What You Should Know About VizyPay’s POS, Mobile & E-Commerce Tools

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All mentions of rate and fee costs are estimations based on publicly available information and client feedback. Actual costs may vary based on a variety of factors unique to your business.

VizyPay

Rating
A
4.5/5
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Pros and Cons of VizyPay

Pros

Transparent pricing structure
Month-to-month agreements
No setup fees
Excellent customer service
Quick funding times

Cons

Potential equipment costs
Possible hidden fees
Variable contract terms
Potential account holds
Limited industry specialization

Overview

In this VizyPay review, we’ll give you a clear overview of their credit card processing services, including point-of-sale (POS) systems, mobile payment solutions, and e-commerce tools. We’ll highlight which businesses may benefit most from these offerings while also examining customer reviews to show common trends and concerns. Along with services, we’ll cover pricing, contract terms, and overall performance so you know what to expect. By the end, you’ll have the details you need to decide whether VizyPay is the right choice for your business’s payment processing.

About VizyPay

Screen Capture of VizyPay Homepage
Vizypay Homepage

Founded in 2017, VizyPay is a merchant account provider that serves most standard-risk business types. The company was a reseller of First Data (now Fiserv), including Clover point of sale products, but in 2021 it launched its own POS app called VizyPOS. This app pairs with PAX machines. The company also provides cash discount pricing plans in lieu of traditional merchant account pricing. In 2020 VizyPay acquired Echo Daily, a POS and payment solutions company.

Products & Merchant Services

Payment Processing

VizyPay offers payment processing for all major debit and credit cards across various business types. Their services include POS systems, mobile payments, cash discount programs, and e-commerce solutions with virtual terminals.

Cash Discount Program

VizyPay’s Cash Discount Program allows businesses to reduce or eliminate processing fees by offering discounts to customers who pay with cash.

Point of Sale Systems

VizyPay provides Point of Sale (POS) system solutions that go beyond transaction processing. These systems integrate with business operations to streamline inventory management, sales tracking, and customer relationship management.

Online Payment Gateway

For businesses needing online payment options, VizyPay offers a secure and efficient online payment gateway. This service integrates with most e-commerce platforms, facilitating online transactions.

Mobile Processing

VizyPay’s mobile processing solutions enable businesses to accept payments anywhere using a card reader and a mobile application.

Reporting and Analytics

VizyPay provides detailed transaction reports and analytics to help businesses understand sales patterns, customer behaviors, and overall financial performance.

Customer Reviews & Sentiment

No Public Complaints

While there are only a few negative VizyPay reviews online, some recent comments below have labeled the company as a ripoff or scam. These concerns are notable, yet it seems that VizyPay generally maintains a proactive and responsive customer support team. We encourage you to share your experiences with VizyPay, whether positive or negative, in the comment section below to provide a comprehensive perspective on the company.

VizyPay Lawsuits and Fines

Our research indicates no current class-action lawsuits or Federal Trade Commission (FTC) complaints filed against VizyPay. Clients seeking non-litigious methods for resolving their concerns with the company are advised to report them to the appropriate supervisory organizations.

Industry Scores & User Ratings

Online Ratings Summary
PaymentPop3
BBB Rating1
Trustpilot4.9
Google Maps4.6
Average Rating3.5

PaymentPop Rating for VizyPay

Negative Feedback

Vizypay is a scam, plain and simple. They falsely claim to be bigger and better than what they really are. Paid for awards, an immature and dishonest CEO and a convict VP. Do your homework before signing or working for Vizypay! You have been warned!

Positive Feedback

Absolutely one of the best decisions we have ever made. We were paying an average of $1,200.00 per month, now we pay $45.00 per month, with no hidden charges. We get credited 100% of our invoice charges in our bank the next day every day including Saturday. We pass the credit card fees to our customers with nearly zero push back. I can say our cash flow has increased. The customer service is top notch, if you can understand an Iowa accent.

VizyPay BBB Rating

VizyPay has an “A+” rating with the Better Business Bureau and has been accredited since 7/6/2020. The company has not received any complaints in the past three years. It has received 3 positive informal reviews. VizyPay has a 1 out of 5 star rating based on 1 user reviews on the Better Business Bureau website.

What Merchants Say

VizPay has received 2 informal reviews, 1 positive and 1 negative. Unlike complaints, reviews are not subject to verification by the BBB. The most recent negative review mentions issues with a card reader and customer service:

I am not happy at all with this company. I used it a month and did not find it helpful for my business. I best communicate via email due to the noise in my work area, it’s too difficult to keep my business running and talk on the phone. When I requested an email confirmation of my cancellation, they have now gone radio silent. The app is not good for my business, the card reader they provide is terrible, freezes up and is useless. When I requested a price on a better card reader, they refuse to email the pricing, I have to talk to a rep on the phone, even though I said I just can’t with the noise in my shop. Makes me wonder if they don’t have a set price and don’t want it in writing. The salesperson made promises he could not keep when setting up my app and my inventory. He said he would find out about email notifications for invoice payments then never came back or followed through. During Small Business Saturday, my card reader froze then the service rep insisted on solving it over the phone instead of emailing how to reset it. I had a store full of customers yet he wanted me to solve it right then. If they don’t understand my business, they aren’t getting mine. They are getting too big too fast and don’t know how to manage it. The sales rep also uses a scare tactic saying another popular point of sale system isn’t secure and I would be responsible if customer’s cards are hacked. I found this to be false.

