Profile: Brian Bentley

December 30, 2016

We take our role in providing guidance and education regarding the card payment industry very seriously. At our own expense, we have vigorously defended our right to continue expose unethical and predatory practices in the industry, successfully defeating every attempt to silence us. However, fending off frivolous lawsuits is costly. To sustain these efforts, one of the ways we generate revenue is through affiliate partnerships with ethical providers. This means that some of our outgoing links connect business owners to trustworthy, low-cost payment processors, which is what most of our readers seek. We see this revenue channel as a win-win-win for everyone involved. Business owners find good processors, processors get good clients, and we are able to continue to provide a valuable service to the small business community. We also recommend and link to many services that do not compensate us. Our priority is to guide you to the best solutions for your needs, regardless of potential revenue. If you have questions, please feel free to contact us.

All mentions of rate and fee costs are estimations based on publicly available information and client feedback. Actual costs may vary based on a variety of factors unique to your business.

Brian Bentley Overview

*We are offering rewards for any information regarding companies that Brian Bentley is involved with in the credit card processing industry. Please contact usfor more information.

Brian Bentley is the manager of International Payment Services, which is the parent company of PrimePay Global and ElitePay Global. Alongside his brothers Adam Bentley and Andy Bentley, he served as an executive-level employee at PrimePay Global and ElitePay Global for the duration of their operations. There is also some evidence linking the Bentleys and other former ElitePay Global employees to Ironwood Payments and One For Merchants, two newer merchant account providers that came into existence around the time that ElitePay Global became inactive. Ironwood Payments has since demonstrated that it has severed ties with the Bentleys and terminated all former ElitePay Global employees from its staff. Brian is believed to reside in the Providence or Salt Lake City area of Utah.

Known Positions Held

Manager at International Payment Services, an LLC in Henderson, Nevada, from 2005-present
Manager at ElitePay Global, a Utah-based LLC
Manager at PrimePay Global, an Illinois-based LLC
Prior to entering the merchant services industry, it is believed that Brian Bentley was a janitor at a hospital in Salt Lake City

Education

Unknown

Legal Issues

International Payment Services (under the direction of Brian Bentley) was the plaintiff in International Payment Services v. CardPaymentOptions.com, a lawsuit filed against this website alleging trademark infringement. International Payment Services lost via a Summary Judgement, resulting in a decisive victory for CardPaymentOptions.com. Details of the case are outlined in our ElitePay Global review.
International Payment Services formerly operated under the name PrimePay Global. In 2012, the company was sued by PrimePay for trademark infringement and lost, resulting in the switch to the ElitePay Global name.
International Payment Services is the plaintiff in an October 2016 lawsuit filed against Ironwood Payments in which International Payment Services accuses Ironwood Payments of failing to make a $4 million dollar payment as a condition of Ironwood’s acquisition of ElitePay Global’s payment processing portfolio. Details of the case and its outcome are outlined in our Ironwood Payments review.
Brian Bentley, Andrew Bentley, Adam Bentley, and International Payment Services are among the defendants in a December 2016 class action lawsuit filed by merchants in Illinois’ Northern District Court. The lawsuit alleges that Ironwood Financial illegally recorded sales calls containing sensitive financial information without the consent of merchants. The outcome of the case is currently pending.

Other Notable Items

According to the Nevada Secretary of State’s office, a Brian Bentley is listed as an officer at the following registered business names:

BDB ENTERPRISES LLC
BDB LAND HOLDINGS LLC
3B VENTURES LLC
SABRA-M PROPERTIES, LLC
IVG-M PROPERTIES, LLC
BDB-O PROPERTIES, LLC
JCB-M PROPERTIES LLC
BDB-M PROPERTIES LLC
INTERNATIONAL PAYMENT PROCESSING, LLC
BENTLEY FINANCIAL SERVICES, INC.
CVB HOLDINGS LLC
SINE METU PROPERTIES LLC
ALLAGASH HOLDINGS LLC
BBA ENTERPRISES LLC
OMEGA HOLDINGS LLC
JCB VENTURES LLC
BREIT LING PROPERTIES LLC
TISSOT PROPERTIES LLC
IVG ENTERPRISES LLC
CHOPARD PROPERTIES LLC
ICB PROPERTIES LLC
LAX PROPERTIES LLC
JCB-O PROPERTIES LLC
ICB-M PROPERTIES LLC
ICB-O PROPERTIES LLC

This profile consists of information obtained through independent research. If you have any additional information to add to this profile, please share it in the comment section below.

About Us

CardPaymentOptions.com

Established 2009

My name is Phillip Parker, and I started this website back in 2009 as a simple blog to call out shady credit card processors that were taking advantage of small business owners. At the time, I had no idea this side project would grow into a leading voice pushing for transparency and integrity in the payment processing industry. I also didn't anticipate just how far some of these companies' owners would go to try to silence me.

I was recruited out of college for a sales role with a credit card processor. At the time, I didn't realize the “training” was really about tricking me... into selling business owners expensive processing with hidden fees and long-term service agreements. In my first few sales, I unknowingly cost friends and family thousands of dollars after they trusted me to switch their services. When it finally clicked that something was seriously wrong, I was furious. I quit immediately and made a promise to expose that company and any others operating the same way. That promise is what led to the creation of this website.

As I wrote about these processors, their tactics, and the people behind them, the articles started to spread among business owners. News organizations picked up the stories, readers shared them online, and traffic to the blog took off. Unsurprisingly, that also caught the attention of the companies and individuals I was exposing.

Over the last 17 years, I've received several anonymous death threats and defeated four lawsuits meant to intimidate me into taking my blog down. Their efforts to muzzle me only made my determination to expose them even stronger, leading me to work with state authorities to help shutdown some of the worst offenders.

I'm proud to say that of the millions of people who have read my work, thousands have taken the time to write and thank me for helping them narrowly avoid a very costly mistake. This blog has played a small role in pushing the industry toward more ethical practices - but there are still bad actors out there, which means the work isn't done.

If I can offer one piece of advice, it's this: get every promise in writing, and take the time to review contracts carefully. Tools like ChatGPT can help surface red flags and uncover expensive surprises buried in the fine print.

If you've made it this far, thank you for reading. I truly appreciate you being here, and I wish you every success with your business.

Our Research Methodology

Pricing & Fees

We analyze all costs including rate structures (interchange-plus, tiered, flat-rate, etc), monthly fees, equipment costs, early termination fees, and hidden charges. This data is gathered from service agreements, statements and client feedback.

Features & Technology

Evaluation of POS systems, e-commerce integrations, mobile capabilities, reporting tools, recurring billing..., and developer resources. When possible, we directly test services and hardware. Otherwise, we rely on client feedback and public information.

Customer Support

We evaluate availability across phone, email, chat, and social channels. Measuring hold times, night and weekend availability, and client feedback regarding effectiveness, professionalism, and resolution rates.

Contract Terms & Conditions

We review service agreements and equipment contracts for reasonability, transparency, and fairness. We focus on uncovering any predatory clauses, such as unjustified early termination fees, hidden costs, and unclear cancellation policies.

User Experience

We comb the internet and interview current and former clients to evaluate the overall user experience and identify any common pain points that may impact the user experience.

Sales & Marketing Practices

We evaluate sales tactics, marketing materials, and client feedback to determine the level of transparency and ethical nature of the provider's approach. Does the provider publicly disclose pricing? Do they use teaser rates? We score based on these and other factors.

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