PayRover Review

PayRover Logo
full star full star full star full star empty star

How did they treat you? ▼

Note: At the time of this update, the PayRover website is no longer responsive and Google is listing the company as permanently closed. We therefore will no longer be updating this review. As of now, this review is current as of the time of our last update in October of 2019.

Founded in 2009

PayRover is a U.S.-based merchant account provider that has been operating since 2009. There is evidence that the company is partnered with Global Payments in some capacity, possibly as a reseller. The company promotes a feature called its “Raw Cost Platform,” claiming that card transactions are processed at cost with zero mark-up above Interchange. The company also offers a rate calculator that allows merchants to approximate the rates offered between is SaveMeNow and SaveMeLater plans.

PayRover Location & Ownership

PayRover is located at 6080 Center Drive 6th Floor, Los Angeles, California 90045Laura Wagner is listed as the president and founder of PayRover, which does not disclose its acquiring bank on its website.

PayRover Review Table of Contents

  • Costs & Contract: PayRover offers a flat-interchange pricing plan consisting of a fixed monthly fee plus the base cost of each transaction.
  • Complaints & Service: PayRover has received fewer than 10 public complaints.
  • BBB Rating: PayRover has an “F” rating with the Better Business Bureau and has received 0 complaints in the past 3 years.
  • Sales & Marketing: PayRover does not appear to hire independent sales representatives and has not received any complaints about its sales practices.
  • Rates & Fees: How Merchants Got The Best Rates With PayRover

PayRover Customer Reviews

Here's What Their Clients Say

Customer Reviews Summary
Total Online Complaints <10
Live Customer Support Yes
Most Common Complaint N/A

Clean Complaint Record

As of this update, we are unable to locate any PayRover complaints that describe the company as a scam or ripoff. This total lack of negative reviews seems to indicate that the company employs an effective and proactive customer service department.

PayRover Lawsuits

We have not found any outstanding class-action lawsuits or FTC complaints filed against PayRover. Dissatisfied merchants who wish to pursue a non-litigious course of action against the company should consider reporting it to the relevant supervisory organizations.

PayRover Customer Service Options

The company’s website lists a phone number and an email address as contact information, but it is unclear whether these lines of communication are specifically devoted to customer support. PayRover’s support options are not sufficient to qualify it as a top-rated customer service processor at this time.

PayRover Online Ratings

Here's How They Rate Online

Online Ratings Summary
Product & Service Complaints 0
Billing & Collection Complaints 0
Advertising & Sales Complaints 0
Guarantee & Warranty Complaints 0
Delivery Complaints 0

Note: We have adjusted this company’s BBB rating according to our own standards. To better understand why we adjust BBB ratings, please see our Rating Criteria.

No BBB Complaints

PayRover is not an accredited business of the Better Business Bureau and currently maintains an “F” grade. The BBB‘s reason for the rating is for the “unauthorized use of BBB name or trademarks,” likely because PayRover currently has a “BBB Accredited Business” logo on its website. There have been no complaints registered with the company’s BBB profile in the last 36 months. PayRover has also not received any informal reviews on its BBB profile, although it should be noted that these reviews are not subject to verification by the BBB.

A “C” Performance

While the unapproved use of the BBB name does present cause for concern, the company’s spotless complaint record earns it some credit here. We have adjusted the BBB’s rating to a “C” and urge merchants to be skeptical of the BBB’s rating system.

PayRover Fees, Rates & Costs

A Closer Look at The Contract

Cost & Fees Summary
Swiped Rate Interchange-Plus
Keyed-in Rate Interchange-Plus
Virtual Terminal Rate 1.00% - 4.99%
Payment Gateway Undisclosed
SaveMeNow Monthly Fee $99 + $20
SaveMeLater Monthly Fee $49 + $10
Equipment Lease Terms Undisclosed

PayRover Pricing

The PayRover website advertises 2 pricing structures: SaveMeNow (for merchants who process over $10,000 per month) and SaveMeLater (for merchants who process less than $10,000 per month). Under the SaveMeNow plan, merchants pay a flat $99 monthly fee plus $20 for every $10,000 processed that month, and PayRover processes all transactions at the interchange rate. SaveMeLater is a similar structure on smaller scale, in which merchants pay a flat $49 plus $10 for each $1000 processed in a given month and flat interchange for each transaction.

Fixed Monthly Rate

Under both of these plans, merchants should be aware that in addition to paying the advertised flat fees, they will also pay a percentage (the interchange rate attached to a given card) of each transaction’s total. Essentially, PayRover has eliminated the traditional markup on each transaction and replaced it with a fixed monthly cost. This may or may not result in a monthly total that a merchant is willing to pay.

