Vend POS Credit Card Processing 2023: Reviews & Complaints

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Vend POS
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Vend POS

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Company Overview

Vend is a cloud-based point-of-sale (POS) system for iPad, PC, and Mac that was originally created in Auckland, New Zealand, but has since expanded to include headquarters in San Francisco, Melbourne, and Toronto.

In 2021, Vend was purchased by Lightspeed. It appears the Vend brand is still operating, but there are indicators that it may be absorbed into Lightspeed.

Vend Point of Sale

As a cloud-based POS, Vend enables merchants to accept debit cards, credit cards, cash, and other forms of payment at a physical location using only an iPad, laptop, or desktop computer. The software also offers e-commerce solutions, inventory management, and real-time reporting.

Vend POS Integrated Payment Partners

Vend is partnered with WorldPay, Moneris, PayPal, Square, Chase, Paymentsense, iZettle, Tyro, Payment Express, Commonwealth Bank, Afterpay, Yoco, Verifone, and SmartPay as its integrated merchant account providers, but merchants can use other payment processors alongside Vend without a full integration. Vend formerly allowed merchants to integrate their payments with Vend via an Authorize.Net payment gateway, but it has since done away with this compatibility for new merchants.

Vend POS Mobile Payment Solutions

Recognizing the importance of mobile commerce in the contemporary business landscape, Vend POS offers a robust mobile payment service. This service allows businesses to accept and process card payments using a mobile device. It provides flexibility and convenience, especially to businesses that operate outside traditional retail spaces.

Vend POS E-Commerce Services

Given the growth of online shopping, Vend POS provides a secure online payment processing service. Through their reliable online payment gateway, businesses can handle online transactions securely and efficiently, meeting the needs of a digitally connected consumer base.

Vend POS Virtual Terminal Services

For businesses that handle transactions via mail or phone orders, Vend POS’s virtual terminal service is a valuable offering. This feature allows businesses to manually enter card details into a secure online system, providing a flexible solution for processing remote payments.

Location & Ownership

Vend POS was founded in 2010 and currently maintains its U.S. headquarters at 2615 Main Avenue, Durango, CO 81301 and lists offices in Melbourne, Toronto, Auckland, and London.  Vaughan Rowsell is the founder and Ana Wight is the CEO of Vend. Alexander Fala is the former CEO of Vend. Jean Paul Chauvet is the CEO of Lightspeed.

Video Summary

YouTube video

Table of Contents

  • Costs & Contract: Offers 3 plans through its integrated payment processing partners and a fixed monthly cost for its software. The company does not charge an early termination fee or…
  • Complaints & Service: Has received more than 20 public complaints regarding…
  • BBB Rating: Has an “A-” rating with the Better Business Bureau and has received 0 complaints in the last 3 years in regards to…
  • Sales & Marketing: Does not appear to hire independent sales representatives and has not received any complaints about its…

Vend POS Pros and Cons


  • Few to no complaints
  • Good price
  • Easy to use
  • Integration options


  • Some reliability concerns
  • Fairly simple
Vend point of sale
Vend’s focus is a software-based POS system
these processors announce that they now sync with quickbooks

Vend POS Reviews and Complaints

Here's What Their Clients Say

Complaint Summary

Total Online Complaints
Live Customer Support
Most Common Complaint
Product Malfunctions
Recent Lawsuits

Low-to-Moderate Complaint Total

We have located more than 25 negative Vend reviews on this and other consumer protection websites, none of which accuse the service of being a scam or ripoff. Common complaints include software malfunctions, hardware incompatibility, poor customer service, and limited feature offerings from Vend. In many cases, it’s difficult to determine whether the issues are stemming from Vend itself, from a local problem with the merchant’s equipment, or from user error. In addition, there are far more positive reviews of the Vend system and the customer support provided by the company than there are negative reviews, indicating that the majority of users are satisfied with Vend. In general, it seems that merchants can avoid negative experiences by ensuring that Vend will have the functions and compatibility that they require before purchasing the software. If you have your own Vend review to make, please do so in the comments below.

