Best Merchant Accounts for Landscapers

Here is the illustration of a landscaper at work in a beautifully maintained garden.

Finding the Right Credit and Debit Card Processor for Your Landscaping Business

Whether you are an independent landscaper or the owner of a landscaping business, finding a credit card processing solutions can sometimes feel like fitting a square peg into a round hole. Conventional merchant accounts often come with excessive features, monthly fees, and long-term contracts, while free mobile apps can provide inadequate customer service and end up holding your funds. As if these issues weren't enough, there are also numerous money-hungry credit card processors that simply want to mislead you into the most expensive contract possible.

To help you avoid a negative experience and find the right fit, we've put together the following list of the best merchant accounts for landscapers. The companies on this list offer simple invoicing tools, mobile payment apps, virtual terminals, and other features that can streamline your everyday business operations and keep your customers' payments coming in regularly. More importantly, the companies on this list are known for their low-commitment contracts with transparent pricing and quality customer service. To find the right provider for you, be sure to research each processor's products and features and compare pricing and terms.

How to Select the Best Landscaper Credit Card Processor

As a landscaping business owner in the USA, there are several factors to consider when selecting the best credit card processor for your business. Here are some of our specific considerations for the landscaping industry.

Acceptance of Chip-and-PIN Cards

With the rise of chip-and-PIN cards, it's essential to choose a credit card processor that can accept these types of payments. This is particularly important in the landscaping industry since you may be accepting payments on-site and outside of your office.

Mobile Payments

In the landscaping industry, you may be working on various job sites, and you'll want to be able to accept mobile payments easily. Look for a credit card processor that offers a mobile app or card reader that can be used on a smartphone or tablet.

Integration with Your Business Software

Many landscaping businesses use specialized software to manage their jobs, scheduling, and invoicing. Consider a credit card processor that can integrate with your existing business software to make payments more accessible and to streamline your accounting processes.

High Transaction Limits

As a landscaping business owner, you may have higher-than-average transaction limits due to the nature of your work. Make sure your credit card processor can accommodate high transaction limits without extra fees or restrictions.

Competitive Credit Card Processing Fees

Credit card processing fees can add up quickly, so look for a provider that offers competitive fees for your volume of transactions. Consider monthly fees, per-transaction fees, chargeback fees, and any other fees associated with processing payments.

Dependable Customer Service and Support

As with any business, customer service and support are crucial when choosing a credit card processor. Look for a provider that offers 24/7 customer support and that has a reputation for excellent customer service.

Fraud Prevention and Security

With the high volume of payments processed in the landscaping industry, you'll want to choose a credit card processor that prioritizes fraud prevention and security. Look for providers that offer features such as tokenization and encryption to protect your customers' payment information.

By considering these factors, you can select the best credit card processor for your landscaping business and ensure that you're providing your customers with a safe, secure, and convenient payment experience.

Top Picks for Merchant Services for Landscapers

helcim logo

#1 Helcim

Top Choice for Landscaping Merchant Services

Helcim is a merchant account provider headquartered in Alberta, Canada, and Seattle, Washington. The company provides merchant services and credit card processing to both U.S. and Canadian businesses. Helcim offers traditional payment processing equipment as well as a feature suite called “Helcim Commerce,” which is intended to serve as an all-in-one business management solution for merchants across all of their sales channels.

Helcim: The Ideal Payment Processor for Landscaping Businesses

If you own a landscaping business, accepting credit card payments is a must. Customers expect it and not offering this option can hurt your bottom line. That's where Helcim comes in. Helcim is an excellent payment processing solution that caters to small businesses, including landscaping companies.

Diverse Payment Options

One of the standout features of Helcim is its ability to accept payments online, in-person, and on-the-go. This flexibility is especially useful for landscaping businesses as they often work on-site and need a payment processing solution that can keep up with their mobile operations. With Helcim, you can process payments from anywhere with an internet connection, whether you're at a client's home or office.

Transparent Pricing and No Hidden Fees

Another benefit of using Helcim is its cost-effectiveness. Helcim offers transparent pricing with no hidden fees, which means you know exactly what you're paying for. This is particularly useful for small businesses with tight budgets. Additionally, Helcim's pricing is competitive, so you can save money while still getting top-quality payment processing services.

