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National Payment Processing Review: Fees, Complaints & Lawsuits

  • February 6, 2022
  • By Payments Industry Analyst, Phillip Parker
  • 29 User Reviews
see which processors will offer you the lowest pricing and best service
see who will offer you the lowest pricing and best service

Rating

 3/5
National Payment Processing Logo
Website
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(800) 909‑2124

Most Recent Comment

  • Nicole Walter: says:
    January 24, 2017
    "I own a small bakery and sought out the best rates for credit card processing. In our initial conversations, I found National Payment Proces..." Read More
See All User Comments

See All 5-Star Recommendations

Rating:
 3/5

Agree with our rating?

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National Payment Processing Logo
View Pricing
(800) 909‑2124

Most Recent Comment

  • Nicole Walter: says:
    January 24, 2017
    "I own a small bakery and sought out the best rates for credit card processing. In our initial conversations, I found National Payment Proces..." Read More
Leave a Comment

A First Data and Paysafe Reseller

National Payment Processing is a merchant account that uses Wells Fargo as its acquiring bank and supplies First Data (now Fiserv) processing equipment, it appears that National Payment Processing uses First Data (Fiserv) for its payment processing network. More accurately, multiple merchants report that the company is a reseller of iPayment (now Paysafe) which is itself an ISO of First Data (Fiserv). The company also promoted Clover for POS solutions.

National Payment Processing Payment Processing

National Payment Processing appears to offer payment processing and credit card processing for most business types. Their systems support keyed-in transactions, virtual terminals, and credit/debit card processing. They also offer mobile payment processing and online payment gateways through a variety of platforms, including Authorize.net, NMI, eProcessing Network, Sage, and many more. They offer point-of-sale (POS) and mobile payment systems in the Clover family, including the handheld Clover Flex, the phone-based Clover Go, and the tabletop Clover Mini and Clover Station. They also offer traditional credit card swipers from Verifone and Ingenico.

Other Aliases and Partners

Based on phone calls to agents and online research, it appears that National Payment Processing may be affiliated with, or connected to, a few other credit card processing companies that may also just be its DBAs. The company may also have once been called 1st National Payment Processing, but there are at least two other companies that continue to use this name. Additionally, National Payment Processing may have a business relationship with Titan Merchant Services and Spectrum Merchant Services, but the exact details of these relationships are also unclear. An agent of the company claimed that Titan was National Payment Processing’s processor. Upon closer inspection, though, it looks as though Titan is an independent agent office or sub-ISO

The company may also be affiliated with the following websites, most of which are no longer active:

  • credit-cardmachine.com
  • chargeonphone.com
  • virtual-terminal.com
  • phonecreditcardprocessing.com
  • merchantsvcs.com

National Payment Processing Location & Ownership

The company is headquartered at 2389 W. March Lane, Suite 200, Stockton, California. National Payment Processing is a registered ISO of PNC Bank, N.A., Pittsburgh, PA – Member FDIC, Wells Fargo Bank N.A., Concord, CA, Deutsche Bank, USA, Merrick Bank, South Jordan, UT, Woodforest National Bank, Houston, TX. The company looks to have opened its doors in 2003, but other details about its operations are difficult to obtain. Nasser Showkat is listed as the president of the company

National Payment Processing Review Table of Contents

  • Costs & Contract: National Payment Processing appears to offer a 3-year contract with an early termination fee ranging from $250 to $350. The company also employs surcharge pricing.
  • Complaints & Service: National Payment Processing has received more than 30 public complaints.
  • BBB Rating: National Payment Processing has an “A+” rating and has received 2 complaints and 3 reviews in the past three years. The company has been accredited by the Better Business Bureau since 2011.
  • Sales & Marketing: National Payment Processing appears to hire independent sales representatives and has received a moderate number of complaints about its sales team.

Should You Trust National Payment Processing?

Lawsuits, Reviews & Complaints

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Complaint Summary

Total Online Complaints 30+
Live Customer Support Yes
Most Common Complaint Hidden Fees

Moderate Complaint Total

There are over 30 National Payment Processing negative reviews filed on this and other consumer protection websites. Most of the complaints from merchants report unexpected or hidden fees, fees being increased without notice, improper billing, and discontent over the $129 annual PCI Compliance fee. A couple of reports also indicate difficulty with canceling accounts.