Vend Lawsuits

We have not found any outstanding class-action lawsuits or FTC complaints filed against Vend. Dissatisfied clients who wish to pursue a non-litigious course of action against the company should consider reporting it to the relevant supervisory organizations.

Vend was the target of a patent-troll suit brought in 2019. These cases are often costly and time-consuming, however details are scarce.

Vend Customer Support Options

Vend offers a level of support we expect of top-rated merchant account providers for great customer service. This is an improvement over the company’s previous options and a likely cause for its slowing complaint rate.

Vend Customer Service Number

  • (844) 942-2559 – Sales

Other Support Options

  • Chat support bot

Vend POS BBB Rating and Report

Our Better Business Bureau Profile Assessment

BBB Summary

BBB Reports

Clean Complaint Record

Vend currently has an “A-” rating with the Better Business Bureau and is not BBB-accredited. The company has had 0 complaints in the past 36 months. Vend also does not have any informal reviews, although it should be noted that informal reviews through the BBB often do not receive any authentication by the BBB.

An “A” Performance

It is our policy at CPO to reserve “A” grades for companies who have 0 complaints filed against them. As such, we agree with the BBB’s rating for Vend. However, merchants should be aware that there are good reasons to be skeptical of the ratings assigned by the BBB.

in the news apple versus banks

Vend POS Fees and Rates

A Closer Look at the Contract

Don't Fall Into An Expensive Trap. See Who The Worst Processors Are.

Cost Summary

Cancellation Penalties
Monthly & Annual Fees
Processing Rates
Equipment Leasing

Multiple Pricing Plans

Vend is priced at three different tiers, and the service’s cost increases in proportion to a business’ size and number of locations. Its payment processing fees will vary depending on whether a client chooses one of Vend’s integrated payment partners or opts to use their own third-party processor. Vend’s integrated payment partners include WorldPay, Square, PayPal, and CardConnect. The company’s integrated payment partners rates are as high as 2.90% plus $0.30 for swiped transactions and 3.30% plus $0.30 for those which are keyed in. Using a third-party processor may reduce the amount of integrated features available through the Vend platform, and this approach is fittingly referred to as “non-integrated” in Vend’s ad copy. Vend offers discounts for clients who are billed on a yearly basis, and its costs are detailed below.

Vend Lite Plan

Vend’s cheapest plan costs $119 per month ($1,188 if billed annually) per outlet and includes one location, one register, a monthly processing limit of $20,000, Vend’s point of sale app, real-time inventory management, 24/7 phone and online support, sales reporting, and a Xero accounting add-on.

Vend Pro Plan

Vend’s Pro plan costs $159 per month ($1,548 if billed annually) per outlet and includes everything in the Lite plan plus an increase of up to five locations, unlimited transaction volume, advanced promotions, gift cards, all add-ons, all e-commerce channels, API access, and multi-location retail management.

Vend Enterprise Plan

Vend’s Enterprise plan costs a custom monthly amount and includes all of the features in the Pro plan plus an allowance of more than five locations, a dedicated account manager, and custom onboarding.

Few Contract Complaints

There are currently very few negative Vend reviews to be found online regarding Vend’s contract terms and pricing, and the fact that the company offers a lean but free trial version means that merchants can try it out with minimal risk. Vend claims that businesses can obtain lower-than-average rates through its partner processors, which could help its pricing compete with the cheapest merchant accounts. If you have had any experience with Vend’s costs and terms, please share it in the comment section below this review.

Vend pricing structure

The Vend pricing structure

Vend POS Jobs and Employment

Hiring Standards and Ethical Marketing Assessment

Audit Your Current Statement To Find Its Hidden Fees

Processing statements are intentionally complicated so that they can overcharge you. Get clarity before you switch.