Excellent Customer Service

Helcim also offers excellent customer support. As a small business owner, you don't have the time or resources to deal with payment processing issues. With Helcim, you can rest easy knowing that if you encounter any problems, their customer support team is available to help you resolve them quickly and efficiently.

If you're a landscaping business owner looking for a reliable and affordable payment processing solution, Helcim is an excellent choice. With its flexibility, transparent pricing, and top-notch customer support, Helcim is an all-in-one solution that can help streamline your payment processing operations and take your business to the next level.

Host Merchant Services logo

Host Merchant Services

Best Credit Card Processor for Landscapers

Host Merchant Services is a Newark, Delaware-based merchant account provider that is well-suited for landscaping operations of all sizes. The company's products and services for landscapers include a virtual terminal, online marketing tools, and a free mobile credit card processing for iPhone, iPad, and Android devices. The company also offers a free website and business-class email to interested applicants. Host Merchant Services is a good option for independent landscapers as well as larger landscaping businesses.

Host Merchant Services has received only positive feedback on public forums, with most reviewers singling out the company's customer service for praise. Host offers interchange-plus pricing with no early termination fees to all of its merchants, meaning that users will enjoy the most transparent pricing model and can cancel service without penalty. The BBB gives Host an “A+” rating, and CPO also gives the company an “A+.”

Why Host Merchant Services is the Best Choice for Landscape Payment Processing

If you run a landscaping business, you know how important it is to be able to accept credit card payments from your customers. That's why you need a reliable credit card processing service that can handle all of your transactions quickly and securely. Host Merchant Services is a great option for landscape payment processing, and here's why:

Customizable Payment Solutions

Host Merchant Services understands that every business has unique payment processing needs, and they offer customizable solutions to fit those needs. With their advanced payment processing technology, you can easily accept credit card payments from your landscaping customers both online and in-person.

Low Fees and Rates

As a small business owner, you need to keep your costs low without sacrificing quality. Host Merchant Services offers some of the lowest fees and rates in the industry, making it a budget-friendly option for your landscaping payment processing needs.

Fast and Secure Transactions

With Host Merchant Services, you can expect fast and secure transactions every time. Their payment processing technology is equipped with the latest security features to ensure that your customers' payment information is protected at all times.

Exceptional Customer Support

Host Merchant Services provides exceptional customer support to all of their clients, including 24/7 technical support and a dedicated account manager. As a landscaping business owner, you can rest assured that any issues or concerns you have will be addressed promptly and professionally.

Host Merchant Services is the best choice for landscape payment processing. With their customizable payment solutions, low fees and rates, fast and secure transactions, and exceptional customer support, you can trust that your payment processing needs will be met with ease and efficiency.

For more information, visit the Host Merchant Services website or call (888) 727-4538.

PaymentCloud Logo


Top Choice for Landscaping Merchant Services

Based in Woodland Hills, California, PaymentCloud is a merchant account provider that specializes in serving standard to high-risk business types. The company's products and services include point-of-sale solutions, mobile phone swipers, an online payment gateway and virtual terminal, EMV-compatible terminals, and merchant cash advances. These features allow landscapers to accept payments on-site using their phones as well as through online billing. For those reasons, PaymentCloud is a good option for landscapers.

PaymentCloud provides a dedicated account rep to all new merchants for the life of the account. The company has not received any negative complaints on consumer forums, and it customizes its pricing according to each merchant's business type and processing history. The BBB does not maintain a profile for PaymentCloud at this time, but CPO gives the company an “A.”

PaymentCloud: The Ideal Credit Card Processor for Landscaping Businesses

As a small business owner in the landscaping industry, accepting credit card payments is essential for attracting and retaining customers. However, finding a reliable and affordable credit card processor that can meet the unique needs of your business can be a daunting task. PaymentCloud is a reputable credit card processing service that specializes in providing customized solutions for businesses like yours.

Customized Payment Solutions for Landscaping Businesses

PaymentCloud understands that not all businesses are the same, and therefore, they offer tailored solutions to meet the specific needs of your landscaping business. Whether you need to process payments in-person or online, PaymentCloud has got you covered. With its innovative technology, you can accept payments securely and efficiently, without any interruption in your daily operations.

