An e-Commerce Platform Focused on Cyber Security
Founded in 2017, PayCafe is a merchant account provider focusing on e-commerce channels with optimized security. The company customizes virtual terminals through a selection of pre-built, conversion-optimized secure shopping carts while reserving the option for merchants to design their own without the need for a background in programming. These virtual terminal solutions are guaranteed to be PCI compliant and protect a merchant's confidential financial data from the vulnerability of being hosted on their servers. Each virtual terminal is enhanced with the ability to accept international cards and currencies as well as PayPal, other digital wallets, and even cryptocurrency.
The clear takeaway from PayCafe is its specialization in data security. In addition to being PCI compliant, the company's system ensures fraud prevention through data encryption that uses multiple encryption keys and dual control split knowledge that stores data offline, keeping it safe from being hacked. PayCafe's authentication and session management utilize two-factor authentication to gain access to its services to prevent unauthorized access to a merchant's confidential data. The scale of the company's oversight extends to monitoring the activity of employees, customers, and vendors accessing a merchant's virtual terminal to mitigation the risk of data breaches.
Location and Ownership
PayCafe is headquartered at 15165 Ventura Blvd, Suite 200, Los Angeles, CA. However, its acquiring bank is not disclosed. Yury Shenon is listed as the CEO of the company.
PayCafe Review Table of Contents
- Costs & Contract: PayCafe does not disclose its contract terms, rates, or fees. However, the company advertises that it does not charge a setup or monthly fee.
- Complaints & Service: PayCafe has received fewer than 10 public complaints.
- BBB Rating: PayCafe currently has an “A” rating and has received 0 complaints in the last 3 years. The company has been accredited by the Better Business Bureau since 2018.
- Sales & Marketing: PayCafe does not employ independent resellers and has not received any complaints about its in-house sales practices.
- Rates & Fees: How Merchants Got The Best Rates With PayCafe.
Beckett Elsie
I’ve been using PayCafe for my online business transactions, and I must say, it’s been a game-changer! Their seamless payment processing has streamlined my operations and boosted customer satisfaction. PayCafe’s user-friendly interface makes it a breeze to navigate, while their top-notch security measures ensure my customers’ data remains safe.
The real-time reporting and analytics have given me valuable insights into my sales performance, enabling me to make informed decisions and optimize my business strategies. What’s even better is their responsive customer support team, always ready to assist with any queries promptly.
In summary, PayCafe has proven to be a reliable, efficient, and trustworthy payment solution for my business. I can’t imagine managing transactions without it! Highly recommend it to any business owner looking to elevate their payment processing game.