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Bonita Payments Review

Phillip Parker
Phillip Parker

I was tired of watching unethical merchant services companies take advantage of unsuspecting business owners, so I built this website and wrote hundreds of reviews to expose their shady business practices.

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Bonita Payments Overview

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Rating

5/5
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Website
(844) 650-1883

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Rating:
5/5
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View Rates & Fees
(844) 650-1883

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A Full-Service Merchant Account Provider

Founded in 2016, Bonita Payments (bonitapayments.net) is a merchant account provider that serves most business types. The company is a reseller of Clover point-of-sale products.

Bonita Payments Location and Ownership

Bonita Payments is headquartered at Place St. Charles, 201 St Charles Ave Ste 114-261, New Orleans, Louisiana 70170, and does not list its acquiring bank. Elliott Forman is the president of Bonita Payments.

Bonita Payments Review Table of Contents

  • Costs & Contract: Bonita Payments offers variable contract terms depending on each merchant’s business type, size, and processing history.
  • Complaints & Service: Bonita Payments has received fewer than 10 public complaints.
  • BBB Rating: Bonita Payments currently does not have a profile with the Better Business Bureau.
  • Sales & Marketing: Bonita Payments does not appear to hire independent sales agents and has not received any complaints about its sales practices.
  • Rates & Fees: How Merchants Got The Best Rates With Bonita Payments
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Bonita Payments Rates, Fees, and Costs

Bonita Payments Rates, Fees, and Costs

Cost Summary

Swiped Rate 1.00% - 4.99%
Keyed-In Rate 1.00% - 4.99%
Early Termination Fee Variable
PCI Compliance Fee Variable
Equipment Lease Terms Variable

Bonita Payments Contract Terms

There is no publicly available information about the standard Bonita Payments contract at this time aside from the fact that the company prominently markets interchange-plus pricing. It is likely that the company customizes its pricing and terms according to each merchant’s business type, location, and processing history. The company’s wide range of preferred merchant types means that it could offer long-term equipment leases for certain merchants’ needs.

No Red Flags

The total absence of complaints about the company’s contract terms merits an “A” in this category, but it should be noted that we are assigning this grade without any verified knowledge of specific pricing. It is difficult to assess at this time whether Bonita Payments’ contract terms are competitive with the cheapest merchant accounts.

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Bonita Payments BBB Rating Summary

No Profile Available

The Better Business Bureau does not maintain a profile for Bonita Payments at this time. We therefore will not factor a BBB rating into this review.

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Truth In Marketing & Advertising

Key Points

Employs Independent Resellers No
Advertises Deceptive Rates No
Discloses All Important Terms No

Inside Sales Team

Bonita Payments appears to rely on in-house staff to market its services. There is no evidence at this time indicating that the company employs independent sales agents, and we are unable to locate any Bonita Payments complaints that report unethical behavior by the company’s sales staff.

No Misleading Quotes

Bonita Payments does not appear to engage in any deceptive advertising strategies in its official materials. If you suspect that Bonita Payments is charging you undisclosed fees, we recommend seeking a third-party statement audit to eliminate hidden charges.

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Sales & Marketing Example

Our Opinion Of Bonita Payments

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A Reliable Option for Most Merchants

According to all available information, Bonita Payments rates as a dependable merchant services provider. There is not a lot of specific information available about the company’s sales tactics or contract terms at this time, but its clean complaint record is a very positive sign. Even when dealing with companies that rate highly by our standards, we urge merchants to thoroughly examine the terms of any contract they are given and to compare its pricing to top-rated merchant account providers.

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Why I'm Qualified to Write About Credit Card Processing

I’m a small business owner who previously worked in the credit card processing industry. I started this blog in 2009 to help other business owners by exposing credit card processors that engage in unethical marketing, rate and fee trickery, and fine-print-contract schemes. Over the last decade, I’ve reviewed hundreds of merchant services providers which has helped to educate over 5 million businesses on the nuances of credit and debit card acceptance. I’ve appeared in the New York Times, Los Angeles Times, Inc. Magazine and a host of other publications to offer insight on the subject of card acceptance. 

I offer merchant account and credit card processing consultation for the following needs:

  • Selecting the right credit card processing services for your business.
  • Reducing credit card processing fees with your current merchant account provider.
  • Negotiating credit card processing fees when changing merchant accounts.
  • Strategies for reducing and recovering funding holds and chargebacks.

 

Schedule a call with me today!

 

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