An “A” Performance

Given the company’s clear complaint record, we agree with the BBB’s rating at this time. Readers should note, however, that there are good reasons to be skeptical of the BBB’s rating system.

Trustpilot Rating for VizyPay

VizyPay has a 4.9 out of 5 star rating based on 2,381 user reviews on Trustpilot.

Positive Feedback

Very helpful concerning person I talked to. Helped me though it all until my machine was able to use it. Didn’t leave me hanging or took her time of telling me step by step of what to do. VERY pleased thank you for having her to help me out :) :)

Negative Feedback

I will never return to this ripoff company. their hidden fees are a joke and they should be ashamed. When you cancel your account you find out what I’m talking about. Be careful of the sales pitch!

Google Maps Rating for VizyPay

VizyPay has as 4.6 out of 5 star review based on 268 user reviews on Google Maps.

Positive Feedback

There may be businesses with the same level of customer service, but none are better than VizyPay. I have always had extremely fast response and resolution to any problem I’ve had (and there haven’t been many)–and they follow up too.

Negative Feedback

Avoid at all cost. We have had no stop problems for month. Staff unable to accomplish simple task. They last our money for a month. Dozens of phone calls to get anything done.

Processing Rates & Fees

VizyPay Contract Terms and Pricing Overview

VizyPay offers month-to-month contracts with no early termination fees, catering to the needs of business owners who prefer flexibility and transparency. The company’s pricing model is interchange-plus, indicating that the fees consist of the interchange rate plus a small markup. For retail transactions, VizyPay charges the interchange rate plus 0.35% and $0.10 per transaction, alongside a monthly fee of $15. Additional fees include a $19.95 PCI non-compliance fee and a $50 account closure fee​“【oaicite:7】“​​“【oaicite:6】“​.

Virtual Terminal and Payment Gateway Services

VizyPay provides comprehensive virtual terminal and payment gateway services, crucial for e-commerce transactions. The pricing for these services is interchange plus 0.45% and $0.15 per transaction. Businesses utilizing these services may also incur gateway fees, technical support fees, and batch fees, ensuring that online transactions are processed smoothly​“【oaicite:5】“​.

VizyPay Dual Pricing Options

VizyPay offers a dual pricing scheme designed to help business owners manage credit card processing fees effectively. This approach allows businesses to offer different pricing based on the payment method, with one price for cash payments and a slightly higher price for credit card payments. This strategy is aimed at covering the processing fees associated with credit card transactions​“【oaicite:4】“​.

Equipment Options and Recommendations

VizyPay has transitioned to offering a variety of point-of-sale (POS) equipment options, including PAX and Clover systems, to suit different business needs. While VizyPay promotes the sale of equipment, they advise against leasing POS devices due to the long-term costs that can exceed the purchase price. It’s advisable for merchants to buy their equipment upfront to avoid unnecessary expenses​“【oaicite:3】“​​“【oaicite:2】“​.

Feedback and Company Standing

VizyPay maintains a strong reputation with little to no complaints regarding its contract terms, earning it high regard within the industry. The company’s commitment to transparency and customer support is evident through its straightforward pricing model and the variety of services offered to cater to the diverse needs of small business owners​“【oaicite:1】“​​“【oaicite:0】“​.

For business owners considering VizyPay for their credit card processing needs, it’s essential to review all contract details and ensure clarity on fees and service terms. VizyPay’s emphasis on flexibility, transparent pricing, and a range of POS options makes it a competitive choice for merchants looking to optimize their payment processing solutions.

Employee Reviews & Sales Practices

Inside/Outside Sales Team

VizyPay appears to rely on a combination of independently contracted sales agents and in-house staff to market its services. There is no evidence at this time that the company’s sales team is incentivized to deceive clients, however, there have been some recent sales complaints in the comments below. Currently there are very few such complaints, but we will continue to monitor the situation.

This compares favorably to our list of best credit card processors.

No Misleading Quotes

VizyPay does not list any misleading rate quotes or unrealistic guarantees in its official materials. In fact, it clearly discloses its interchange-plus rates for all business types, which is as transparent as pricing can get. If you suspect that VizyPay is charging you undisclosed fees, we recommend seeking a third-party statement audit to eliminate hidden charges.

VizyPay Competitors

Compare VizyPay to competitors that earned top marks.

Bottom Line

According to all available information, VizyPay rates as a dependable credit card processing provider. The company is transparent about its pricing, which is competitive by industry standards. Even when dealing with companies that rate highly by our criteria, we urge readers to thoroughly examine the terms of any contract they are given. It is also advisable to compare VizyPay’s pricing and services with those offered by top-rated merchant account providers. By doing so, businesses can ensure they are making well-informed decisions that best meet their financial needs and operational goals, securing the most favorable and effective credit card processing solution.

Read Actual User Reviews

All user reviews have been moved to our partner, PaymentPop.com

Contact VizyPay

Contact & Customer Support
CEOAustin Mac Nab
Headquarters2565 SE Encompass Dr. Suite 210 Waukee, IA 50263
Toll-Free Support(855) 999-4142
Inside Sales(888) 899-0918
Websitevizypay.com