Best Nutraceutical Merchant Account Providers

Here is the illustration depicting the concept of Nutraceutical merchant accounts.

Payment Processing for Nutraceuticals is Complicated

As with labeling and advertising regulations, the payment processing regulations surrounding nutraceuticals can be a minefield of conflicting rules. Many large merchant account providers completely refuse to process nutraceuticals payments, citing the murky legal status of certain supplements and the risk of chargebacks from dissatisfied buyers. Among those credit card processors that do provide nutraceutical merchant accounts, it can be difficult to distinguish between the providers that are knowledgeable and fair and the providers that are simply out to gouge nutraceutical suppliers for as much as they can get.

That's why we've prepared this list of the best merchant account providers for nutraceutical businesses. The companies on this list have significant experience working with merchants in the nutraceuticals and supplements industry and have earned a reputation for fair pricing and quality customer service. In order to find the best fit for your business, be sure to check out each provider's products and services and contact multiple processors to compare rates.

How to Select the Best Nutraceutical Credit Card Processor

When selecting the best credit card processor for a Nutraceutical business in the USA, there are several factors to consider:

High-Risk Business

The Nutraceutical industry is considered a high-risk business due to various regulations, chargebacks, and fraud, so it's essential to find a credit card processor that specializes in high-risk merchant accounts.

Accepted Cards

Look for a processor that accepts all major credit cards such as Visa, Mastercard, American Express, and Discover.

Payment Processing Fees

The fees charged by the credit card processor can significantly impact your profit margins, so it's important to find a processor with competitive rates.

Chargeback Protection

Nutraceutical products are often subject to chargebacks, so choose a processor with robust chargeback protection and fraud prevention measures.

PCI Compliance

Your processor must be compliant with Payment Card Industry Data Security Standards (PCI DSS) to protect your customer's sensitive information and avoid hefty fines.

Reliable Customer Support

Look for a processor with excellent customer support that can quickly resolve any issues that may arise.


Research the processor's reputation in the Nutraceutical industry by reading reviews and testimonials from other businesses in the industry and our review on this website. Simply search for the processor in the search bar at the top of this page.

Some specific credit card processors that cater to the Nutraceutical industry include Durango Merchant Services, High Risk Merchant Account LLC, and PaymentCloud. However, it's important to carefully evaluate each processor's features and fees to find the best fit for your business.

Top Picks for Nutraceutical Merchant Services

PaymentCloud Logo

#1 PaymentCloud

Top Pick for Nutraceutical Credit Card Processing

Based in Woodland Hills, California, PaymentCloud is a merchant account provider that specializes in serving high risk business types. The company's products and services include point-of-sale solutions, mobile phone swipers, an online payment gateway and virtual terminal, EMV-compatible terminals, and merchant cash advances. PaymentCloud is a good option for nutraceutical suppliers.

PaymentCloud provides a dedicated account rep to all new merchants for the life of the account. The company has not received any negative complaints on consumer forums, and it customizes its pricing according to each merchant's business type and processing history. The BBB does not maintain a profile for PaymentCloud at this time, but CPO gives the company an “A.”

Nutraceutical Payment Processing Made Easy with PaymentCloud

As a small business owner selling nutraceutical products, it is crucial to have a reliable payment processing system in place. PaymentCloud is an excellent option for nutraceutical businesses, offering a seamless and secure payment processing experience. Here are some reasons why PaymentCloud is the ideal choice for nutraceutical payment processing.

High Approval Rates for Nutraceutical Business

PaymentCloud has a high approval rate for nutraceutical businesses, making it easier for business owners to accept credit card payments from their customers. Nutraceutical products are often considered high-risk, making it difficult for businesses to find a payment processing solution. However, PaymentCloud specializes in working with high-risk businesses, including nutraceutical merchants, and has a high approval rate for these businesses.

Secure Payment Processing for Nutraceutical Products

Nutraceutical products are subject to strict regulations, and it's crucial to have a secure payment processing system in place to comply with these regulations. PaymentCloud offers a secure payment gateway and ensures that all transactions are encrypted and protected from fraud. This gives business owners peace of mind knowing that their customers' sensitive information is safe and secure

Nutraceutical-Specific Features and Services

PaymentCloud offers nutraceutical-specific features and services that cater to the unique needs of nutraceutical businesses. These features include recurring billing, chargeback mitigation, and fraud prevention tools. Nutraceutical business owners can also benefit from PaymentCloud's integration with various e-commerce platforms and shopping carts, making it easier to manage their online busines

PaymentCloud is an excellent option for nutraceutical businesses looking for a reliable and secure payment processing solution. With its high approval rates, secure payment processing, and nutraceutical-specific features and services, PaymentCloud offers everything that nutraceutical business owners need to accept credit card payments from their customers.