Streamlined Payment Processing for Faster Transactions

Time is of the essence in the landscaping business, and PaymentCloud recognizes this. That's why they offer streamlined payment processing solutions that allow you to complete transactions faster, saving you time and increasing customer satisfaction. With PaymentCloud, you can accept payments from anywhere, anytime, and on any device. Plus, their advanced fraud detection tools ensure that every transaction is secure, protecting both you and your customers.

Affordable Credit Card Processing Fees for Landscaping Businesses

Landscaping businesses need a credit card processor that offers affordable rates, without compromising on quality. PaymentCloud provides competitive rates that are tailored to meet the needs of small businesses, ensuring that you can keep more of your hard-earned profits. With PaymentCloud, you can benefit from transparent pricing, with no hidden fees or surprises.

PaymentCloud is a reliable and affordable credit card processing service that provides customized solutions for landscaping businesses. With its innovative technology, streamlined payment processing, and competitive pricing, PaymentCloud is the ideal choice for small businesses looking to accept credit card payments from customers who are buying landscaping services. So, if you want to simplify your payment processing and enhance your customer experience, PaymentCloud is the way to go.

For more information, visit the PaymentCloud website or call (888) 506-7859.

cdg commerce logo

CDG Commerce

Top Rated for Landscaping Merchant Accounts

Located in Chesapeake, Virginia, CDG Commerce is a great option for standard-risk merchants of all sizes and types. CDG has been privately owned since 1998 and offers a proprietary payment gateway (as well as a discount on Authorize.Net's payment gateway), a virtual terminal, QuickBooks integration, mobile phone processing, sales reporting, security breach protection, and vulnerability scanning. CDG Commerce is ideal for landscapers that require a simple, low-cost, integrated retail or online processing solution.

CDG Commerce only charges a low, fixed fee per transaction and offers competitive contractual terms, including no annual fees, monthly minimums, or termination fees. CDG also offers next-day funding to most business types. CDG has earned an “A+” rating in our review as well as an “A+” rating with the BBB.

CDG Commerce: A Top Choice for Landscape Payment Processing

As a small business owner in the landscaping industry, accepting credit card payments is crucial for keeping up with the demands of modern customers. CDG Commerce offers a range of payment processing solutions specifically designed for businesses in the landscaping industry, making them a top choice for small business owners who need reliable payment processing services.

Low Transaction Fees

One of the key benefits of CDG Commerce for landscape payment processing is their low transaction fees. This can be especially beneficial for businesses in the landscaping industry that often process larger transactions due to the nature of their work. With CDG Commerce, business owners can keep more of their hard-earned revenue, which can be reinvested into the business to fuel growth and expansion.

Designed for the Landscaping Industry

Another advantage of CDG Commerce for landscape payment processing is their suite of features designed for businesses in the landscaping industry. This includes the ability to accept payments online, in-person, and through mobile devices, as well as the option to set up recurring payments for ongoing landscaping services. Additionally, CDG Commerce offers a range of security measures to protect both the business and their customers' payment information, such as encryption and fraud prevention tools.

Exceptional Customer Service

Finally, CDG Commerce's exceptional customer service makes them a top choice for small business owners in the landscaping industry. Their team of experts is available 24/7 to answer questions and provide support, ensuring that business owners can focus on running their business without worrying about payment processing issues.

CDG Commerce is an excellent choice for small business owners in the landscaping industry who need reliable payment processing services. With their low transaction fees, industry-specific features, and exceptional customer service, business owners can feel confident in their ability to accept payments and grow their business.

For more information, see the CDG Commerce website or call (888) 393-1079.

Additional Options

Shopify Logo


Shopify is primarily known as an e-commerce platform for online merchants, but the company recently launched a point-of-sale software solution for iPad and iPhone. The Shopify POS app can accept cards via a headphone jack card swiper or a $129 EMV reader and includes features like inventory syncing with a webstore, emailed receipts, automatic tax calculations, basic email marketing, and in-store refunds. The service can also be paired with a Shopify online store, which comes with numerous customization options. Shopify POS is a great fit for landscapers who would like to accept payments on-site using their phones as well as through online billing.

