Google’s All-in-One Payment App
Launched in February 2018, Google Pay is a service from Google that combines the company’s Google Wallet and Android Pay services into one app.
Google Pay Payment Processing
Google Pay enables users to send peer-to-peer payments (via a sub-service called Google Pay Send that operates like Venmo or Square Cash), make in-app purchases, buy from websites, store loyalty and rewards cards, and make NFC payments in-store at participating retailers. Google plans to eventually integrate Google Pay into all of its products, including Google Chrome and Google Assistant.
Google Pay can store debit and credit card information from most major banks, and it can also store a user’s PayPal account details. The service can be integrated with e-commerce websites for free, and it does not add fees to in-store purchases above the fees that automatically come with processing a customer’s linked cards. In other words, it is free for anyone to use at any time. Users should be aware that Google Pay’s peer-to-peer payment service only works with debit cards and does not allow credit card transactions.
Google Pay Review Table of Contents
- Costs & Contract: Google Pay is free to use with no contractual commitments.
- Complaints & Service: Google Pay has received more than 10 user complaints outside of the Google Play store, where it averages a 4.4 rating.
- BBB Rating: Google Pay does not have a profile with the Better Business Bureau at this time.
- Sales & Marketing: Google Pay provides its app and service for free and does not appear to engage in outbound sales.