Key Points

Uses Independent Resellers
Misleading Marketing
Discloses All Important Terms

In-House Sales Team

Vend appears to market its services primarily through conventional advertising and an in-house sales staff. Vend does not appear to employ independently contracted sales agents, and there are no Vend complaints that accuse the company’s representatives of deceptive sales tactics. If you suspect that Vend is overcharging you, you can double-check your bill with a third-party statement audit.

No Deceptive Quotes

Vend lists its pricing clearly on its website and does not promote any misleading rate quotes or unrealistic guarantees. Given the lack of red flags in the company’s official marketing materials and the absence of client complaints about its sales team, we have assigned it an “A” in this category.

Vend POS Review Summary

Our Final Thoughts and Opinions

Vend rates as a quality cloud-based credit card processing POS system for businesses of most sizes and types. The service has received praise for its ease of use, affordability, and software integration capabilities, but some clients have expressed a desire for a more reliable, versatile system overall. Business owners should compare Vend’s pricing and features to those offered by the top-rated POS providers for iPad in order to obtain the best deal.

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Vend POS Competitors

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Customer & Employee Reviews

What Others Are Saying About Vend POS

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5 Responses

  • jack

    HORRIBLE CUSTOMER SERVICE. Rude and unhelpful. None of their staff knows their product and are all VERY condescending. They lied about hidden costs multiple times. They dodge phone calls. Please, do not use.

    • Vicki

      What hidden costs?

  • Edwin

    Very Poor Support and no refund.
    Very poor support, no empathy and trial function incomplete, so one is forced to activate the account ant pay to be able to test functions.

    One employee promises refund while another one refuses ????

    I have been misled and strongly recommend another POS platform, anyone could do better !

  • Richard Milliner

    We have been using vend for a year and are very happy with their services and pricing. We have a seasonal business and they were easy to work with on structuring a pricing format that works for us.

  • Oliver Carle

    Hi Phillip and anyone else reading this,

    Thanks for the glowing review, always nice to get feedback and it’s clear you’ve done your homework! As for the critique on feature offerings, we agree there are some features missing from Vend right now but with helpful feedback from the community we’re adding new things every month. The company is growing quickly and with that comes new avenues for feature development and integration with third-party technology. Pretty soon we also hope to bump that 20/6 phone coverage up to 24/7 as well. It’s an exciting time to be in retail and we’re thrilled to be a part of it.

    If anyone reading this would like to know more check out our site ( or feel free to contact me directly: [email protected]

    Oli – Vend Community Support


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About The Author

Phillip Parker is the creator and author behind this website. He has over 15 years of experience in the credit card processing industry as a journalist, consultant, and former merchant account sales professional. He started this project as a blog to expose merchant services providers that engage in predatory business practices, such as deceptive marketing, misleading pricing, and high-pressure sales tactics. His goal is to help business owners find merchant account providers who serve their industry well while offering fair rates with no junk fees and no long-term commitments.

Phillip has researched over 1,000 payment processors and been quoted in numerous high-profile publications, including the Los Angeles Time, INC Magazine, The Atlantic, and the Miami Herald among others.

Need advice on card acceptance? Schedule a consultation with Phillip.

Phillip’s Top Processor Picks:
Retail, restaurant, e-commerce, mobile, professional services, and invoicing, Phillip recommends Helcim and CDG Commerce.

High-risk businesses, Phillip recommends PaymentCloud and Host Merchant Services.

How Our Ratings Work

Please note that our rating system was overhauled on April 26th, 2023. Reviews dated before this date may not score in accordance with the following.

Star Rating Criteria:

At the start of our research, all processors are awarded five stars. We deduct stars if the processor engages in any of the following:

– One star deduction if the processor has any junk fees.

– One star deduction if the processor does not post its pricing clearly on its website.

– One Star deduction if the processor is suffering from moderate client complaints.

– Multiple Star deductions if a processor is suffering from severe complaints, imposes unjust cancellation fees, markets non-cancellable equipment leases, engages in predatory rate pricing, or may be engaged in illegal activities.

Get all of the details regarding out rating criteria here.

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