 20 percent.
DO NOT USE THEM!
My business is The Fall Line
Casper, Wyoming
We operate in the ski lodge as The Fall Line Cafe in the Hogadon Lodge!
I have found the agents who are in charge of the merchant accounts to be very polite and prompt with their quotes. They act in a professional manner which is impressive to prospective clients.
Hi Ron,
Please reply to this comment with your business name and location in order to authenticate your testimonial. Thanks!