National Payment Processing Lawsuits and Fines

We have not found any outstanding class-action lawsuits or FTC complaints filed against National Payment Processing. Dissatisfied merchants who wish to pursue a non-litigious course of action against the company should consider reporting it to the relevant supervisory organizations.

National Payment Processing Customer Service Options

National Payment Processing offers live phone support and email support for all of its merchants, which is a level of service we expect from top-rated merchant accounts for great customer service. Although the company’s complaint total is not especially large for its size and time in business, the consistent reports of nondisclosure and rate increases have lowered its score to a “C” in this category.

We have located multiple National Payment Processing customer service phone numbers:

(800) 909‑2124 – Toll-Free Customer Support
(800) 566-8528 – Fax

National Payment Processing also offers a customer support form on its website as well as a customer service email address at [email protected]

Is the BBB Rating for National Payment Processing Accurate?

Better Business Bureau Profile

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see who will offer you the lowest pricing and best service

BBB Summary

Product & Service Complaints 1
Billing & Collection Complaints 1
Advertising & Sales Complaints 0
Guarantee & Warranty Complaints 0
Delivery Complaints 0

Under 5 Complaints

The Better Business Bureau awards National Payment Processing an “A+” rating and reports that the company earned accreditation in May of 2011. The report states that National Payment Processing has received 2 complaints in the past 36 months. Of the total, 1 was due to problems with products and services and 1 was due to billing and collection disputes. Both complaints were resolved to the dissatisfaction of the merchant or received no final response.

What Merchants Say

National Payment Processing has also received 3 informal reviews to its profile, 1 of which is negative and 2 of which are positive. The most recent negative review describes poor customer service:

This is the worst company I’ve ever done business with. They can’t be trusted and they will lie to you in order to get your business, but once they get you into their web you will never be able to get in touch with them. It’s like they disappeared from the face of the earth. What kind of “people “are capable of doing such a scheme? Only a bunch of crooks ??

Excellent customer service is essential to any successful merchant service provider’s relationship with a client. While this review is concerning in that respect, it should be noted that National Payment Processing reached out to this merchant via the BBB within 3 days of the review being left.

An “A” Performance

Given the company’s complaint total, resolution ratio, and the tone of the reviews left on its profile, we agree with the BBB’s score of “A” at this time.

How Expensive is National Payment Processing?

Rates, Fees, and Contract Terms

This processor offers the lowest rates and best service we've seen

Cost Summary

Swiped Rate 2.69% + $0.19
Keyed-in Rate 3.69% + $0.19
Virtual Terminal Rate 1.00% - 4.99%
Payment Gateway Fee Undisclosed
Early Termination Fee Up To $250-$350
PCI Compliance Fee $129 Per Year
Equipment Lease Terms 48 Month (locked)

Variable Pricing

Pricing of a National Payment Processing merchant account appears to vary based on a number of factors, including a merchant’s business type, processing volume, and the agent setting up the account. A representative of the company claimed that the service contract is month-to-month with no cancellation fee; however, we located more than one merchant complaint stating that the company charges a $250 to $350 termination fee for canceling service. National Payment Processing also appears to charge a $129 annual PCI Compliance fee in addition to several other monthly fees.

The company is a reseller of iPayment (now Paysafe), who are in turn a First Data (Fiserv) ISO. Merchants should be aware a typical First Data (Fiserv) agreement is a multi-year contract with an early termination fee of $495, a monthly PCI compliance fee of $19.95, and tiered pricing. Merchants who process up to $50,000 each month will receive a swiped rate of 2.69% plus $0.19 and a keyed-in rate of 3.69% plus $0.19. Merchants whose monthly charges exceed $50,000 will receive a swiped rate of 2.29% plus $0.19 and a keyed-in rate of 3.29% plus $0.19. These contracts also include a non-cancellable, long-term equipment leases through First Data Global Leasing.

However, as a reseller of Paysafe/First Data (Fiserv) services, National Payment Processing does have the freedom to alter these terms depending on a merchant’s size, business type, and processing history. With a lack of readily available information on the company’s rate and fee structure, merchants considering its services should refer to First Data (Fiserv) as a point of reference.

