QuickBooks POS Merchant Services 2023: Reviews & Complaints

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QuickBooks Point of Sale
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QuickBooks Point of Sale

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Company Overview

QuickBooks Point of Sale is a point-of-sale system offered by Intuit as an extension of its popular QuickBooks accounting software. Quickbooks POS allows businesses to combine their accounting and sales into a seamless package. This system is specifically designed for retail businesses. It can alco serve retailers that have both a brick-and-mortar and e-commerce presence.

QuickBooks Point-of-Sale Overview

In May 2017, QuickBooks terminated its co-branded reseller relationship with Revel Systems, and the company’s current POS solution is a software application called QuickBooks Desktop Point of Sale. QuickBooks Point of Sale is most commonly used in conjunction with other Intuit payment solutions like QuickBooks Payments, but it comes with its own pricing and service terms. The software operates as a PC or tablet POS system.

Location & Ownership

Sasan Goodarzi is the CEO of Intuit, which is headquartered at 2700 Coast Ave, Mountain View, CA 94043. Since Intuit’s products are heavily tied with Green Dot Bank, it is possible that Green Dot Bank is the backing bank for its payment processing services.

Video Summary

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Table of Contents

  • Costs & Contract: Offers three pricing plans for its desktop-based payment software and…
  • Complaints & Service: Has received more than 20 public complaints regarding…
  • BBB Rating: The Better Business Bureau does not maintain a profile for QuickBooks Point of Sale at this time but…
  • Sales & Marketing: Does not appear to hire independent sales representatives and has not received any merchant complaints about its…
QuickBooks point of sale payment processing
QuickBooks Point of Sale offers POS payment solutions
these processors announce that they now sync with quickbooks

QuickBooks Point of Sale Reviews and Complaints

Here's What Their Clients Say

Complaint Summary

Total Online Complaints
Live Customer Support
Most Common Complaint
Product Malfunctions

Moderate Complaint Total

We are currently able to locate over numerous negative QuickBooks Point of Sale reviews across various consumer protection websites. Common complaints include failed or spotty integrations with other services, interface bugs, poor tech support, persistent software and hardware malfunctions, and high fees. In general, dissatisfied users express frustration with the high initial cost of the system and high processing rates.

QuickBooks Point of Sale Lawsuits and Fines

We have not found any outstanding class-action lawsuits or FTC complaints specifically regarding QuickBooks Point of Sale. Dissatisfied merchants who wish to pursue a non-litigious course of action against the company should consider reporting it to the relevant supervisory organizations.

As of 2019 Intuit is facing major allegations and a class-action suit filed by California’s Santa Clara County that the company allegedly duped low-income taxpayers to pay for free tax preparation online. This case is still in litigation, with the most recent update coming in March 2021, when a judge ruled that a $40-million settlement was not enough for consumers in the class.

QuickBooks Point of Sale Customer Support

Intuit offers live customer support during business hours and an FAQ section on its website, and users report varying degrees of success when working with tech support. These service options appear to fall short of our expectations for great payment processing customer service. QuickBooks Point of Sale itself has a low complaint rate for its size, but the overwhelming impression created by business feedback is that it is not an especially cheap or dazzling option.

QuickBooks Point of Sale BBB Rating and Report

Our Better Business Bureau Profile Assessment

QuickBooks Point of Sale does not have a dedicated Better Business Bureau report, so this portion of our review will not be factored into the service’s overall rating. Intuit’s main BBB report, which covers its entire suite of products and services, has an “A+” rating. The majority of the complaints filed with the BBB have not been resolved to the complainants’ satisfaction.

