A First Data and Paysafe Reseller
National Payment Processing is a merchant account that uses Wells Fargo as its acquiring bank and supplies First Data (now Fiserv) processing equipment, it appears that National Payment Processing uses First Data (Fiserv) for its payment processing network. More accurately, multiple merchants report that the company is a reseller of iPayment (now Paysafe) which is itself an ISO of First Data (Fiserv). The company also promoted Clover for POS solutions.
National Payment Processing Payment Processing
National Payment Processing appears to offer payment processing and credit card processing for most business types. Their systems support keyed-in transactions, virtual terminals, and credit/debit card processing. They also offer mobile payment processing and online payment gateways through a variety of platforms, including Authorize.net, NMI, eProcessing Network, Sage, and many more. They offer point-of-sale (POS) and mobile payment systems in the Clover family, including the handheld Clover Flex, the phone-based Clover Go, and the tabletop Clover Mini and Clover Station. They also offer traditional credit card swipers from Verifone and Ingenico.
Other Aliases and Partners
Based on phone calls to agents and online research, it appears that National Payment Processing may be affiliated with, or connected to, a few other credit card processing companies that may also just be its DBAs. The company may also have once been called 1st National Payment Processing, but there are at least two other companies that continue to use this name. Additionally, National Payment Processing may have a business relationship with Titan Merchant Services and Spectrum Merchant Services, but the exact details of these relationships are also unclear. An agent of the company claimed that Titan was National Payment Processing’s processor. Upon closer inspection, though, it looks as though Titan is an independent agent office or sub-ISO
The company may also be affiliated with the following websites, most of which are no longer active:
National Payment Processing Location & Ownership
The company is headquartered at 2389 W. March Lane, Suite 200, Stockton, California. National Payment Processing is a registered ISO of PNC Bank, N.A., Pittsburgh, PA – Member FDIC, Wells Fargo Bank N.A., Concord, CA, Deutsche Bank, USA, Merrick Bank, South Jordan, UT, Woodforest National Bank, Houston, TX. The company looks to have opened its doors in 2003, but other details about its operations are difficult to obtain. Nasser Showkat is listed as the president of the company
National Payment Processing Review Table of Contents
- Costs & Contract: National Payment Processing appears to offer a 3-year contract with an early termination fee ranging from $250 to $350. The company also employs surcharge pricing.
- Complaints & Service: National Payment Processing has received more than 30 public complaints.
- BBB Rating: National Payment Processing has an “A+” rating and has received 2 complaints and 3 reviews in the past three years. The company has been accredited by the Better Business Bureau since 2011.
- Sales & Marketing: National Payment Processing appears to hire independent sales representatives and has received a moderate number of complaints about its sales team.