We encourage merchants to check out our list of the providers of the best merchant services.

Virtual Terminal and Payment Gateway Pricing

In addition to its storefront payment processing services, National Payment Processing also dedicates a portion of its website to advertising its virtual terminal and payment gateway services. However, pricing is not disclosed on either of those services. Additional rates and fees, including gateway fees, technical support fees, batch fees, and additional transaction rates typically apply to these e-commerce services.

National Payment Processing Contract Documents

These costs are consistent with those reported for other iPayment accounts and those found in an older copy of the company’s merchant application. Merchants are strongly encouraged to read their contract to uncover possible annual service agreements, early termination penalties, and additional service charges. For now, the company’s pricing appears to be average for the industry and not competitive with budget-friendly merchant accounts

Does National Payment Processing Use Deceptive Marketing?

Advertising & Sales Strategy

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Key Points

Employs Independent Resellers Yes
Advertises Deceptive Rates No
Discloses All Important Terms No

Outside Sales Team

National Payment Processing does not seem to use any misleading advertising or sales tactics in its official materials. The company appears to rely heavily on recruiting independent sales agents, resellers, and referral partners. There are also a couple of reports from merchants claiming to have received telemarketing calls from the company, but it is unclear if these calls came from the company itself or from a reseller. This does not compare favorably to our list of best credit card processors.

Few Sales Complaints

Generally, heavy reliance on independent agents and resellers results in complaints of deceptive sales tactics. Although National Payment Processing has a lower-than-usual number of complaints regarding this practice, most National Payment Processing negative reviews mention nondisclosure of contract terms and misrepresentation of rates. Merchants especially mention the company’s large PCI Compliance fee (also called an “annual fee”) as a term that is inconsistently disclosed. If you suspect that there are hidden fees lurking in your monthly bill from National Payment Processing, we recommend seeking a third-party statement audit.

Does National Payment Processing Deserve Your Business?

Review Summary & Our Thoughts

An Average Option for Most Businesses

Although National Payment Processing rates better than its apparent backend processor iPayment, the company’s rating still suffers from expensive contract terms and complaints about deceptive sales practices. NPP can improve its rating by eliminating its PCI Compliance fee and reducing complaints regarding confusion over pricing and fees. Merchants are encouraged to compare the company’s pricing to that offered by top-rated merchant accounts.

5-Star Rated National Payment Processing Competitors

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About The Author

Phillip Parker is a Payments Industry Analyst and creator of this blog, CardPaymentOptions.com. Phillip is passionate about researching merchant service providers and payment industry trends. He is often quoted as an expert source in national publications such as INC Magazine, The Los Angeles Times, Entrepreneur, and many others.

“I started this blog because I was disgusted by the business practices of the merchant services industry. I wanted to empower business owners by providing insight on how to avoid shady merchant account providers and costly credit card processing mistakes.” 

Phillip’s Processor Comparisons

Picking a credit card processor can be a headache, but we’ve made it easy. Phillip recommends comparing the best merchant services providers we’ve researched.

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When was the last time you had your rates audited by someone who wasn’t also trying to sell you credit card processing services? We support this website by helping business owners understand how to cut their processing costs, either with a new processor or their current one. Learn more.

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What Others Are Saying About National Payment Processing

