Best Merchant Accounts for Adult-Oriented BusinessesPaymentCloud is a merchant account provider that specializes in serving high risk business types. The company’s products and services include point-of-sale solutions, mobile phone swipers, an online payment gateway and virtual terminal, EMV-compatible terminals, and merchant cash advances. PaymentCloud is a good option for adult-oriented online businesses. PaymentCloud provides a dedicated account rep to all new merchants for the life of the account. The company has not received any negative complaints on consumer forums, and it customizes its pricing according to each merchant’s business type and processing history. The BBB does not maintain a profile for PaymentCloud at this time, but CPO gives the company an “A.” For more information, visit the PaymentCloud website or call (888) 506-7859. ACH processing, an online payment gateway, merchant cash advance, and a chargeback management system to help merchants dispute and resolve chargeback claims. eMerchantBroker specializes in serving both retail and online adult stores of all types. The company can also provide an offshore merchant account for escort services as long as they are operating legally, such as in Nevada or Amsterdam. eMerchantBroker.com offers custom pricing for each merchant and maintains a low complaint rate relative to its size and merchant portfolio. Our review of eMerchantBroker gives the company an “A” rating overall and the BBB assigns the company a rating of “A+.” For more information, see the eMerchantBroker website or call (877) 301-3442. Host Merchant Services is a Newark, Delaware-based merchant account provider that is capable of processing payments for U.S.-based adult content providers. The company’s products and services include online marketing tools, an online payment gateway and virtual terminal, mobile credit card processing, gift and loyalty programs, merchant cash advance, and offshore merchant accounts. Host Merchant Services specializes in e-commerce solutions and provides a free website and email address to interested merchants. Host Merchant Services has received only positive feedback on public forums, with most reviewers singling out the company’s customer service for praise. Host offers interchange-plus pricing with no early termination fees to all of its merchants, meaning that users will enjoy the most transparent pricing model and can cancel service without penalty. The BBB gives Host an “A+” rating, and CPO also gives the company an “A+.” For more information, visit the Host Merchant Services website or call (888) 591-9026.
The options below are presented to provide a broader view of adult credit card processing services. They may not have been vetted as thoroughly as the options above.