Is ePaymentAmerica Worth Considering for Your Payment Needs?

Founded in 2004, ePaymentAmerica is a merchant account provider that serves most domestic, standard-risk business types. The company resellsFirst Data (now Fiserv) products and services such as Clover and Revel SystemsPOS solutions and is a subsidiary of TX Direct. It specializes in offering retail merchant accounts, manufacturing merchant accounts, e-commerce merchant accounts, legal merchant accounts, and non-profit merchant accounts.

Payment Processing

ePaymentAmerica facilitates debit and credit card transactions for standard-risk businesses.

POS Solutions

ePaymentAmerica provides point-of-sale (POS) solutions through systems like Clover and Revel. These platforms cater to a wide range of businesses by offering customizable POS options that are user-friendly and adaptable. Clover is known for its versatile hardware and software, while Revel is designed to support complex operations, particularly in the restaurant and retail sectors.

Wireless and Mobile Payments

The company supports wireless and mobile payments, which allow businesses to accept transactions through mobile devices. This flexibility is for businesses that operate in non-traditional settings, such as food trucks, outdoor markets, or service industries that require on-the-go payment processing.

PCI Compliance

ePaymentAmerica places an emphasis on PCI compliance, ensuring that businesses meet industry standards for securely handling payment card data.

e-Commerce Solutions

For businesses engaged in online sales, ePaymentAmerica offers e-commerce solutions that include shopping cart integration and Mail Order/Telephone Order (MOTO) capabilities.

Recurring Billing

Recurring billing is another service provided by ePaymentAmerica, which is particularly useful for subscription-based businesses.

Loyalty Programs

Loyalty programs are also part of the company’s offerings, helping businesses enhance customer engagement by providing rewards or incentives.

Fraud and Chargeback Protection

The company provides fraud and chargeback protection services to help businesses mitigate the risk of fraudulent transactions.

Data Reporting and Analytics

Data reporting and analytics tools are available through ePaymentAmerica, giving businesses insights into their sales and operational performance.

Cash Advances

ePaymentAmerica offers cash advance services for businesses needing access to working capital. This can be an option for businesses looking to manage short-term financial needs or invest in growth initiatives.

Few Recent Complaints

Our research has uncovered around ten negative ePaymentAmerica reviews on consumer protection sites. These reviews don’t categorize the company as a scam or ripoff. Most complaints, dating back over three years, focus on unwanted sales calls. Other criticisms appear to be isolated incidents or lack specific details. Feel free to share your own experiences with ePaymentAmerica in the comments below.

ePaymentAmerica Lawsuits

No class-action lawsuits or FTC complaints have been located against ePaymentAmerica. Merchants desiring non-litigious dispute resolution may consider reporting their experiences to relevant supervisory organizations.