Overview
In this review, we take a closer look at Advanced Merchant Services (AMS), a reseller of First Data (now Fiserv) products and Clover® POS systems that provides payment processing solutions to standard-risk domestic businesses. Our analysis covers their services in detail, including rates, fees, and contract terms, along with available EMV-ready terminals and POS options through Clover®. We also consider customer experiences and business practices to give merchants a balanced view of how AMS operates and what to expect when working with them.
Common Complaints and Telemarketing Tactics
Many customers have expressed dissatisfaction with AMS, particularly regarding their aggressive telemarketing strategies. By examining industry ratings and employee reviews, we can offer a well-rounded view of the company’s reputation in the market.
Payment Processing and Technology Solutions
AMS offers payment processing services, technology solutions, and customer support options. We will break down the pros and cons of these offerings. Additionally, we will discuss the effect of the Visa and MasterCard lawsuit settlement on merchants. Customer reviews and AMS's legal history will also be evaluated to give a clearer picture of the overall client experience.
Contract Terms and Pricing Variability
AMS’s contract terms, pricing structures, and the costs of their virtual terminal and payment gateway services are important considerations for merchants. We will review these factors in detail, providing insight into pricing variability and how it may impact business operations.
AMS's Marketing and Sales Practices
Lastly, we will discuss AMS's marketing approach, employee experiences, and allegations of misleading sales tactics. We will assess their business development strategies and how they engage with customers. The goal of this review is to help businesses make informed decisions when considering AMS as a payment processing partner.







