Best Authorize.Net Merchant Accounts

Integrating Authorize.Net Into Your Payment Processing

Authorize.Net is the most popular payment gateway on the market by a wide margin, and its growth is largely due to the fact that it partners with merchant account providers to resell its services. Merchants who wish to use Authorize.Net for their e-commerce payments have two options: they can open an account directly through Authorize.Net, or they can link Authorize.Net’s payment gateway to the merchant account of an authorized third-party processor. Although both options have their benefits and drawbacks, many merchants prefer to secure a great deal with a third party and then activate an Authorize.Net payment gateway. This option gives brick-and-mortar merchants access to traditional credit card processing options at an affordable price, and it enables existing Authorize.Net users to shop around for rates that are lower than Authorize.Net’s standard pricing. However, it can be difficult to determine which Authorize.Net resellers offer the best combinations of low pricing and quality service.

That’s why we’ve prepared the following list of the top best merchant accounts for Authorize.Net. The providers below are highly rated both by merchants and by third-party reviewers, and they are all authorized resellers of Authorize.Net’s payment gateway. Merchants can obtain competitive pricing as well as point-of-sale solutions, mobile processing options, marketing tools, and other business services through these companies. In order to secure the lowest possible rates and find the company that best serves your business needs, it’s recommended that you contact multiple providers from this list.

Top Picks for Authorize.Net Merchant Services

Host Merchant Services

Host Merchant Services is a Newark, Delaware-based merchant account provider that specializes in e-commerce solutions. The company resells the Authorize.Net payment gateway and also offers complimentary services like automated recurring billing, fraud detection, a secure customer information manager, check acceptance, online marketing tools, gift and loyalty programs, merchant cash advance, and offshore merchant accounts. Host Merchant Services also provides a free website and email address to interested new merchants.

Host Merchant Services has received only positive feedback on public forums, with most reviewers singling out the company’s customer service for praise. Host offers interchange-plus pricing with no early termination fees to all of its merchants, meaning that users will enjoy the most transparent pricing model and can cancel service without penalty. The BBB gives Host an “A+” rating, and CPO also gives the company an “A+.”

For more information, visit the Host Merchant Services website or call (888) 727-4538.

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Host Merchant Services

Low Processing Rates

Month-to-Month Agreement

Approves Most Industries

Sales & Support:

PaymentCloud

Based in Woodland Hills, California, PaymentCloud is a merchant account provider that specializes in serving standard to high-risk business types. The company’s products and services include point-of-sale solutions, mobile phone swipers, an online payment gateway and virtual terminal, EMV-compatible terminals, and merchant cash advances. Powered by Authorize.Net, the virtual terminal offered by PaymentCloud creates a secure portal for one-time transactions and recurring billing payments. The virtual terminal can also generate invoices for customers that can be paid with the simple click of an encrypted hyperlink. Furthermore, PaymentCloud optimizes its virtual terminal by integrating websites with one of its numerous online shopping carts partners, including OpenCart, BigCommerce, Shopify, and many others.

PaymentCloud provides a dedicated account rep to all new merchants for the life of the account. The company has not received any negative complaints on consumer forums, and it customizes its pricing according to each merchant’s business type and processing history. The BBB does not maintain a profile for PaymentCloud at this time, but CPO gives the company an “A.”

For more information, visit the PaymentCloud website or call (888) 506-7859.

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PaymentCloud

Fast Approval of Most Industries

Competitive Rates

No Cancellation Fees

Sales & Support:

CDG Commerce

Privately owned since 1998, CDG Commerce is a merchant account provider that is headquartered in Chesapeake, Virginia. CDG Commerce offers special pricing for its merchants who link their merchant accounts to the Authorize.Net gateway, waiving the setup fee entirely and only charging $15 per month and $.05 per transaction. CDG also offers retail and mobile solutions as well as its own Quantum Gateway as an alternative to Authorize.Net.

CDG Commerce offers fixed per-transaction fees with month-to-month contracts and no early termination fees. The company has a remarkably low complaint total considering the fact that it has been in business and growing since 1998 and has retained the same ownership during that time. Our review of CDG Commerce gives the company an “A+” rating, and the BBB also gives CDG Commerce an “A+.”

For more information, see the CDG Commerce Website or call (888) 393-1079.

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CDG Commerce

Low Rates & Fees

No Cancellation Fees

Compatible With Numerous Apps

Sales & Support:

Additional Options

Shopify

Shopify is primarily known as an e-commerce platform for online merchants, but the company also offers a point-of-sale software solution for iPad and iPhone. Shopify supports integration with the Authorize.Net gateway. The Shopify POS app can accept cards via a headphone jack card swiper, or a $129 EMV reader and includes features like inventory syncing with a web store, emailed receipts, automatic tax calculations, basic email marketing, and in-store refunds. These online payment options and the familiarity of the Shopify brand are great for merchants who will feel safe and comfortable using the service.

The Shopify payment service can also be paired with a Shopify online store, which comes with numerous customization options. Shopify POS is a great fit for merchants who would like to accept payments on-site using their phones as well as through online billing. Shopify has an “A+” rating with the BBB, and we give it an “A+” rating as well.

For more information, visit the Shopify website or call (888) 746-7439.

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Shopify

Easy to Use Store Builder

Integrated Payment Options

Mobile and Point-of-Sale Options

National Processing

National Processing offers several small business processing options and can assist merchants with integrating with the Authorize.Net payment gateway. The company offers two pricing options: one an interchange-plus program or a “zero-fee” program, both of which offer competitively priced rates.

National Processing has a clean reputation with just one complaint filed in the last three years, which is not concerning in nature. Our independent review finds National Processing to be a solid option for most merchants needing processing through Authorize.Net.

For more information, see the National Processing website or call (385) 777-1235.

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National Processing

Best Option For Clover POS

Competitive Rates & Fees

Highly Rated Customer Service

Sales & Support:

Copyright

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Phillip Parker
Phillip Parker
Credit Card Processing
4 min read
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