Customer & Employee Reviews

29 Responses

  1. Nicole Walter says:
    January 25, 2017 at 6:52 am

    I own a small bakery and sought out the best rates for credit card processing. In our initial conversations, I found National Payment Processing very helpful and accommodating, being willing to work with me to get the rates and monthly fees down to where I needed them. Unfortunately, this did not last. Upon receiving the equipment (Clover Mini), I realized quickly that it did not have the features I needed to do basic functions in my business, like keeping track of what product I was selling. It was basically just a touch-screen calculator that I could swipe a card through. I learned that I would need to pay extra fees in order to have the basic functions I needed in order to keep track of my sales. I told them I would like to have equipment that allows me to do that at the rates we initially discussed. Then the confusion ensued. I spent hours on the phone with different customer service representatives, none of whom knew what was going on. I got conflicting messages every time I called, equipment that was heading my way and then randomly turned around part way here, finding out there was nothing they could do to wave the fees even though I had only signed up with them because of the lower fees I anticipated. The only time anything was accomplished was when I insisted on speaking to upper management, and even then I was promised phone calls I never received. After missing having the proper equipment for my grand opening with no end to the drama in sight, I decided to end my very short contract. The only decent thing they did was wave my cancellation fee. The one positive thing I can find myself to say is that they were polite and kept a level head as mine exploded every so often.
    Only it keeps going. I was never informed of the proper way to return my equipment. I was told on the phone that a shipping label would be sent to me, so I waited. After a few weeks, I emailed asking how I could return their equipment, and heard nothing back. In the meantime, I was charged fees for December. I called, and got to an answering machine. I called again a bit later, and finally got through and learned it was my responsibility to return the equipment, and the closing process couldn’t really start until I had. This was never communicated to me, and I was promised a shipping label.
    As a small business owner, I advise you run in the other direction. I do not think they are malicious or looking to screw anyone over – but they are definitely uninformed on their own products leading to misinformation and empty promises. If you are truly looking for the lowest rates, don’t look here.

    Reply
  2. Sam says:
    January 3, 2017 at 11:08 am

    Quite possibly the worst company I have ever dealt with. Natpay repeatedly has shown poor customer service and a lack of consideration to the end-user. STAY AWAY!

    Reply
  3. Howard Norwood says:
    December 14, 2016 at 9:28 pm

    This company fraudulently took about $100 per month out of my account for 6 months. I was never able to use their services because they would not give me a credit limit anywhere close to my minimum ticket and they refuse to give me a refund even though I never used their services. They make it hard to close your account and say they never got the paper work while they continue to deduct money out of your checking account for their monthly charges.

    Reply
  4. atlanta's limo says:
    November 7, 2016 at 12:46 pm

    The the are theggest Thefts charge every month $25 an$ 67 when you cancel even if your Acount is closed they still charging you money from you account I did cancel the account and they still charging you money you Acount is in Dangerous from these people check your Accounts with them the Ar the biggest thifhis it is dangerous to do business with them industry This is the worst company don’t do business This Repo Of Company I suggest Doing business with this people I will report them in Business Bureau let this company go screw The salf

    Reply
  5. Susan Lybarger says:
    April 12, 2016 at 7:29 pm

    I just got screwed by this company for almost 800 dollars! The salesman who got me all set up promised me that I could have two seperate accounts and only pay a 5.00 per month fee for both accounts plus what the credit card companies charge which was supposed to be less than 2% for each transaction. So I thought this was a better deal than even the square app for the smartphones. Well come to find out that was not the case at all.. He failed to mention to me that unless I was swiping 10,000.00 per month there is a 25.00 fee that you have to pay.. Since my company was new I wasn’t even swiping any credit cards yet so I was paying 30 dollars a month for nothing! The salesman also said I had to run 50.00 in each of my accounts to activate the service which I reluctantly did, So I got screwed for the fees from those transactions too.. Out of 105 dollars swiped from my own debit card into my two merchant accounts they took out a total of 63.14. Well anyhow I was so upset with these fees I decided to cancel my service with this company. I had been told by my salesman that there was no contract that the only fee I would be charged if I canceled service was if I didn’t get my equipment back to them in 30 days I would be charged for it and nothing else. Well I called the company and filled out the forms, mailed my equipment in and thought everything was ok. Then I got two more statements for 30.00 each and just yesterday they pulled out 350.00 from each of my bank accounts for a total of 760.00 in fees I was not supposed to have to pay. I called them today and was told that this was indeed an early termination fee and that they would NOT be refunding my money. I am calling the news tomorrow and going to see what can be done with these lying scumbags….

    Reply
    1. Susan Lybarger says:
      April 13, 2016 at 12:14 pm

      Update.. Salesman is working with them to get my money back. Supposedly he’s now telling me that I have to stay involved with this company long enough to get my money back. He’s sending me over some stuff to sign and I will not sign anything until I get it looked over by a professional.. God what a mess…..

      Reply
    2. Samantha says:
      June 21, 2016 at 9:47 pm

      I have just experienced similiar. I have filed police report have over 70 pages of documentation of fraud commented against me by agent of NPP . Not recieving resolve from NPP , so now communicating with legal concil.