For more information, visit the PaymentCloud website or call (888) 506-7859.

eMerchant Broker Logo


Top Pick for Nutraceutical Merchant Accounts is a Los Angeles, California-based company that offers high risk e-commerce processing solutions including nutraceutical merchant accounts. The company's products include ACH processing, an online payment gateway, merchant cash advance, and a chargeback management system to help merchants dispute and resolve chargeback claims. can provide an offshore merchant account for nutraceutical sellers and online pharmacies that do not sell illegal services, do not use continuity-based billing, are not based in India, maintain high processing volumes, and are properly licensed. offers custom pricing for each merchant and maintains a low complaint rate relative to its size and merchant portfolio. Our review of eMerchantBroker gives the company an “A” rating overall and the BBB assigns the company a rating of “A+.”

The Ideal Payment Processor for Nutraceutical Businesses

If you're running a Nutraceutical business, you need a reliable payment processor that can handle your unique industry's challenges. eMerchantBroker is the perfect solution for your payment processing needs. Here's why:

Specialized Nutraceutical Payment Processing Solutions

The Nutraceutical industry is considered high-risk, which means that traditional payment processors might not accept your business. eMerchantBroker specializes in high-risk industries like Nutraceuticals and offers customized payment processing solutions to meet your unique needs. They understand the complexities of the industry, including regulatory requirements, chargebacks, and fraud, and provide tailored solutions to ensure your transactions are processed quickly and securely.

Multiple Payment Options

Your Nutraceutical business needs to be able to accept a variety of payment methods, including credit and debit cards, e-checks, ACH payments, and more. With eMerchantBroker, you can offer your customers multiple payment options to increase your sales and customer satisfaction. Their payment gateway is easy to use, secure, and reliable, ensuring that your customers' transactions are processed quickly and efficiently.

Chargeback Protection

Chargebacks can be a significant concern for Nutraceutical businesses, but eMerchantBroker has you covered. They offer chargeback protection services that help reduce the risk of fraudulent chargebacks and protect your business from costly disputes. With their chargeback management tools, you can track and manage chargebacks effectively, minimizing the impact on your business.

eMerchantBroker is an ideal payment processing solution for Nutraceutical businesses. With their specialized Nutraceutical payment processing solutions, multiple payment options, and chargeback protection services, you can rest assured that your business is in good hands. So, if you're looking for a reliable payment processor that can meet your unique needs, look no further than eMerchantBroker.

For more information, see the eMerchantBroker website or call (877) 301-3442.

Host Merchant Services logo

Host Merchant Services

Top Rated Credit Card Processor for Nutraceutical Merchants

Host Merchant Services is a Newark, Delaware-based merchant account provider that is capable of serving most domestic high risk business types. The company's products and services include point-of-sale solutions, online marketing tools, an online payment gateway and virtual terminal, mobile credit card processing, gift and loyalty programs, merchant cash advance, and offshore merchant accounts. Host Merchant Services specializes in e-commerce businesses and provides a free website and email address to new merchants who require them.

Host Merchant Services has received only positive feedback on public forums, with most reviewers singling out the company's customer service for praise. Host offers interchange-plus pricing with no early termination fees to all of its merchants, meaning that users will enjoy the most transparent pricing model and can cancel service without penalty. The BBB gives Host an “A+” rating, and CPO also gives the company an “A+.”

Why Host Merchant Services is the Optimal Choice for Nutraceutical Payment Processing

Nutraceutical products are becoming increasingly popular as people prioritize their health and wellness. As a business owner in this industry, accepting credit card payments is essential for your success. Host Merchant Services (HMS) offers a range of payment processing solutions tailored to the unique needs of nutraceutical businesses.

Secure Payment Processing

With HMS, you can rest assured that all transactions are safe and secure. Nutraceutical products often come with unique regulatory requirements, which HMS understands and has systems in place to handle. The company uses top-of-the-line security measures, such as encryption and tokenization, to protect sensitive data and reduce the risk of fraud.

High Approval Rates

Nutraceutical businesses may struggle with high rates of chargebacks and declines due to the perceived risk associated with the industry. HMS has a high approval rate for nutraceutical businesses, which means fewer lost sales and more revenue for your business. They work with a variety of banks to ensure that your business is approved and able to process transactions without interruption.

Flexible Payment Options

HMS understands that nutraceutical businesses often have higher ticket prices, so they offer a range of payment options to make it easier for customers to make purchases. This includes the ability to accept all major credit cards, as well as alternative payment methods like Apple Pay and Google Wallet. They also offer customizable solutions, so you can choose the payment processing services that work best for your business.

Host Merchant Services is an excellent choice for nutraceutical businesses looking to accept credit card payments securely, with high approval rates, and flexible payment options. With their expertise in nutraceutical payment processing, you can trust that your business will be in good hands.

For more information, visit the Host Merchant Services website or call (888) 727-4538.

Additional Options

national processing logo

National Processing

Based in Lindon, Utah, National Processing is a merchant account provider that serves both standard-risk and high risk merchant sectors. The company offers a wide range of retail and e-commerce solutions for most business types, including adult, auto parts, collections, credit repair, diet programs, e-cigarettes, electronics, extended warranties, fantasy sports, financial services, firearms, online furniture sales, multi-level marketing, nutraceuticals, online gaming, precious metals, self storage, and travel.