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QuickBooks Point of Sale Fees and Rates

A Closer Look at the Contract

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Cost Summary

POS Basic
POS Multi-Store
Processing Fees

Three Pricing Tiers

Intuit offers a wide variety of payment processing options and seems to change its pricing and terms frequently. At this time, the company charges a one-time fee for Quickbooks POS with three different options:

  • POS Basic – $1,200
  • POS Pro – $1,700
  • POS Multi-Store – $1,900

POS Basic

Quickbooks POS Basic allows a business to accept sales including contactless payments. Additionally, POS Basic includes e-commerce integration for retailers that also have an online store. Businesses can also manage inventory, customer data, and access “basic” reporting. The system works with tablets and integrates with QuickBooks Pro, Premier, and Enterprise Solutions. Additional hardware, such as scanners and receipt printers are sold separately.


Quickbooks POS Pro comes with everything that is included in the Basic plan. The additional $500 cost includes sales and promotional programs such as layaway, gift cards, loyalty and rewards. Businesses can also generate purchase orders, manage employees, payroll, and have access to “advanced” reporting. Advanced reporting includes reports for layaway, sales and work orders, and various employee items.

POS Multi-Store

As the name implies, Quickbooks POS Multi-Store allows businesses to have everything included in Basic and Pro, but with multiple locations. Business owners can manage multiple stores, manage and transfer inventory, and generate store-specific reports.

Point-of-Sale Hardware

Quickbooks sells a variety of hardware credit card processing options. These include full point of sale packages with scanners, printers, card readers, and cash drawers in both black and white for $900. Or, businesses can customize their point of sale by purchasing only the hardware they need. In general, Quickbook’s hardware costs are competitive with industry competitors.

QuickBooks POS Processing Fees

As of this updated review, Quickbooks is no longer publishing the company’s processing rates and fees. This likely indicates that Quickbooks is offering customized processing rates. Generally speaking, such a pricing tactic is designed to charged businesses as much as possible without losing the account. Quickbooks POS reviews from customers, and our own analyzing of their merchant account statements, suggest that processing rates are expensive. Intuit also makes it difficult for other processing company’s to integrate with the accounting software. As such, the company charges high processing rates knowing that it can be headache for businesses to switch processors.   If you are looking for other processing options, see our best credit card processors for Quickbooks integration.

Previosly, Quickbook’s had public facing processing rates as follows: The company’s standard pricing plans consisted of a “Pay As You Go” plan and a “Low Monthly Rates” plan. The Pay As You Go plan did not charge a monthly fee and offered a PIN debit rate of 1%, a swiped rate of 2.7%, and a keyed-in rate of 3.5%. The Low Monthly Rates plan offered a PIN debit rate of 1% plus $0.25, a swiped rate of 2.3% plus $0.25, a keyed-in rate of 3.2% plus $0.25, and a monthly service fee of $19.95.

Monthly, Annual, and Cancellation Fees

Intuit does not mention any PCI compliance fees, monthly minimums, or early termination fees associated with QuickBooks Point of Sale, but that doesn’t mean that these fees don’t apply. Business owners shouldinquire about all possible fees before completely a sign-up. Overall, QuickBooks Point of Sale appears to be much more expensive upfront than its lightweight, cloud-based competitors, but its integration with QuickBooks accounting software and its decent suite of features may make it worth the cost to some businesses. Others should look into top-rated iPad POS options for alternatives. Merchants who are considering QuickBooks Point of Sale should be prepared to operate entirely within Intuit’s closed software ecosystem. We also encourage merchants to check out our list of the providers of the best merchant accounts.

QuickBooks Point of Sale Jobs and Employment

Hiring Standards and Ethical Marketing Assessment

Audit Your Current Statement To Find Its Hidden Fees

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Key Points

Employs Independent Resellers
Advertises Deceptive Rates
Discloses All Important Terms

Marketed Under QuickBooks Umbrella

QuickBooks POS is primarily marketed as a subsidiary service under the QuickBooks umbrella. There does not appear to be a specific outbound sales team dedicated to selling QuickBooks Point of Sale. The service is usually advertised to existing QuickBooks business users and it’s likely that an in-house sales team handles the onboarding of new accounts. This compares favorably to our list of best credit card processors.