      Reply
    3. Ney Nuevo says:
      December 14, 2021 at 1:27 pm
      Nuevo & Co

      I am very sorry for your experience with this Scam company! Thanks for informing the public about this corrupt company. Did you find a merchant service company that is trustworthy? This way me and others can use them instead of corrupt National Payment Processing.
      Thanks!

      Reply
  6. Gregg Schaaf says:
    February 9, 2016 at 10:35 am

    I am being charged $74.99 per month by this outfit for an account I haven’t been using. The charges are in excess of anything I understood myself to have agreed when opening the account. When I tried to close my account I was put on hold for an extended period of time, then transferred to another office which insisted on transferring me to a third office so that they could try to talk me into keeping the account open despite my objections. The third “account retention” office promised to email me a paper closure form necessary to close the account. As of this moment, 1235 pm EST 2/9/16, this form has yet to be received. It appears to me that this firm should be avoided at all costs by any merchant. Persons interested in pursuing a class action suit against it may want to contact me at [REDACTED – personal contact information] or by phone at [REDACTED – personal contact information].

    Reply
  7. Ramona says:
    February 3, 2015 at 9:47 am

    I started doing business with National Payment Processing in May 2011. My business closed 8/30/14. I called them to cancel my account. During my going out of business sale, NPP decided to hold over $5,000 of my money to make sure 1) that there was no funny business going on with my account becsuse of the extra business I was doing and 2) to make sure they had the funds to cover any chargebacks, even though I had never had a chargeback ever. I finally got my $5K 60 days later, and they tried to make me feel grateful for that by telling me that they could have held it for 180 days!

    I have now been charged for six months of fees of $34.95 because I didn’t report the closing of my business to the “correct department.” I also just got dinged $250 for an account cancellation fee although I had gone to a month to month contract. I have asked for my money to be refunded three times at various levels throughout the company with no success.

    It’s funny how you’re a valued customer, a valued business partner, until you need to close your business. Then it’s “Let’s see how much we can screw this person over!”

    Reply
    1. rina U says:
      November 19, 2015 at 12:37 pm

      I have experiencing the same thing. I tried to close my acct since August 2015 but no ones tell me that i have to do it with forms and return machines. So anyway i finally cancelled it october 16 but they said they received the equipment on 23th. Now i received my bank statement for Oct 1 – 31 for $44.99 which they said 5$ for statement and 39.99 for being not active. My company was closed since August and they can see that from that date theres no transactions made at all. I tried to call them to ask for a refund but they said they cannot refund it. And aslo they said i will still have bill for NOv. How come? This company is not good. Customer service is very bad, they will answer your call 30 mins on hold. Very dissapointed for not being succesful in business but more dissapointed to this company where they dont know how to considerate your situation.

      Reply
  8. Wendy E says:
    October 3, 2014 at 12:43 am

    My experience involves an agent who unknown to me was a convicted felon ( forgery and theft of course) who filed for a merchant account in my name using bogus information and forging my signature. The company was less than concerned and I have fought to try to get the account closed for over a week now. Even after filing a complaint with my local police department, they showed no concern and have put me through hoops to try to get it all shut down. I can’t even begin to imagen actually being a customer of their company. No accountability and no souls to be damned.

    Reply
  9. Chuck says:
    March 7, 2014 at 1:55 pm

    Here is the deal. Are they doing something illegal? Probably not but rest assured that this company does not give one damn about your business. This is evident in the difficulties in accessing a human for support, services or billing related questions. If you leave them early that will charge you a ridiculous amount for early termination. If you leave them after your contract has expired they will still hit you for another month in billing. I had charges of 76.90 every month even though I did not process a single credit card. If your looking for Merchant Services I would not look at them.

    Reply
  10. souhaila hadid says:
    February 25, 2013 at 9:19 am

    The worst company that u could use, they charge you a monthly fee that you could see then they pull money out of your account without you noticing. their is more their statement never match the daily batches that you print out every day, and when you ask their answer is unclear. i’ve had them for a year now and i cant tell how much money they stole from me. finally i closed the account with them and they still pulling $59 from my account every month, I call the closing department the answer machine is the only thing that picks up, it looks like i need to call my lawyer and see what we can do about that.
    Plus since i was new in this whole business with no experience i signed the contract thinking it’s one year agreement it turned out to be 3, i know it’s my fault there but i was mislead by the rep.

