Overview
In this review of American Payment Systems (APS), we provide a detailed overview of the company's merchant account services. We will discuss the range of services APS offers, such as EMV card readers, POS solutions, and virtual terminals, and identify the types of businesses that may benefit from these services. We will also examine client and customer reviews to highlight common trends and potential concerns. Additionally, we will cover APS's pricing structure, contract terms, and specific services included. By the end of this article, you will have a clear understanding of whether APS is the right fit for your payment processing needs.
About American Payment Systems
American Payment Systems is a medium-sized merchant account provider founded in 2001. The company provides services and credit card terminals that allow merchants nationwide to accept checks, credit cards, and debit cards. American Payment Systems (APS) appears to use First Data (now Fiserv) as its primary backend processor.
![](https://www.cardpaymentoptions.com/wp-content/uploads/2024/07/AmericanPaymentSystems-homepage.webp)
American Payment Systems Products and Services
Payment Processing
American Payment Systems offers comprehensive payment processing solutions tailored to meet the needs of businesses of all sizes. Their services ensure secure, efficient, and reliable transaction processing, helping businesses streamline their financial operations and enhance customer satisfaction.
EMV Card Readers and Swipers
The company provides advanced EMV card readers and swipers, which are essential for modern payment security. These devices support chip-based transactions, reducing the risk of fraud and ensuring compliance with current industry standards.
POS Solutions
American Payment Systems delivers versatile point-of-sale (POS) solutions designed to improve business efficiency. Their POS systems are equipped with features that handle sales transactions, inventory management, and customer interactions, making them a valuable asset for businesses looking to optimize their operations.
Wireless Processing
For businesses that require flexibility, American Payment Systems offers wireless processing solutions. These mobile processing options allow businesses to accept payments from any location, providing convenience for both the business and its customers. This is particularly beneficial for businesses that operate in dynamic environments such as events or outdoor markets.
Virtual Terminals
American Payment Systems offers virtual terminals. These web-based platforms enable businesses to process payments online, expanding their reach and catering to customers who prefer digital transactions. This service is ideal for businesses looking to enhance their e-commerce capabilities.
Loyalty and Reward Programs
American Payment Systems also supports loyalty and reward programs, helping businesses foster customer loyalty and repeat business. These programs are designed to incentivize customers, encouraging them to return and engage with the business more frequently.
Bdr
Aps lies. They cancel you then send a huge bill for a 3 year contract when nothing was every signed or explained. Stay clear of these guys.
This post will help: Cancelling a Merchant Account Without Paying a Fee
-Phillip
Jim Barnes
My American Payment Systems, Inc located in Omaha, Nebraska, for past 25 years has never had any contract terms. From day one, we have only offered MONTH-TO-MONTH contracts and have NEVER had any early termination fees. And we also have never just arbitrarily cancelled any of our merchants accounts. This is false information and probably has us mixed up with the other 5 or 6 companies in the U.S. that have also used the name American Payment Systems. We had our name trademarked so not sure how other companies are able to choose that name, but they have.
Respectfully,
Jim Barnes
President/CEO
(402) 502-9985
[email protected]
Darwin Perschau
this company took almost three thousand dollars from our account for a card machine that you can buy for 500.00 dollars.
eric nakamura
American Payment Systems cold call and actually will harass you. I received 5 phone calls in a row from an agent who said, “If you’re listed, how can I be harassing you? She proceeded to say, I’ll keep calling until you listen to me.” It’s this type of company that you should not work with.
Jim Barnes - CEO
Mr. Nakamura, I’m sure sorry you had a bad experience, but I can assure you it was not with my company American Payment Systems in Omaha, NE. My surety comes from the fact that w do not do any telemarketing whatsoever and never have. And being family owned for over 30 years I can also assure you that we never would allow any staff member of APS to talk with or conduct business with one of our merchants or even a prospective merchant in that manner. Again my apologies for your experience but it was not with my company.
Jim Barnes – President / CEO American Payment Systems
Ronnie Herrera
Jim Barnes – President / CEO American Payment Systems
Your company just called me and portrayed themselves as the business above my merchant bc I have attained a new credit rating.
The agent goes on to list my business to me as if he is familiar with me I ask him ok well who is my merchant? cold not answer that but stayed with that my credit score is great, he continues to try to book an appointment with me and I ask him is this a sales call he goes no not at all!
so we book a time and at the end he ask what is my current check amount at? I tell him he does not need to know if this is not a sales call. more BS from him then I hang up.
then a third call sure sounds like harassment, so 1. Tiffany called my business freaked out my employee by saying it was urgent that I call, She is so new I hear her beg the manager to please take the call then I talk to him he asked for check amount then I said no and hung up, 2. He calls me again, he asked again for the check amount I hang up on him again. 3. call from your company for a third time, she states that she is a floor supervisor and wants to clear things up, I ask her “are you above my current processing company” she says Yes! I ask really then why can you not name them bc we are a national company and they are a local company then says heartland I’m like nope. I flat out ask is this a sales call? she says no! but if you like what we have you may want to switch LOL!!!!!!!