No Deceptive Quotes

The QuickBooks Point of Sale website does not list any deceptive rate quotes or unrealistic guarantees, but it also does not offer many itemized pricing details for hardware components or software licenses. There are currently no QuickBooks Point of Sale complaints that accuse the company of engaging in deceptive advertising strategies, and we have accordingly given it an “A” in this section.

QuickBooks Point of Sale Review Summary

Our Final Thoughts and Opinions

Customer QuickBooks Point of Sale reviews indicate an average credit card processing option. There are numerous complaints regarding high fees, software problems, and lackluster customer support.  There is also a high cost to get started with both an expensive software fee and moderate hardware purchases. In most cases, businesses will be paying at least $2,000 just to process their first sale. The benefit of using Quickbooks POS is having all of your sales automatically tracked in your accounting software.

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QuickBooks Point of Sale Competitors

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Customer & Employee Reviews

What Others Are Saying About QuickBooks Point of Sale

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3 Responses

  • David V.

    What we have found to really SUCK is the fact that every couple of ears, we get a notice that we will be required to update our software, which even with the discount offered, costs us thousands of $! Is there a way to get around this?

  • Denise

    QBPOSSHELL stopped working.
    Our company updated to the POS 12, (the newest version) and this is now 2018. The problem still happens about every other work order entered then generating a PO. I am disappointed that Intuit has not figured out how to fix the problem. Restarting the program multiple times is very, very time consuming.


    I am very tired of the poor service from Quickbooks POS.
    Today I was told I have to pay for a broken receipt printer because I didnt send it back.
    I am absolutely sure no one said anything about sending it back although I expected them to send
    me a shipping label to send back. No one ever did so I forgot about it and now
    1) I had the inconvenience of having to sit with lengthy support session to see why it wouldnt work finally finding it was broken.
    2) had to wait for new one come
    3) had poor customer service re sending it back
    4) on top of above I have to pay for the broken one
    5) I called to find out what the charge was and it took about 20 minutes to get the answer — an example of my experience with your service — it just should not take so long. So I am sitting here fuming and looking for any where any way I can write a review on you guys.

    My past experience with support is horrible. I absolutely dread having to call support and have to put aside hours if I do as it commonly takes 1 hour plus and I have gotten to the point where I try really hard to figure it out myself as the time goes on and on and usually do figure it out myself

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About The Author

Phillip Parker is the creator and author behind this website. He has over 15 years of experience in the credit card processing industry as a journalist, consultant, and former merchant account sales professional. He started this project as a blog to expose merchant services providers that engage in predatory business practices, such as deceptive marketing, misleading pricing, and high-pressure sales tactics. His goal is to help business owners find merchant account providers who serve their industry well while offering fair rates with no junk fees and no long-term commitments.

Phillip has researched over 1,000 payment processors and been quoted in numerous high-profile publications, including the Los Angeles Time, INC Magazine, The Atlantic, and the Miami Herald among others.

Need advice on card acceptance? Schedule a consultation with Phillip.

Phillip’s Top Processor Picks:
Retail, restaurant, e-commerce, mobile, professional services, and invoicing, Phillip recommends Helcim and CDG Commerce.

High-risk businesses, Phillip recommends PaymentCloud and Host Merchant Services.

How Our Ratings Work

Please note that our rating system was overhauled on April 26th, 2023. Reviews dated before this date may not score in accordance with the following.

Star Rating Criteria:

At the start of our research, all processors are awarded five stars. We deduct stars if the processor engages in any of the following:

– One star deduction if the processor has any junk fees.

– One star deduction if the processor does not post its pricing clearly on its website.

– One Star deduction if the processor is suffering from moderate client complaints.

– Multiple Star deductions if a processor is suffering from severe complaints, imposes unjust cancellation fees, markets non-cancellable equipment leases, engages in predatory rate pricing, or may be engaged in illegal activities.

Get all of the details regarding out rating criteria here.

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