Processor Partnerships
The company excels in providing customized solutions to meet the unique needs of these businesses, which frequently face barriers in acquiring traditional credit card processing services. By partnering with a diverse network of banks and processors that are open to various high-risk business types, PaymentCloud effectively functions as a broker.
Traditional Merchant Accounts
In addition to its focus on high-risk sectors, PaymentCloud also caters to more conventional industries such as the restaurant and retail sectors, demonstrating its versatility and broad expertise in the merchant services field.
Merchant Accounts and Placement
Navigating the merchant account setup process can be complex, but dedicated guidance ensures that businesses establish the necessary accounts efficiently. This service includes assistance with documentation, compliance requirements, and integration with payment processing systems.
Fraud & Chargeback Prevention
Protecting businesses from fraudulent activities and chargebacks is crucial. Tools designed for fraud and chargeback prevention monitor transactions in real-time, flag suspicious activities, and provide mechanisms for disputing chargebacks.
Check Processing
ACH and eCheck payment solutions streamline the process of accepting electronic check payments. These services provide a secure and efficient way to handle non-card transactions, reducing processing times and improving cash flow.
Merchant Funding
Merchant funding services offer a variety of business loan and funding options tailored to different needs. Whether for expansion, inventory purchases, or managing cash flow, these financial solutions provide businesses with the necessary capital. Options often include merchant cash advances, small business loans, and other funding mechanisms.
Payment Integrations
Integration with popular e-commerce platforms like Shopify, WooCommerce, Magento, (link unavailable), and NMI ensures that businesses can seamlessly incorporate payment processing into their online stores.
Mobile POS
The “Paysley” app is a versatile mobile point-of-sale solution that allows businesses to invoice customers, collect card payments, and perform other POS functions from a mobile device.
Contactless Payments
Contactless payment options allow customers to make payments without physically handing over their cards. Utilizing technologies like NFC (Near Field Communication), these payments are faster and more secure.
Online Invoicing
Online invoicing features enable businesses to send invoices via text or email, obtain online approvals, and request deposits. These digital invoices streamline the billing process, reduce paper use, and expedite payment collection.
On-the-Spot Verification
Tools for on-the-spot verification and fund transfer validation provide businesses with immediate confirmation of payment authenticity.
Crypto Payments
Supporting cryptocurrency payments allows businesses to accept and process digital currencies like Bitcoin and Ethereum.
Credit Card Surcharging
Credit card surcharging enables businesses to pass the cost of credit card processing fees directly to customers at the time of sale.