Shopify offers month-to-month pricing plans with variable pricing and product tiers. The company is headquartered in Ottawa, Ontario, and has been in operation since 2005. The company provides phone, email, and live chat support to all of its merchant tiers and enjoys very few online complaints despite its massive user base. The BBB gives Shopify an “A+” rating at this time, while awards the company an “A.”

As a small business owner in the landscaping industry, accepting credit card payments from customers is essential for growing your business. Shopify is a top-rated payment processing service that offers a suite of features and benefits that make it a great option for businesses in the landscaping industry. In this article, we'll explore the reasons why Shopify is a good option for landscapers looking to accept credit card payments from their customers.

Easy Integration with Your Landscaping Website

Shopify offers an easy-to-use payment processing system that can be easily integrated with your landscaping website. With Shopify, you can add a payment gateway to your website in just a few clicks, making it easy for your customers to pay for your services using their credit cards.

Secure Payment Processing

Security is a top priority when it comes to credit card payment processing. Shopify provides a secure payment processing platform that is PCI-compliant and utilizes advanced encryption technologies to protect your customer's sensitive information.

Affordable Transaction Fees

Shopify offers competitive transaction fees for credit card processing, making it an affordable option for small business owners in the landscaping industry. With Shopify, you'll enjoy transparent pricing and no hidden fees, so you can easily manage your cash flow.

Mobile Payment Processing

Landscaping businesses often require on-site services, which means you need a payment processing solution that can handle mobile transactions. Shopify offers a mobile payment processing solution that allows you to accept credit card payments from your customers on the go, using your smartphone or tablet.

Shopify is a great option for small business owners in the landscaping industry who need to accept credit card payments from their customers. With easy integration, secure payment processing, affordable transaction fees, and mobile payment processing, Shopify has everything you need to grow your business and streamline your payment processing.

For more information, see the Shopify website.

national processing logo

National Processing

National Processing offers several small business processing options and can assist landscaping businesses with identifying the right POS system or virtual terminal for their needs. The company offers two pricing options: one an interchange-plus program or a “zero-fee” program, both of which offer competitively priced rates.

National Processing has a clean reputation with just one complaint filed in the last three years, which is not concerning in nature. Our independent review finds National Processing to be a solid option for most landscapers.

Why National Processing is a Top Choice for Landscape Payment Processing

As a business owner in the landscaping industry, you understand the importance of accepting credit card payments from customers. National Processing is a leading provider of credit card processing services, and they offer a range of features and benefits that make them the best choice for landscape payment processing.

Specialized Payment Processing Solutions for Landscapers

National Processing offers specialized payment processing solutions for businesses in the landscaping industry. They understand the unique challenges that come with accepting payments for landscaping services, such as the need for recurring billing, invoicing, and mobile payments. National Processing's landscape payment processing solutions are tailored to meet the specific needs of landscaping businesses, making it easier for you to manage payments and grow your business.

Competitive Pricing and Flexible Payment Plans

National Processing offers competitive pricing and flexible payment plans. They understand that landscaping businesses have varying needs and budgets, and they offer customized pricing plans that can be tailored to your specific needs. This means that you can choose a pricing plan that works best for your business, without sacrificing the quality of service.

Dedication to Transaction Security

National Processing offers top-notch security features to protect your customers' sensitive information. With the rise of cybercrime and data breaches, it is more important than ever to ensure that your customers' payment information is safe and secure. National Processing uses state-of-the-art security protocols to safeguard your customers' data and prevent fraudulent transactions.

If you're a landscaping business owner looking for a reliable and secure credit card processing solution, National Processing is the best choice for you. With their specialized landscape payment processing solutions, competitive pricing, and top-notch security features, you can rest assured that your business and your customers are in good hands.

For more information, see the National Processing website or call (385) 777-1235.

Frequently Asked Questions: Landscapers Credit Card Processing

What are merchant accounts for landscapers?

Merchant accounts for landscapers are financial services that enable landscaping businesses to accept credit card and electronic payments from their customers. These accounts facilitate secure and convenient payment processing for landscaping services, including lawn care, garden maintenance, landscape design, and other related services.

Why do landscapers need specific merchant accounts?