National Processing customizes its pricing depending on each merchant’s size, business type, and processing history. The company has earned an “A+” rating in our review as well as an “A+” rating with the BBB.

Why National Processing is a Top Choice for Nutraceutical Payment Processing

Nutraceutical businesses need reliable and secure payment processing solutions to handle the high volume of transactions they receive from customers buying health supplements and other related products. National Processing is a top choice for business owners in the nutraceutical industry due to its exceptional payment processing services that cater to the unique needs of this industry.

Specializes in High-Risk Businesses

Nutraceutical payment processing can be challenging because it falls under the high-risk category. However, National Processing has a proven track record of providing affordable and efficient payment processing solutions for high-risk businesses, including nutraceutical merchants. They understand the specific challenges and regulations involved in processing payments for nutraceutical products and offer tailored solutions to ensure smooth transactions.

Multiple Payment Processing Options

National Processing provides a range of payment processing options, including credit card processing, debit card processing, and ACH payments, that allow nutraceutical merchants to accept payments from their customers with ease. Their advanced fraud prevention measures and chargeback management services ensure that businesses are protected against fraudulent activities and disputes.

National Processing is an excellent option for nutraceutical businesses that need a reliable, secure, and cost-effective payment processing solution. They offer tailored solutions that cater to the unique needs of this industry, including high-risk merchants. With National Processing, nutraceutical merchants can focus on growing their business while leaving their payment processing needs in the hands of a trusted partner.

For more information, visit the National Processing website or call (385) 777-1235.

Frequently Asked Questions: Nutraceutical Merchant Account Providers Credit Card Processing

What are nutraceutical merchant account providers?

Nutraceutical merchant account providers are payment processing services that specialize in handling transactions for businesses in the nutraceutical industry. These industries often face unique challenges and higher levels of risk than other types of businesses, so they require specialized services.

Why do I need a nutraceutical merchant account provider?

If you run a business that sells nutraceutical products, you'll need a merchant account provider that can handle the specific needs and challenges of this industry. This includes handling high-volume transactions, dealing with chargebacks, and complying with industry-specific regulations.

How do I find the best nutraceutical merchant account providers?

Start by researching providers online, looking at reviews, and comparing features. Consider factors like rates, customer service, experience in the nutraceutical industry, and their ability to handle the unique needs of your business. You can also ask for recommendations from others in your industry.

What features should I look for in a nutraceutical merchant account provider?

Look for features like competitive rates, easy integration with your online store, advanced fraud detection, high approval rates, and excellent customer service. It's also crucial to ensure that the provider is familiar with and can handle the specific challenges of the nutraceutical industry.

Are there any red flags I should be aware of when choosing a provider?

Be wary of providers that offer rates that seem too good to be true. Also, avoid providers that lack experience in the nutraceutical industry. Check for negative reviews or complaints about customer service, hidden fees, or frequent account holds or terminations.

How can I ensure that a provider is compliant with industry regulations?

Ask the provider about their compliance procedures. They should be familiar with regulations specific to the nutraceutical industry and have procedures in place to ensure compliance. If they can't provide satisfactory answers, it may be a sign that they're not the right provider for your business.

Can I switch providers if I'm not happy with my current one?

Yes, you can typically switch providers if you're not satisfied with your current one. However, it's essential to carefully review your contract before making a switch, as there may be fees or penalties associated with terminating your account early.

What if I have more questions?

If you have more specific questions, consider reaching out directly to providers you're considering. They should be able to answer any questions you have about their services, rates, and experience in the nutraceutical industry.

Reader Comments

Tell Us What You Think

3 User Reviews

  • Oliver

    I wanted to personally express my immense gratitude for the comprehensive and insightful article you wrote on “Best Nutraceutical Merchant Account Providers”. As someone involved in the nutraceutical industry, your guidance has proved to be an invaluable asset in navigating this specialized field.

    Your detailed analysis of each merchant account provider, their pros and cons, and specific features was nothing short of extraordinary. The way you seamlessly explained the complexities of the sector while providing clear and actionable advice was commendable.

    Your careful attention to important factors like chargeback policies, fraud protection, customer service quality, and processing fees offered readers a thorough and balanced understanding. I particularly appreciated your insights into the regulatory environment and the unique challenges this industry faces.

    In an industry often fraught with ambiguity and confusion, your article stands out as a beacon of clarity. The diligence, dedication, and meticulous research evident in your work significantly eased my decision-making process and equipped me with the knowledge needed to make a well-informed choice.

    Thank you again for your diligent work and outstanding contribution. I, along with many other readers in the nutraceutical business, greatly appreciate your expert guidance.

  • Patricia Salvitti

    Thanks so much for your article on merchant account for nutraceuticals. Exactly what I was looking for.

    BTW, I notice that you recommend Shopify. You should be aware of what they did in my case, which may be common practice. I went through all the trouble of setting up a shop through them, only to have them two months later tell me that they would no longer process credit cards for me as I was carrying nutraceuticals. I’ve lost sales since and have been reluctant to start the search again, as my suspicion is that those eager to sign you up don’t always know the company policy.
    I now, through your article, know where to look.

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