In the late 2000s, as a broke college student struggling to make ends meet, I was contacted by a merchant services company after uploading my resume to a job listings website. This company promised substantial commissions and ongoing residual income for simply persuading businesses to accept credit card payments. It seemed straightforward enough—after all, what business doesn’t need to process credit card payments? Following a phone interview with a persuasive “sales director,” I found myself embarking on what I believed would be an easy job that would significantly boost my bank account with reliable monthly income and large sales commissions. However, the lessons I learned would profoundly change my life in ways I could never have imagined.
After completing my sales training, I hit the ground running, eager to make sales. This broke college student was determined to improve his financial situation! My first attempt at a cold call, with no prior appointment, ended with a burly man in his 50s yelling at me to leave, claiming he had been “totally robbed” by someone like me before. As I hastily exited, puzzled and intimidated by his reaction, I couldn’t help but wonder what he meant. Throughout the day, I encountered similar hostility from other business owners, all expressing disdain for the industry I had been so excited to join that morning. Confused and curious, I decided to shift my approach from selling to listening.
I quickly uncovered that the merchant services sector was riddled with unethical practices, including hidden fees, deceptive marketing, fine-print traps, and much more. It dawned on me that I had nearly been tricked by a dubious company into selling overpriced services under contracts with long-term commitments, all without being fully aware of what I was promoting. Outraged, I resigned from that company but learned that there were indeed ethical credit card processing companies that treated their clients fairly. Over the next four years, I worked for one such company, assisting hundreds of businesses in securing cost-effective processing solutions. Yet, I also met many more who had been misled and trapped in onerous service agreements. Determined to help people steer clear of these unscrupulous providers, I launched this website in my spare time, dedicating myself to researching and sharing my findings on every merchant account provider I could investigate.
Gradually, more and more business owners began to discover my articles. As word spread, search engines started to rank my content highly, amplifying its reach. My efforts were making a difference! Eventually, the website garnered enough traffic to enable me to leave my job and focus on it full-time, a journey that has now spanned over a decade. This path has not been without its challenges; unscrupulous company owners have tried to intimidate and sue me into silence on several occasions. Yet, I have stood firm against each threat. Here I am, continuing to publish reviews and articles, hoping to safeguard others from the pitfalls of the credit card processing industry.
If you believe in my mission and wish to contribute, please share my articles on your websites and social media. Thank you for visiting!
Mathew
Avoid them if thinking to make wire transfer for air tickets
Avoid it will take weeks before you get any confirmation or may you will just lose your payment
Paula Heath
I think you or your customer Vineylook are very unprofessional. I ordered a product from them over two weeks ago and they refused it because they said you refused my payment. I gave them 2 debit cards with unlimited credit, which they said i had to verify. I sent them copies of the cards they requested and keep getting the same email everyday from them.
What seems to be the problem? I am a business owner with pretty good credit but that shouldn’t be the issue. Please check into this. I would hate to put all of this out on the internet or file a complaint with the BBB.
Alessandro Picello
It is more than two weeks that I am waiting for a refund. i tried to pay for a flight tickets and the transaction apparently failed without the issue of my tickets. The following day Global Collect withdraw my money without any reason and now is more than 10 business day that I have neither my money nor the tickets. Their services has been trmendously bad and furthermore thay are making me wait to have assistance. The amount is 2264.28€ which are a lot to make me wait to have them back.
I absolutely don’t recommend this company to manage your payment at all!!!!!!
This post will help: How to Make Your Payment Processor Release Your Money
-Phillip