National Payment Processing Review

I own a small bakery and sought out the best rates for credit card processing. In our initial conversations, I found National Payment Processing very helpful and accommodating, being willing to work with me to get the rates and monthly fees down to where I needed them. Unfortunately, this did not last. Upon receiving the equipment (Clover Mini), I realized quickly that it did not have the features I needed to do basic functions in my business, like keeping track of what product I was selling. It was basically just a touch-screen calculator that I could swipe a card through. I learned that I would need to pay extra fees in order to have the basic functions I needed in order to keep track of my sales. I told them I would like to have equipment that allows me to do that at the rates we initially discussed. Then the confusion ensued. I spent hours on the phone with different customer service representatives, none of whom knew what was going on. I got conflicting messages every time I called, equipment that was heading my way and then randomly turned around part way here, finding out there was nothing they could do to wave the fees even though I had only signed up with them because of the lower fees I anticipated. The only time anything was accomplished was when I insisted on speaking to upper management, and even then I was promised phone calls I never received. After missing having the proper equipment for my grand opening with no end to the drama in sight, I decided to end my very short contract. The only decent thing they did was wave my cancellation fee. The one positive thing I can find myself to say is that they were polite and kept a level head as mine exploded every so often.
Only it keeps going. I was never informed of the proper way to return my equipment. I was told on the phone that a shipping label would be sent to me, so I waited. After a few weeks, I emailed asking how I could return their equipment, and heard nothing back. In the meantime, I was charged fees for December. I called, and got to an answering machine. I called again a bit later, and finally got through and learned it was my responsibility to return the equipment, and the closing process couldn’t really start until I had. This was never communicated to me, and I was promised a shipping label.
As a small business owner, I advise you run in the other direction. I do not think they are malicious or looking to screw anyone over – but they are definitely uninformed on their own products leading to misinformation and empty promises. If you are truly looking for the lowest rates, don’t look here.

Quite possibly the worst company I have ever dealt with. Natpay repeatedly has shown poor customer service and a lack of consideration to the end-user. STAY AWAY!

This company fraudulently took about $100 per month out of my account for 6 months. I was never able to use their services because they would not give me a credit limit anywhere close to my minimum ticket and they refuse to give me a refund even though I never used their services. They make it hard to close your account and say they never got the paper work while they continue to deduct money out of your checking account for their monthly charges.

The the are theggest Thefts charge every month $25 an$ 67 when you cancel even if your Acount is closed they still charging you money from you account I did cancel the account and they still charging you money you Acount is in Dangerous from these people check your Accounts with them the Ar the biggest thifhis it is dangerous to do business with them industry This is the worst company don’t do business This Repo Of Company I suggest Doing business with this people I will report them in Business Bureau let this company go screw The salf

I just got screwed by this company for almost 800 dollars! The salesman who got me all set up promised me that I could have two seperate accounts and only pay a 5.00 per month fee for both accounts plus what the credit card companies charge which was supposed to be less than 2% for each transaction. So I thought this was a better deal than even the square app for the smartphones. Well come to find out that was not the case at all.. He failed to mention to me that unless I was swiping 10,000.00 per month there is a 25.00 fee that you have to pay.. Since my company was new I wasn’t even swiping any credit cards yet so I was paying 30 dollars a month for nothing! The salesman also said I had to run 50.00 in each of my accounts to activate the service which I reluctantly did, So I got screwed for the fees from those transactions too.. Out of 105 dollars swiped from my own debit card into my two merchant accounts they took out a total of 63.14. Well anyhow I was so upset with these fees I decided to cancel my service with this company. I had been told by my salesman that there was no contract that the only fee I would be charged if I canceled service was if I didn’t get my equipment back to them in 30 days I would be charged for it and nothing else. Well I called the company and filled out the forms, mailed my equipment in and thought everything was ok. Then I got two more statements for 30.00 each and just yesterday they pulled out 350.00 from each of my bank accounts for a total of 760.00 in fees I was not supposed to have to pay. I called them today and was told that this was indeed an early termination fee and that they would NOT be refunding my money. I am calling the news tomorrow and going to see what can be done with these lying scumbags….

I am being charged $74.99 per month by this outfit for an account I haven’t been using. The charges are in excess of anything I understood myself to have agreed when opening the account. When I tried to close my account I was put on hold for an extended period of time, then transferred to another office which insisted on transferring me to a third office so that they could try to talk me into keeping the account open despite my objections. The third “account retention” office promised to email me a paper closure form necessary to close the account. As of this moment, 1235 pm EST 2/9/16, this form has yet to be received. It appears to me that this firm should be avoided at all costs by any merchant. Persons interested in pursuing a class action suit against it may want to contact me at [REDACTED – personal contact information] or by phone at [REDACTED – personal contact information].

I started doing business with National Payment Processing in May 2011. My business closed 8/30/14. I called them to cancel my account. During my going out of business sale, NPP decided to hold over $5,000 of my money to make sure 1) that there was no funny business going on with my account becsuse of the extra business I was doing and 2) to make sure they had the funds to cover any chargebacks, even though I had never had a chargeback ever. I finally got my $5K 60 days later, and they tried to make me feel grateful for that by telling me that they could have held it for 180 days!

I have now been charged for six months of fees of $34.95 because I didn’t report the closing of my business to the “correct department.” I also just got dinged $250 for an account cancellation fee although I had gone to a month to month contract. I have asked for my money to be refunded three times at various levels throughout the company with no success.

It’s funny how you’re a valued customer, a valued business partner, until you need to close your business. Then it’s “Let’s see how much we can screw this person over!”

My experience involves an agent who unknown to me was a convicted felon ( forgery and theft of course) who filed for a merchant account in my name using bogus information and forging my signature. The company was less than concerned and I have fought to try to get the account closed for over a week now. Even after filing a complaint with my local police department, they showed no concern and have put me through hoops to try to get it all shut down. I can’t even begin to imagen actually being a customer of their company. No accountability and no souls to be damned.

Here is the deal. Are they doing something illegal? Probably not but rest assured that this company does not give one damn about your business. This is evident in the difficulties in accessing a human for support, services or billing related questions. If you leave them early that will charge you a ridiculous amount for early termination. If you leave them after your contract has expired they will still hit you for another month in billing. I had charges of 76.90 every month even though I did not process a single credit card. If your looking for Merchant Services I would not look at them.

The worst company that u could use, they charge you a monthly fee that you could see then they pull money out of your account without you noticing. their is more their statement never match the daily batches that you print out every day, and when you ask their answer is unclear. i’ve had them for a year now and i cant tell how much money they stole from me. finally i closed the account with them and they still pulling $59 from my account every month, I call the closing department the answer machine is the only thing that picks up, it looks like i need to call my lawyer and see what we can do about that.
Plus since i was new in this whole business with no experience i signed the contract thinking it’s one year agreement it turned out to be 3, i know it’s my fault there but i was mislead by the rep.