Best Merchant Accounts for Fitness Centers

Finding The Right Credit and Debit Card Processor for Gyms and Fitness Centers

Fitness centers and gyms mainly accept credit cards through automated billing systems, but they can also use a virtual terminal or point-of-sale system to process non-member payments at the door. In addition to these fundamental merchant account services, your health club might also benefit from features like client management software integration, online marketing tools, and mobile payment processing for trainers. Of course, it’s also nice to land a deal that minimizes your costs without locking you into expensive long-term agreements.

To help you find the right fit for your gym, we’ve put together the following list of the best merchant account providers for fitness centers. The providers on this list are able to provide recurring billing options, e-commerce solutions, virtual terminals, and other useful services for fitness clubs at a reasonable cost. More importantly, though, they all consistently receive positive feedback from merchants and third-party reviewers. In order to make sure you get the best deal for your wellness center, be sure to contact several providers on this list and compare their features and pricing.

Top Picks for Merchant Services for Fitness Centers

Host Merchant Services

Host Merchant Services is a Newark, Delaware-based merchant account provider that is well-suited for fitness centers of all sizes. The company’s products and services include point-of-sale solutions, online marketing tools, an online payment gateway and virtual terminal, custom software integration, mobile credit card processing, gift and loyalty programs, and merchant cash advance. Host Merchant Services specializes in e-commerce businesses and provides a free website and email address to interested merchants. Host is an excellent option for gyms that would like robust in-store payment options as well as a strong online presence.

Host Merchant Services has received only positive feedback on public forums, with most reviewers singling out the company’s customer service for praise. Host offers interchange-plus pricing with no early termination fees to all of its merchants, meaning that users will enjoy the most transparent pricing model and can cancel service without penalty. The BBB gives Host an “A+” rating, and CPO also gives the company an “A+.”

For more information, visit the Host Merchant Services website or call (888) 727-4538.

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Host Merchant Services

Low Processing Rates

Month-to-Month Agreement

Approves Most Industries

Sales & Support:

PaymentCloud

Based in Woodland Hills, California, PaymentCloud is a merchant account provider that specializes in serving standard to high risk business types. The company’s products and services include point-of-sale solutions, mobile phone swipers, an online payment gateway and virtual terminal, EMV-compatible terminals, and merchant cash advances. These features allow merchants to automated recurring payments for memberships as well as process one time payments. PaymentCloud’s POS offering also enabled fitness centers to keep track of supplements, apparel, and other items they sell. For these reasons, PaymentCloud is a great option for fitness centers.

PaymentCloud provides a dedicated account rep to all new merchants for the life of the account. The company has not received any negative complaints on consumer forums, and it customizes its pricing according to each merchant’s business type and processing history. The BBB does not maintain a profile for PaymentCloud at this time, but CPO gives the company an “A.”

For more information, visit the PaymentCloud website or call (888) 506-7859.

PaymentCloud Logo

PaymentCloud

Fast Approval of Most Industries

Competitive Rates

No Cancellation Fees

Sales & Support:

National Processing

Active since 2008, National Processing is a merchant account provider leading the industry’s move toward flat-rate, subscription-style pricing. The company’s products and services include EMV-compatible countertop terminals, a virtual terminal, an online payment gateway, an online shopping cart, mobile phone processing, QuickBooks integration, online invoicing, and recurring billing. National Processing is capable of serving all gyms and fitness centers and offers a comprehensive dashboard for tracking all payments and customers.

National Processing offers multiple pricing plans with different rates. Merchants can select either a plan that charges a flat fee on all transactions or a plan that charges a fixed monthly fee plus a fixed per-transaction dollar amount above interchange. In other words, merchants can choose whether or not they are charged a percentage markup on each transaction. National Processing currently has an “A” rating on CPO and an “A+” rating with the Better Business Bureau.

For more information, visit the National Processing Website, or call (385) 777-1235.

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National Processing

Best Option For Clover POS

Competitive Rates & Fees

Highly Rated Customer Service

Sales & Support:

Additional Options

CDG Commerce

CDG Commerce is a Chesapeake, Virginia-based merchant account provider that offers retail, mobile, and e-commerce solutions for fitness clubs. The company’s products include credit card terminals, an online payment gateway and virtual terminal, fraud protection, a chargeback dispute resolution system, tokenized payments, ACH processing, and recurring billing. CDG Commerce is a good option for gyms that would like to accept payments online and in person using a simple, fully integrated solution.

CDG Commerce was founded in 1998 and has consistently maintained a positive reputation among merchants and third-party reviewers since then. The company currently has an “A+” rating from CardPaymentOptions.com and an “A+” from the BBB.

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CDG Commerce

Low Rates & Fees

No Cancellation Fees

Compatible With Numerous Apps

Sales & Support:

Shopify

Shopify offers chargeback recovery, email marketing, rewards programs, and an iPad-based point-of-sale application that merchants can use to accept payments in-person. Shopify offers month-to-month pricing plans with variable pricing and product tiers. Gyms and fitness centers that do not maintain robust brick and mortar storefronts and rely heavily on e-commerce and online product sales can benefit greatly from Shopify’s easy online merchant account services.

The company provides phone, email, and live chat support to all of its merchant tiers and enjoys very few online complaints despite its massive user base. The BBB gives Shopify an “A+” rating at this time, while CardPaymentOptions.com awards the company an “A.”

For more information, visit the Shopify website.

shopify logo

Shopify

Easy to Use Store Builder

Integrated Payment Options

Mobile and Point-of-Sale Options

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Phillip Parker
Phillip Parker
Credit Card Processing
4 min read
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