Landscaping businesses often deal with a mix of one-time transactions and recurring payments, making their payment processing needs unique. Additionally, some traditional payment processors may consider landscaping businesses as high-risk due to potential chargebacks or seasonal fluctuations in revenue. Specific merchant accounts designed for landscapers cater to these requirements and mitigate potential risks.

How can I find the best merchant account for my landscaping business?

To find the best merchant account for your landscaping business, consider the following steps:

a. **Research Landscaping-Focused Processors:** Look for payment processors that specialize in serving landscaping and outdoor service businesses. These providers will understand your industry's specific needs and challenges.

b. **Check for Integration with Management Software:** If you use landscaping business management software, ensure that the merchant account can integrate seamlessly with it. This will streamline your operations and help you manage payments more efficiently.

c. **Compare Fees and Rates:** Assess the processing fees, transaction rates, and any other costs associated with each potential merchant account. Choose a provider with transparent and competitive pricing that aligns with your business's size and transaction volume.

d. **Consider Payment Options:** Ensure that the merchant account supports various payment options, including credit cards, debit cards, mobile payments, and online invoicing, to offer flexibility to your customers.

e. **Check for Customer Support:** Excellent customer support is vital, as you may encounter payment issues or have questions regarding the payment process. Choose a provider with responsive and helpful customer service.

Can I use a regular merchant account for my landscaping business?

While it's possible to use a regular merchant account for your landscaping business, it might not be the most suitable option. Traditional payment processors may not fully understand the unique needs of your industry and might not offer the best rates for your type of business. Specialized merchant accounts for landscapers are designed to cater specifically to your industry's requirements.

Are there any specific considerations for seasonal businesses like landscaping?

Seasonal fluctuations in revenue are common for landscaping businesses. When choosing a merchant account, consider the provider's flexibility in accommodating seasonal businesses. Look for features like low or no monthly fees during off-peak months and the ability to scale up payment processing during busy seasons.

 How long does it take to set up a merchant account for landscapers?

The time it takes to set up a merchant account can vary depending on the provider and your business's specific circumstances. In some cases, it can take a few days, while others might require a couple of weeks for the application review and approval process. Plan ahead and initiate the application process in advance to ensure a smooth setup.

Can I accept mobile payments for my landscaping services?

Yes, many merchant account providers offer mobile payment options, such as contactless payments and mobile wallet payments like Apple Pay and Google Pay. Accepting mobile payments can enhance the convenience for your customers, especially when you're providing on-site landscaping services.

Can I process payments for both one-time services and recurring contracts?

Yes, specialized merchant accounts for landscapers typically support both one-time transactions and recurring payments. This flexibility allows you to process payments for individual services, as well as set up automated billing for recurring contracts, such as regular lawn maintenance or garden care.

Are there any additional tips for choosing the best merchant account for my landscaping business?

– Seek recommendations from other landscaping business owners for their preferred merchant account providers.
– Look for providers that offer secure payment processing with advanced fraud prevention measures to protect your business and customers.
– Read customer reviews and testimonials to gauge the satisfaction levels of other landscaping businesses using the same provider.
– Review the contract terms carefully and understand any potential cancellation fees or contractual obligations.

Reader Comments

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1 User Reviews

  • Sebastian

    I wanted to express my sincere gratitude for your comprehensive and insightful article on “Best Merchant Accounts for Landscapers”. As a professional in the landscaping business, your guide has been an invaluable asset, assisting me in understanding and navigating this specific sector.

    Your detailed analysis of each merchant account, highlighting their unique strengths, potential drawbacks, and standout features, was expertly done. You have a talent for breaking down complex topics into easily digestible information, making this complex subject much more understandable for readers like myself.

    I particularly appreciated your focus on essential aspects such as transaction fees, customer service, and security measures. Your insights into the specific needs of landscaping businesses, like handling large transactions, mobile payment processing for on-site services, and robust invoicing features, were extremely beneficial.

    The depth of research, time, and expertise that you’ve poured into this guide is clear. Your commitment to providing accurate, relevant, and practical information has greatly simplified what is typically a complicated decision-making process, empowering professionals like me to make informed decisions.

    Thank you once again for your significant contribution to this field. Your hard work, dedication, and expertise are deeply appreciated.

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