Updated 1/24/2019: Spectrum Merchant Services has changed its name to EpicPay. See our EpicPay review for up-to-date information about this company.
Founded in 1998, Spectrum Merchant Services (spectrumadvantage.com) is a small merchant account provider that was originally based in Santa Ana, California, but has since moved to Frisco, Texas. Spectrum offers credit card processing services for all major credit/debit card brands. The company also offers payment services for e-commerce, check processing, ACH processing, business to business (B2B), recurring payments, point-of-sale terminals (Verifone, Nurit, Hypercom, and Exadigm), wireless processing (via Blackberry, cell phones and hand-held terminals), PC products (PC Charge, IC Verify, Micros, Squirrel and more), gift cards, loyalty cards, petroleum cards, and Electronic Benefits Transfer (EBT). Additionally, Spectrum works with funding partners to offer merchant cash advances of up to $500,000. Spectrum Merchant Services is a registered ISO/MSP of Wells Fargo Bank, Walnut Creek, California, and First National Bank of Omaha, N.A.