    Reply
  11. Judith Boren says:
    January 11, 2013 at 3:31 pm

    I had an account with NPP. The person who signed me up, never gave me a contract. I found out later he had signed my name (mispelled) and never returned it to me. this company held a sale of over $18,000. They said I didn’t have that much in my account to COVER it. Well, if they had deposited the money, it would have been there. They argued with me for almost a month and finally responded (paid 2-27) not in my bank on 3-7 yet!
    I told them, at that time, about the man who and signed me into the company. They asked if I wanted the account stopped. NO ! I did not …until I had the money that was supposed to be in my account. I found a new credit card company and stopped doing business wiwth this one. BUT of course they still charged me at least $82.00 a month until I had returned their printer etc..(rightfully so) But they just closed my account on January 3rd 2013….Do not trust this company.

    Reply
  12. Jan G says:
    April 18, 2012 at 6:09 am

    DO NOT USE THIS COMPANY!!!! I cannot stress this enough. I used them for 4 years and every month I had to go through the statement with a fine tooth comb for erroneous charges. Then you have to take your time to call the company to have the charges credited. In the meantime, they have been using your money. Their fees pop up from nowhere. Even after cancelling their service 2 months ago, they continue to charge my bank account. I am in the process of filing a BBB complaint against them. And I’m not the first. Check out BBB…they have A LOT of complaints filed against them. Do your due diligence…check them out. The have a huge PCI compliance fee that they charge every year and even if they agree to reduce it for you, you have to call them every time. Warning: STAY AWAY. There are much better cc processing companies out there!

    Reply
  13. Eileen says:
    February 9, 2012 at 2:53 pm

    I used National Payment Processing for about a year through a local rep. Charges that were not supposed to show up (ie $24.90 per month for not meeting my minimum) were charged consistently. My rep would try to get them off my statement but if I did not constantly monitor the statemenst they were back again, and were never refunded in the first place. They also charged about $50 a month in compliance fees and “batch header” charges, even when no statement was sent. I finally cancelled them $250 “cancellation charge” which was never disclosed to me. It took me 6 weeks to get them to close my account national office said to call local office, local office never answered phones and would not return my call. Finally after six weeks I receive notification that account has been closed. Ohhh but not really, it takes 30 days to close the account, so add that onto the 6 weeks it took to get my account closed. I am now charged $79.40 for two months that I never used the processing and my account was “closed” plus a “standard” $250 closing fee. A total of $408 to get rid of them and over 13 hours on the phone. Run don’t walk away from them or any rep who reps this company. It would be easier and more ethical to deal with a loan shark. I called my local rep and asked her to do the right thing by refunding the $79.40 for the months no processing was done and the $250 for the “standard” fee which she never disclosed to me. Basically she said have a good life and I am out $400. Read the fine print, don’t take anything as standard..

    I have a small business I use square, which I love, no contract, no compliance fee, I can take AmEx and I can use it on my phone when I am out of the office.

    Reply
  14. marshall stevenson says:
    June 16, 2011 at 12:41 pm

    These people add stuff in fine print, make false promises. and you lose money. You are the biggest fool on earth if you use them

    Reply
    1. Phillip Parker says:
      June 16, 2011 at 1:06 pm

      Hi Marshall, it would be great if you could add some more detail about your experience so that other merchants can learn from it.

      Reply
      1. Marshall Stevenson says:
        June 16, 2011 at 1:47 pm

        Yes. Ok.

        It seems to me this company signs you up for a somewhat decent deal, and then adds fees as you go along hoping you won’t notice. I was apparently slapped with a non-compliance fee for failing on some requirement, that was not in place when I signed up. When I called I was told that my refund request would be reviewed. I get the sense there was no review, as I was told today that there “is no guarantee of money back” Where that money went is is somewhat unclear. Additionally I was charged for webservice I never wanted or used. They stopped charging me for that…but I never got any refund on a service I never signed up for (and was told I would get refunded)

        I have dealt with these kind of people before. These people are greedy parasites who set up a business model that takes advantage of people who are not paying close enough attention. I am definitely forwarding all complaints about them I read online to the Attorney Generals office. New laws and regulations may be necessary.