Virtual Terminal and Payment Gateway Pricing

In addition to its storefront payment processing services, PayRover also dedicates a portion of its website to advertising its virtual terminal and payment gateway services. However, pricing is not disclosed on either of those services. Additional rates and fees, including gateway fees, technical support fees, batch fees, and additional transaction rates typically apply to these e-commerce services.

Be Aware of Additional Fees

The PayRover website does not mention any additional fees such as PCI Compliance fees or early termination fees, but it’s possible that these additional costs apply to a PayRover merchant account. Merchants are encouraged to read their contracts carefully and to compare PayRover’s costs to those of the cheapest merchant account providers. The total lack of complaints about the standard PayRover contract merits an “A” in this category by our standards.

PayRover Employee Reviews & Sales Tacitcs

Should You Work For Them?

Jobs & Marketing Summary
Employs Independent Resellers Yes
Advertises Deceptive Rates No
Discloses All Important Terms No

Referral Partnerships

PayRover appears to primarily market itself through referral partnerships with other businesses. There is currently no indication that the company employs independent sales agents, and we are unable to locate any negative PayRover reviews that mention unethical conduct by its sales team.

Multiple Promotions

In an effort to entice business, PayRover incorporates multiple promotions. The company promotes that it offers a referral fee of $200 to merchants who sign-up others for services, as well as a 10% discount. The company also promotes what it called its “GOTCHA GUARANTEE” (in all caps) that advertises a $500 payment to merchants who are charged additional fees.

No Deceptive Advertising

As another point in its favor, the company also does not appear to engage in deceptive advertising strategies. We have therefore awarded it an “A” in this category. However, if you suspect that PayRover is charging you undisclosed fees, we recommend seeking a third-party statement audit to find and eliminate hidden costs.

Our PayRover Review Summary

Our Final Thoughts

A Decent Credit Card Processor

According to our criteria, PayRover rates as a reliable merchant services provider. The company is showing no complaints online and appears to offer a transparent, unconventional pricing model that may or may not save merchants money over their current processors. Merchants are advised to not only calculate their potential savings before contacting PayRover but also to carefully examine their contract terms for any additional fees and compare its terms to top-rated overall credit card processors.

If you found this article helpful, please share it!

Which is Most Important for You?

If you had to pick one, which quality would you say will be the most important with your next credit card processor? Tap or click your selection to register your vote:

  1. Low Transaction Fees
  2. No Monthly Fees
  3. No Contract
  4. Reliable Customer Support
  5. Quick Signup

Testimonials & Complaints

How Did PayRover Treat You?

1 User Reviews

  • Jasper Marjorie

    PayRover has been an absolute game-changer for my business! From the moment I integrated their platform into our payment system, managing transactions has become a breeze. The user-friendly interface and seamless payment processing have saved us valuable time and effort. Our customers also love the convenience of making secure payments with just a few clicks.

    The reliability of PayRover is unmatched; we haven’t experienced any downtime or technical issues since we started using it. Their customer support team is top-notch – always responsive and ready to assist whenever needed.

    Thanks to PayRover, we now have better control over our finances, with detailed analytics and reporting at our fingertips. I can’t imagine running our business without it. I highly recommend PayRover to any company looking for a robust and efficient payment solution. It’s simply the best!

Tell Us How They Treated You

Sharing your experience influences our rating and helps other business owners make informed decisions. Please take a moment to tell us if they are serving you well. Your email address will never be published, shared or sold. We only use it to authenticate that you are a real person and, if you select the option for it, to let you know if someone replies to your comment. Required fields are marked *

Comments must contain details about your experience. Please do not use ALL CAPS. Self-promotion, marketing content, or contact information of any kind will not be published. By submitting a comment, you are agreeing to our Comment Policy


Copyright © 2024, Inc. (Digital Fingerprint: 0d38c6720f0d78a701b74d58653af608). Getting paid to re-write this page? Click here to earn a reward.

Any unauthorized copying and reproduction of the content of this page, including all meta data and computer code, is strictly prohibited. While the information in the above article is believed to be accurate as of its publish date, the author and publisher make no representation or warranties with respect to the accuracy, applicability, fitness, or completeness of the contents. The author and publisher shall in no event be held liable to any party for any direct, indirect, punitive, special, incidental or other consequential damages arising directly or indirectly from any use of this material, which is provided “as is,” and without warranties. Any and all use of trade names and/or marks are for identification purposes only and shall not be construed as a claim of affiliation, or otherwise, with, Inc. ("CPO") in any form. The sole purpose of the material presented herein is to alert, educate, and inform readers. It is not intended as legal or financial advice. We may earn revenue if you obtain services from a provider that we recommend. See this page to learn how we support our operations.