In the late 2000s, as a broke college student struggling to make ends meet, I was contacted by a merchant services company after uploading my resume to a job listings website. This company promised substantial commissions and ongoing residual income for simply persuading businesses to accept credit card payments. It seemed straightforward enough—after all, what business doesn’t need to process credit card payments? Following a phone interview with a persuasive “sales director,” I found myself embarking on what I believed would be an easy job that would significantly boost my bank account with reliable monthly income and large sales commissions. However, the lessons I learned would profoundly change my life in ways I could never have imagined.
After completing my sales training, I hit the ground running, eager to make sales. This broke college student was determined to improve his financial situation! My first attempt at a cold call, with no prior appointment, ended with a burly man in his 50s yelling at me to leave, claiming he had been “totally robbed” by someone like me before. As I hastily exited, puzzled and intimidated by his reaction, I couldn’t help but wonder what he meant. Throughout the day, I encountered similar hostility from other business owners, all expressing disdain for the industry I had been so excited to join that morning. Confused and curious, I decided to shift my approach from selling to listening.
I quickly uncovered that the merchant services sector was riddled with unethical practices, including hidden fees, deceptive marketing, fine-print traps, and much more. It dawned on me that I had nearly been tricked by a dubious company into selling overpriced services under contracts with long-term commitments, all without being fully aware of what I was promoting. Outraged, I resigned from that company but learned that there were indeed ethical credit card processing companies that treated their clients fairly. Over the next four years, I worked for one such company, assisting hundreds of businesses in securing cost-effective processing solutions. Yet, I also met many more who had been misled and trapped in onerous service agreements. Determined to help people steer clear of these unscrupulous providers, I launched this website in my spare time, dedicating myself to researching and sharing my findings on every merchant account provider I could investigate.
Gradually, more and more business owners began to discover my articles. As word spread, search engines started to rank my content highly, amplifying its reach. My efforts were making a difference! Eventually, the website garnered enough traffic to enable me to leave my job and focus on it full-time, a journey that has now spanned over a decade. This path has not been without its challenges; unscrupulous company owners have tried to intimidate and sue me into silence on several occasions. Yet, I have stood firm against each threat. Here I am, continuing to publish reviews and articles, hoping to safeguard others from the pitfalls of the credit card processing industry.
If you believe in my mission and wish to contribute, please share my articles on your websites and social media. Thank you for visiting!
Meredith Bullock
Their website promises a human will answer during business hours. NOT TRUE! I have closed the bank account used for credit card receipts and need to inform them of the new account so we can process our credit card transactions. No one will call me back.
Brad Shipp
We use Netcome PaySystem and have been very happy with their service and the system. I would recommend to anyone that wants to save a lot of money on their credit card processing.
They are very helpful and never have any issues with our transactions.
Michael Mack
PCI Compliance fees were just added as of today – 8-16-2016. $9.95 per month for some product called DataGuardian – and the cost is mandatory. Up till now we rated this company 5 stars. Excellent service. Now with the added $120 per year we will be looking elsewhere. Hopefully they will update their review descriptions to show this newly added PCI fee – which is exactly what this is.
Mary
Does Netcom Paysystem have an app that integrates with Quickbooks Online yet?
Robert
They can integrate with QB in general but not QB POS or QB online. Those are proprietary to Intuit and they don’t let anybody in.
Ron Burroughs
Netcom has helped my business greatly. With their program I have been able to eliminate PCI fees, they have put me on a very fair pricing program, service has be very professional and I’m not locked into any contract. I would recommend them to any business that’s looking for a better all around program. Reach out to them, they actually call you back, unlike my old credit card company.
Marilyn Walker
We use Netcom for 3 companies that we own and have been using them for about 15 months. We are saving a considerable amount of money. We have never experienced any issues since switching to Netcom…I just wish we had done it sooner!
Marilyn Walker
Controller
New South Publishing, Inc.
Blush Publications, LLC
Baseline Network, LLC
Kay Perret
I spent several hours online this morning researching credit card-processing companies. I looked at seven companies total, and Sam at Netcom PaySystem stood head and shoulders above all the others. Prompt responses to all my questions, friendly (even in ‘chat mode’), and professional. Reasonable pricing all upfront, no hidden costs.
I would highly recommend this company to anyone who has numerous credit card transactions per month.
Kay Perret
Dancing Brush Painting