Banc Certified Merchant Services Overview
Established in 1996
Banc Certified Merchant Services (banccertified.com), founded in 1996, is an online merchant account provider focusing on web-based credit card processing platforms for small to mid-sized businesses. Banc Certified is a reseller of Elavon contracts, although documents can be found online that also link the company to Sage Payment Solutions. Banc Certified Merchant Services prominently markets a service offered by a separate company called CardX (cardx.com) that advertises the ability for merchants to effectively pay 0% on credit card processing fees by adding surcharges to customers’ transactions. The CEO of Banc Certified Merchant Services is an investor in CardX and shares a last name with CardX’s CEO.
Headquartered in Ohio
Banc Certified Merchant Services is located at 5006 Cemetery Rd, Hilliard, Ohio 43026-1640 and is a registered MSP/ISO of Elavon, Inc., Georgia. Ali Razi is listed as the founder and CEO of Banc Certified Merchant Services.
Banc Certified Merchant Services Review Table of Contents
- Costs & Contract: Banc Certified Merchant Services typically offers a month-to-month contract through Elavon with interchange-plus pricing.
- Complaints & Service: Banc Certified Merchant Services has received fewer than 10 public complaints.
- BBB Rating: Banc Certified Merchant Services has an “A+” rating with the Better Business Bureau and has received zero complaints in the past three years.
- Sales & Marketing: Banc Certified Merchant Services appears to hire independently contracted agents but has received only one complaint about its sales team.
- Rates & Fees: How Merchants Got The Best Rates With Banc Certified Merchant Services
Top Rated Merchant Accounts of 2018
Our Opinion of Banc Certified Merchant Services
A Solid Payment Processor
Banc Certified Merchant Services rates as a reliable merchant services provider by our standards. The company has a low complaint rate for its size and time in business, and its current contract terms are more favorable than industry averages. Even when dealing with highly rated providers, merchants are advised to read their contracts carefully and to compare the company’s terms to the top-rated merchant account providers.
About Phillip Parker
Phillip Parker is a former merchant services sales agent who believes the industry has been overrun by people who engage in fraud and deception in order to steal from hard working business owners. He created this website to help you avoid the bad players, save money on fees, and to get peace of mind with your merchant account. If you would like to help support his work, learn more about our cost reduction service. We can evaluate your statement, tell you exactly how much you're overpaying, and then help you dramatically reduce your fees with your current credit card processor. Looking to switch instead? See our list of the best merchant account providers.
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I am owner of SemBro Outlet and sign up with BCMS about 3-4 month ago. We had several trouble with processing, some fees was not explained, and when spoken with representative – two times they gave us wrong answer. We are on the line right now, thinking to switch to different merchant service.
Leo,
I am not an employee of BCMS nor am I authorized to speak on their behalf.
Speaking as a veteran ISO in this industry, I noticed that you’ve only been with BCMS 3 to4 . Honestly, your account is still within the “ramp-up” window. This means, there are probably integrated services such as online invoicing, ecommerce and other services that a processor may not get perfect to your liking until the 3rd or 4th invoice.
The bottom line is, you may have wasted your time looking for a different processor. BCMS has been around for decades and has a solid reputation. Based on their website they “white label” the services of Elavon, Sage and several other big boys. Service doesn’t get any better than what BCMS brings to the table.
Good luck.