UPDATED 11/29/2017: The Cyndigo website is no longer active, and the company appears to have closed. If you have any knowledge of whether Cyndigo is still active (including any rebrandings or DBAs), please leave that information in the comment section of this review.
Cyndigo (gocyndigo.com) is a merchant account provider headquartered in Brea, California. The company claims to be “powered by” First Data, indicating that it is likely a reseller of First Data contracts. There is also some evidence that Cyndigo is under the same ownership as or was once affiliated with SalonSwipe. The company offers debit and credit card processing, loyalty cards, point-of-sale devices, and more. Cyndigo also offers customized solutions for restaurants, convenience stores, bakeries, supermarkets, gas stations, and country clubs. Cyndigo is a registered ISO/MSP of Wells Fargo Bank N.A., in Walnut Creek, California, and the company is located at 1033 E Imperial Hwy E9, Brea, California 92821.
Sales & Marketing
Cyndigo appears to primarily market its services through its website and traditional advertising. It is unclear at this time whether the company employs independent sales agents or partners with sub-ISOs. We cannot currently locate any negative Cyndigo reviews that accuse the company’s sales team of unethical conduct, and Cyndigo does not appear to engage in any deceptive advertising strategies in its official materials. We are therefore awarding the company an “A+” rating at this time.
Costs & Contract
There is very little information available about the standard Cyndigo contract at this time. Despite a company representative’s insistence that the two companies are not connected, we are able to locate complaints posted as recently as August 2013 that link Cyndigo to SalonSwipe. This indicates that the company’s contract terms may be similar to those of SalonSwipe, which processes through First Data. The only contract term we have seen quoted in a merchant complaint is a $15 monthly minimum fee, but this is unconfirmed and may vary from merchant to merchant. If you have any knowledge of the standard Cyndigo contract, including early termination fees, PCI Compliance fees, rate structure, and standard service length, please leave that information in the comment section of this review.
Complaints & Service
We are currently able to locate three Cyndigo complaints, one of which describes the company as a ripoff or a scam. All three complaints are related to difficulty canceling the company’s service, and they all express an inability to reach a customer service representative to resolve the issue in a timely fashion. While this is a low complaint rate even for a smaller company like Cyndigo, the recurring theme of poor customer service is a major factor lowering the company’s grade in this category. Cyndigo’s website lists a dedicated phone number and email address; it is unclear at this time whether these lines of communication lead to First Data, SalonSwipe, or Cyndigo.
As of this review, Cyndigo is not listed with the Better Business Bureau. It is unclear whether the company might be listed under another name, and we do not have a great deal of information about the company’s complaint history and contract terms. We will therefore not factor a BBB rating into the company’s overall score at this time.
About Phillip Parker
Hi, I’m Phillip and I’m disgusted by the state of credit card processing in the U.S. and abroad. I believe that the industry has been overrun by people who engage in fraud and deception in order to steal money from hard working business owners. I’ve made it my mission to expose the companies and individuals who engage in predatory marketing, pricing, and contracts, or just provide terrible service. Along with uncovering the bad guys, I’ve also discovered the good guys who do stand out from the status quo. CPO is a website where you will find ratings and reviews of these companies along with advice on how to save money and which service providers consider. Together we can move the industry in a positive direction. If you would like to help support my work, please checkout “Fee Sweep” my eGuide to getting the lowest possible fees when accepting card payments. If you haven’t heard of “interchange” this advice will save you hundreds, even thousands, in processing fees.Schedule a Consultation with Phillip
Related: Phillip’s Top All-Purpose Merchant Account Picks
Copyright & Disclaimer
Copyright © CardPaymentOptions.com, Inc. (Digital Fingerprint: 0d38c6720f0d78a701b74d58653af608). Getting paid to re-write this page? Click here to earn a reward.
Any unauthorized copying and reproduction of the content of this page, including all meta data and computer code, is strictly prohibited. While the information in the above article is believed to be accurate as of its publish date, the author and publisher make no representation or warranties with respect to the accuracy, applicability, fitness, or completeness of the contents. The author and publisher shall in no event be held liable to any party for any direct, indirect, punitive, special, incidental or other consequential damages arising directly or indirectly from any use of this material, which is provided “as is,” and without warranties. Any and all use of trade names and/or marks are for identification purposes only and shall not be construed as a claim of affiliation, or otherwise, with CardPaymentOptions.com, Inc. ("CPO") in any form. The sole purpose of the material presented herein is to alert, educate, and inform readers. It is not intended as legal or financial advice.