        Meantime, I ask for suggestions on means to get my money back, perhaps by legal means.

        Reply
        1. Phillip Parker says:
          June 16, 2011 at 3:24 pm

          Thanks Marshall,

          As for getting your money back, the method I’ve seen work for many merchants is to file a complaint with the BBB and remain courteous, yet persistent, and continually follow up with the same person at (NPP) until they relent. Be sure to log everything you were told throughout the process. If any new information arises about this, I would appreciate it if you would update us on this thread. Good luck!

          Reply
  15. Larry Vasques says:
    May 16, 2011 at 10:55 am

    I have been a independant contractor tor NPP / formerly 1st National Merchant Services.

    As an agent I have not be paid residuals on my accounts, management has refused to even provide complete reports on the processing of my merchants, I brought to NPP, I have hired a attorney. I don”t know what is going on with this company, I cannot recommend a merchant or agent to get involved, until they repent.

    Sincerly,

    Larry Vasques

    Reply
    1. Larry Vasques says:
      February 14, 2013 at 3:20 pm

      I retract the above statement perhaps we all should be more carefull in our own Judgements. Npp/ formerly 1st National Merchant Services, has paid be on ALL past merchant accounts to me, that I could find the merchant id # s, this payment repersented going back several years close to 30k, Alex Talamantes, and Casey McCoy, worked on this for a long time, THEY ARE HONEST! It was painstaking going back in old records, and talking to past merchants, some of which have gone out of business, or are operating new ones.

      In Truth,

      Larry Vasques

      Reply
    2. rebecca says:
      December 19, 2014 at 5:23 pm

      Hey, my husband is currently working for npp and is not getting paid, any suggestions? They have given him the run around for 4 and a half weeks now, its not residuals yet, commissions on 4 accounts that have been up and running for a few months .Casey has been no help.

      Reply
  16. Jaceel says:
    April 11, 2011 at 3:20 pm

    This is greed. Everything is a fee. They had the audacity to call to see if I wanted to continue to do business with them. When I called to inquire about yet another fee after the account was closed, they indicated my account was is still open and they so I incurred another fee. I will absolutely stop taking credit cards before I deal with them again. Greed is known to eventually breed corruption. Watch out everybody.

    Reply
    1. Zhao Su says:
      December 28, 2011 at 1:00 pm

      They are the worst company you can do business with. All the complains on this website I experienced somehow. I feel bad that they are not on Yelp or other popular sites so other consumers can be warned. Even you closed your account, they still charges you. I think some attorneys should get a case together and protect the consumers.

      Reply
  17. Debbie Saylor says:
    April 8, 2011 at 3:47 pm

    I would suggest not going with this company. I had their services for close to 4 years and it seems every other month there was an increase for this or that. I finally got fed up because of a $129 “compliance fee” that has been charged both in 2009 and 2010. I finally packed up the equipment, sent it back and canceled as of Jan. 31st. I still got charged for the month of February and officially was canceled as of Mar. 3rd. Unfortunately, I forgot that they had access to my bank account for automatic withdrawal. On March 31st they withdrew that $129 “compliance fee” and are trying to tell me that it was for 2010. These people need to be reported—-I would suggest that anyone currently doing business with them to watch their statements and bank account very closely!

    Reply
  18. Mike says:
    April 6, 2011 at 7:34 am

    I would warn everyone who is looking for a credit card processing company, not to use this company. I never had a company who was so unethical as these people. You will find yourself being hit with all kinds of fees that have never been disclosed. They have no problem taking the money out of your account and then they tell you how you signed the contract. My business is 22 years old and I started using this company a year ago. Even after I cancelled, I still recieve bogus charges. Leaving me no choice but to close my account and reopen a new account.

    Reply
    1. rami says:
      July 26, 2011 at 2:08 pm

      I agree they are the worst on the field, they put a $129 fee after I closed my account and they called it an annual fee which it was not on the contract. But they say we have the right to change the contract any time. There team well trained to scam customers stay away from them.

      Reply

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