The Truth About Credit Card Payment Services: Full Review

Located in Alberta, Canada, Credit Card Payment Services is a merchant account provider that specializes in serving high-risk business types. Credit Card Payment Services does not disclose whether it is a reseller of a larger credit card processing company, and it may in fact be more of a referral service than a full-featured merchant services provider.

Payment Processing

Credit Card Payment Services processes all major debit and credit cards for high-risk businesses.

ACH and e-Check Processing

ACH (Automated Clearing House) and e-Check processing offer businesses a secure and efficient way to handle electronic payments directly from customers’ bank accounts. These methods are valuable for recurring payments, such as subscriptions or bill payments, as they provide a reliable and cost-effective alternative to credit card transactions. ACH and e-Check processing reduce the need for paper checks, speeding up transaction times and lowering processing costs.

e-Commerce Solutions

e-Commerce solutions are for businesses in the online marketplace. These solutions encompass a wide range of tools and platforms that enable businesses to set up and manage online stores, process digital payments, and handle customer orders with ease.

MOTO (Mail Order/Telephone Order) Payments

MOTO payments are designed for businesses that process transactions without the customer being physically present, typically through mail or telephone orders. This payment method is useful for industries where face-to-face interaction is not feasible, such as catalog sales or over-the-phone services. MOTO payments allow businesses to securely accept credit card information remotely, with the necessary safeguards in place to protect against fraud.

No Complaints Found

We were unable to find any negative Credit Card Payment Services reviews, suggesting a clean track record for the company. Given its status as a small merchant account provider and primarily a referral agent for larger banks, clients likely receive customer support through these partner banks. Consequently, any complaints would likely be directed towards them rather than Credit Card Payment Services. However, there is no evidence to support this hypothesis. If you have personal experiences with Credit Card Payment Services, please share your review with us in the comments below.

Credit Card Payment Services Legal Status

As of our search, there are no ongoing class-action lawsuits or FTC complaints against Credit Card Payment Services. However, it’s important to note that due to its generic name, finding lawsuits against the company can be challenging. Dissatisfied clients seeking alternative resolutions are encouraged to report their concerns to relevant supervisory organizations.

Credit Card Payment Services Customer Support

Merchants researching Credit Card Payment Services should be aware that the company’s generic name may yield reports about unrelated entities. While Credit Card Payment Services provides a customer support phone number on its website, it’s uncertain whether this line caters to active accounts placed with its banking partners. As such, its support channels fall short of qualifying it as a top-rated merchant account provider for customer service.